Cálculo de intereses
Ahorrando S/ 270,864
Veamos que pasaría si Usted ahorrara 270,864 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 270,864.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,094.36 | S/ 6,224.07 | S/ 9,389.53 | S/ 12,591.16 | S/ 283,455.16 |
| 8.50% | S/ 5,580.83 | S/ 11,276.65 | S/ 17,089.82 | S/ 23,022.77 | S/ 293,886.77 |
| 8.00% | S/ 5,261.80 | S/ 10,625.82 | S/ 16,094.04 | S/ 21,668.49 | S/ 292,532.49 |
| 7.10% | S/ 4,684.75 | S/ 9,450.53 | S/ 14,298.73 | S/ 19,230.79 | S/ 290,094.79 |
| 7.00% | S/ 4,620.41 | S/ 9,319.63 | S/ 14,099.02 | S/ 18,959.93 | S/ 289,823.93 |
| 6.50% | S/ 4,298.03 | S/ 8,664.25 | S/ 13,099.76 | S/ 17,605.65 | S/ 288,469.65 |
| 6.10% | S/ 4,039.30 | S/ 8,138.84 | S/ 12,299.51 | S/ 16,522.23 | S/ 287,386.23 |
| 6.20% | S/ 4,104.05 | S/ 8,270.28 | S/ 12,499.64 | S/ 16,793.08 | S/ 287,657.08 |
| 5.90% | S/ 3,909.66 | S/ 7,875.76 | S/ 11,899.10 | S/ 15,980.52 | S/ 286,844.52 |
| 5.75% | S/ 3,812.31 | S/ 7,678.29 | S/ 11,598.67 | S/ 15,574.23 | S/ 286,438.23 |
| 5.70% | S/ 3,779.84 | S/ 7,612.43 | S/ 11,498.50 | S/ 15,438.80 | S/ 286,302.80 |
| 5.65% | S/ 3,747.36 | S/ 7,546.56 | S/ 11,398.32 | S/ 15,303.38 | S/ 286,167.38 |
| 5.60% | S/ 3,714.86 | S/ 7,480.67 | S/ 11,298.13 | S/ 15,167.95 | S/ 286,031.95 |
| 5.50% | S/ 3,649.84 | S/ 7,348.85 | S/ 11,097.72 | S/ 14,897.09 | S/ 285,761.09 |
| 5.30% | S/ 3,519.65 | S/ 7,085.03 | S/ 10,696.74 | S/ 14,355.38 | S/ 285,219.38 |
| 5.25% | S/ 3,487.07 | S/ 7,019.03 | S/ 10,596.46 | S/ 14,219.95 | S/ 285,083.95 |
| 5.05% | S/ 3,356.65 | S/ 6,754.89 | S/ 10,195.25 | S/ 13,678.24 | S/ 284,542.24 |
| 5.00% | S/ 3,324.01 | S/ 6,688.82 | S/ 10,094.91 | S/ 13,542.81 | S/ 284,406.81 |
| 4.95% | S/ 3,291.37 | S/ 6,622.73 | S/ 9,994.57 | S/ 13,407.38 | S/ 284,271.38 |
| 4.75% | S/ 3,160.66 | S/ 6,358.21 | S/ 9,593.07 | S/ 12,865.67 | S/ 283,729.67 |
| 4.55% | S/ 3,029.77 | S/ 6,093.44 | S/ 9,191.37 | S/ 12,323.96 | S/ 283,187.96 |
| 4.50% | S/ 2,997.02 | S/ 6,027.21 | S/ 9,090.92 | S/ 12,188.53 | S/ 283,052.53 |
| 4.40% | S/ 2,931.48 | S/ 5,894.70 | S/ 8,889.98 | S/ 11,917.68 | S/ 282,781.68 |
| 4.30% | S/ 2,865.90 | S/ 5,762.12 | S/ 8,688.99 | S/ 11,646.82 | S/ 282,510.82 |
| 4.25% | S/ 2,833.09 | S/ 5,695.81 | S/ 8,588.47 | S/ 11,511.39 | S/ 282,375.39 |
| 4.20% | S/ 2,800.27 | S/ 5,629.48 | S/ 8,487.95 | S/ 11,375.96 | S/ 282,239.96 |
| 4.15% | S/ 2,767.43 | S/ 5,563.14 | S/ 8,387.41 | S/ 11,240.53 | S/ 282,104.53 |
| 4.00% | S/ 2,668.86 | S/ 5,364.01 | S/ 8,085.72 | S/ 10,834.25 | S/ 281,698.25 |
| 3.90% | S/ 2,603.08 | S/ 5,231.18 | S/ 7,884.54 | S/ 10,563.39 | S/ 281,427.39 |
| 3.75% | S/ 2,504.33 | S/ 5,031.82 | S/ 7,582.67 | S/ 10,157.11 | S/ 281,021.11 |
| 3.50% | S/ 2,339.51 | S/ 4,699.22 | S/ 7,079.32 | S/ 9,479.97 | S/ 280,343.97 |
| 3.00% | S/ 2,008.96 | S/ 4,032.82 | S/ 6,071.69 | S/ 8,125.69 | S/ 278,989.69 |
| 2.75% | S/ 1,843.24 | S/ 3,699.02 | S/ 5,567.43 | S/ 7,448.55 | S/ 278,312.55 |
| 2.50% | S/ 1,677.21 | S/ 3,364.80 | S/ 5,062.85 | S/ 6,771.41 | S/ 277,635.41 |
| 2.00% | S/ 1,344.24 | S/ 2,695.15 | S/ 4,052.77 | S/ 5,417.13 | S/ 276,281.13 |
| 1.35% | S/ 909.55 | S/ 1,822.15 | S/ 2,737.82 | S/ 3,656.56 | S/ 274,520.56 |
| 1.00% | S/ 674.62 | S/ 1,350.91 | S/ 2,028.89 | S/ 2,708.56 | S/ 273,572.56 |
| 0.10% | S/ 67.69 | S/ 135.39 | S/ 203.12 | S/ 270.86 | S/ 271,134.86 |
Sobre los datos
-
Para S/ 270,864 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 270,864 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.