Cálculo de intereses
Ahorrando S/ 273,015
Veamos que pasaría si Usted ahorrara 273,015 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 273,015.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,118.93 | S/ 6,273.49 | S/ 9,464.09 | S/ 12,691.14 | S/ 285,706.14 |
| 8.50% | S/ 5,625.15 | S/ 11,366.20 | S/ 17,225.54 | S/ 23,205.60 | S/ 296,220.60 |
| 8.00% | S/ 5,303.59 | S/ 10,710.21 | S/ 16,221.85 | S/ 21,840.56 | S/ 294,855.56 |
| 7.10% | S/ 4,721.95 | S/ 9,525.58 | S/ 14,412.28 | S/ 19,383.50 | S/ 292,398.50 |
| 7.00% | S/ 4,657.10 | S/ 9,393.64 | S/ 14,210.98 | S/ 19,110.50 | S/ 292,125.50 |
| 6.50% | S/ 4,332.16 | S/ 8,733.06 | S/ 13,203.79 | S/ 17,745.46 | S/ 290,760.46 |
| 6.10% | S/ 4,071.38 | S/ 8,203.47 | S/ 12,397.18 | S/ 16,653.43 | S/ 289,668.43 |
| 6.20% | S/ 4,136.64 | S/ 8,335.96 | S/ 12,598.91 | S/ 16,926.44 | S/ 289,941.44 |
| 5.90% | S/ 3,940.71 | S/ 7,938.30 | S/ 11,993.59 | S/ 16,107.42 | S/ 289,122.42 |
| 5.75% | S/ 3,842.59 | S/ 7,739.26 | S/ 11,690.78 | S/ 15,697.91 | S/ 288,712.91 |
| 5.70% | S/ 3,809.86 | S/ 7,672.88 | S/ 11,589.82 | S/ 15,561.41 | S/ 288,576.41 |
| 5.65% | S/ 3,777.12 | S/ 7,606.49 | S/ 11,488.84 | S/ 15,424.90 | S/ 288,439.90 |
| 5.60% | S/ 3,744.36 | S/ 7,540.08 | S/ 11,387.85 | S/ 15,288.40 | S/ 288,303.40 |
| 5.50% | S/ 3,678.82 | S/ 7,407.21 | S/ 11,185.85 | S/ 15,015.39 | S/ 288,030.39 |
| 5.30% | S/ 3,547.60 | S/ 7,141.29 | S/ 10,781.68 | S/ 14,469.38 | S/ 287,484.38 |
| 5.25% | S/ 3,514.76 | S/ 7,074.77 | S/ 10,680.61 | S/ 14,332.88 | S/ 287,347.88 |
| 5.05% | S/ 3,383.30 | S/ 6,808.53 | S/ 10,276.21 | S/ 13,786.86 | S/ 286,801.86 |
| 5.00% | S/ 3,350.41 | S/ 6,741.94 | S/ 10,175.08 | S/ 13,650.36 | S/ 286,665.36 |
| 4.95% | S/ 3,317.50 | S/ 6,675.32 | S/ 10,073.94 | S/ 13,513.85 | S/ 286,528.85 |
| 4.75% | S/ 3,185.76 | S/ 6,408.70 | S/ 9,669.25 | S/ 12,967.84 | S/ 285,982.84 |
| 4.55% | S/ 3,053.84 | S/ 6,141.83 | S/ 9,264.36 | S/ 12,421.83 | S/ 285,436.83 |
| 4.50% | S/ 3,020.82 | S/ 6,075.07 | S/ 9,163.11 | S/ 12,285.32 | S/ 285,300.32 |
| 4.40% | S/ 2,954.76 | S/ 5,941.51 | S/ 8,960.57 | S/ 12,012.32 | S/ 285,027.32 |
| 4.30% | S/ 2,888.66 | S/ 5,807.88 | S/ 8,757.99 | S/ 11,739.31 | S/ 284,754.31 |
| 4.25% | S/ 2,855.59 | S/ 5,741.04 | S/ 8,656.68 | S/ 11,602.81 | S/ 284,617.81 |
| 4.20% | S/ 2,822.50 | S/ 5,674.19 | S/ 8,555.35 | S/ 11,466.30 | S/ 284,481.30 |
| 4.15% | S/ 2,789.41 | S/ 5,607.32 | S/ 8,454.02 | S/ 11,329.80 | S/ 284,344.80 |
| 4.00% | S/ 2,690.05 | S/ 5,406.61 | S/ 8,149.93 | S/ 10,920.29 | S/ 283,935.29 |
| 3.90% | S/ 2,623.75 | S/ 5,272.72 | S/ 7,947.15 | S/ 10,647.28 | S/ 283,662.28 |
| 3.75% | S/ 2,524.22 | S/ 5,071.78 | S/ 7,642.89 | S/ 10,237.77 | S/ 283,252.77 |
| 3.50% | S/ 2,358.09 | S/ 4,736.54 | S/ 7,135.54 | S/ 9,555.25 | S/ 282,570.25 |
| 3.00% | S/ 2,024.91 | S/ 4,064.85 | S/ 6,119.91 | S/ 8,190.22 | S/ 281,205.22 |
| 2.75% | S/ 1,857.87 | S/ 3,728.39 | S/ 5,611.64 | S/ 7,507.70 | S/ 280,522.70 |
| 2.50% | S/ 1,690.53 | S/ 3,391.53 | S/ 5,103.05 | S/ 6,825.18 | S/ 279,840.18 |
| 2.00% | S/ 1,354.92 | S/ 2,716.56 | S/ 4,084.96 | S/ 5,460.15 | S/ 278,475.15 |
| 1.35% | S/ 916.77 | S/ 1,836.62 | S/ 2,759.56 | S/ 3,685.60 | S/ 276,700.60 |
| 1.00% | S/ 679.97 | S/ 1,361.64 | S/ 2,045.01 | S/ 2,730.07 | S/ 275,745.07 |
| 0.10% | S/ 68.23 | S/ 136.47 | S/ 204.73 | S/ 273.01 | S/ 273,288.01 |
Sobre los datos
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Para S/ 273,015 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 273,015 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
