Cálculo de intereses
Ahorrando S/ 268,352
Veamos que pasaría si Usted ahorrara 268,352 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 268,352.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,065.66 | S/ 6,166.35 | S/ 9,302.45 | S/ 12,474.38 | S/ 280,826.38 |
| 8.50% | S/ 5,529.07 | S/ 11,172.07 | S/ 16,931.33 | S/ 22,809.25 | S/ 291,161.25 |
| 8.00% | S/ 5,213.01 | S/ 10,527.28 | S/ 15,944.79 | S/ 21,467.54 | S/ 289,819.54 |
| 7.10% | S/ 4,641.30 | S/ 9,362.88 | S/ 14,166.12 | S/ 19,052.44 | S/ 287,404.44 |
| 7.00% | S/ 4,577.56 | S/ 9,233.20 | S/ 13,968.26 | S/ 18,784.10 | S/ 287,136.10 |
| 6.50% | S/ 4,258.17 | S/ 8,583.90 | S/ 12,978.27 | S/ 17,442.38 | S/ 285,794.38 |
| 6.10% | S/ 4,001.84 | S/ 8,063.36 | S/ 12,185.44 | S/ 16,369.00 | S/ 284,721.00 |
| 6.20% | S/ 4,065.99 | S/ 8,193.58 | S/ 12,383.72 | S/ 16,637.34 | S/ 284,989.34 |
| 5.90% | S/ 3,873.40 | S/ 7,802.72 | S/ 11,788.75 | S/ 15,832.31 | S/ 284,184.31 |
| 5.75% | S/ 3,776.96 | S/ 7,607.08 | S/ 11,491.10 | S/ 15,429.80 | S/ 283,781.80 |
| 5.70% | S/ 3,744.79 | S/ 7,541.83 | S/ 11,391.87 | S/ 15,295.62 | S/ 283,647.62 |
| 5.65% | S/ 3,712.60 | S/ 7,476.57 | S/ 11,292.62 | S/ 15,161.45 | S/ 283,513.45 |
| 5.60% | S/ 3,680.41 | S/ 7,411.30 | S/ 11,193.35 | S/ 15,027.28 | S/ 283,379.28 |
| 5.50% | S/ 3,615.99 | S/ 7,280.70 | S/ 10,994.79 | S/ 14,758.94 | S/ 283,110.94 |
| 5.30% | S/ 3,487.01 | S/ 7,019.32 | S/ 10,597.54 | S/ 14,222.25 | S/ 282,574.25 |
| 5.25% | S/ 3,454.73 | S/ 6,953.94 | S/ 10,498.19 | S/ 14,088.08 | S/ 282,440.08 |
| 5.05% | S/ 3,325.52 | S/ 6,692.25 | S/ 10,100.70 | S/ 13,551.39 | S/ 281,903.39 |
| 5.00% | S/ 3,293.19 | S/ 6,626.79 | S/ 10,001.29 | S/ 13,417.22 | S/ 281,769.22 |
| 4.95% | S/ 3,260.84 | S/ 6,561.31 | S/ 9,901.88 | S/ 13,283.04 | S/ 281,635.04 |
| 4.75% | S/ 3,131.35 | S/ 6,299.24 | S/ 9,504.10 | S/ 12,746.35 | S/ 281,098.35 |
| 4.55% | S/ 3,001.68 | S/ 6,036.93 | S/ 9,106.13 | S/ 12,209.67 | S/ 280,561.67 |
| 4.50% | S/ 2,969.23 | S/ 5,971.31 | S/ 9,006.61 | S/ 12,075.49 | S/ 280,427.49 |
| 4.40% | S/ 2,904.30 | S/ 5,840.03 | S/ 8,807.53 | S/ 11,807.15 | S/ 280,159.15 |
| 4.30% | S/ 2,839.32 | S/ 5,708.68 | S/ 8,608.40 | S/ 11,538.81 | S/ 279,890.81 |
| 4.25% | S/ 2,806.81 | S/ 5,642.99 | S/ 8,508.82 | S/ 11,404.63 | S/ 279,756.63 |
| 4.20% | S/ 2,774.30 | S/ 5,577.27 | S/ 8,409.23 | S/ 11,270.46 | S/ 279,622.46 |
| 4.15% | S/ 2,741.77 | S/ 5,511.55 | S/ 8,309.62 | S/ 11,136.29 | S/ 279,488.29 |
| 4.00% | S/ 2,644.11 | S/ 5,314.27 | S/ 8,010.74 | S/ 10,733.77 | S/ 279,085.77 |
| 3.90% | S/ 2,578.94 | S/ 5,182.67 | S/ 7,811.42 | S/ 10,465.43 | S/ 278,817.43 |
| 3.75% | S/ 2,481.11 | S/ 4,985.15 | S/ 7,512.35 | S/ 10,062.91 | S/ 278,414.91 |
| 3.50% | S/ 2,317.81 | S/ 4,655.64 | S/ 7,013.66 | S/ 9,392.05 | S/ 277,744.05 |
| 3.00% | S/ 1,990.33 | S/ 3,995.42 | S/ 6,015.39 | S/ 8,050.33 | S/ 276,402.33 |
| 2.75% | S/ 1,826.14 | S/ 3,664.71 | S/ 5,515.79 | S/ 7,379.47 | S/ 275,731.47 |
| 2.50% | S/ 1,661.66 | S/ 3,333.60 | S/ 5,015.90 | S/ 6,708.61 | S/ 275,060.61 |
| 2.00% | S/ 1,331.78 | S/ 2,670.16 | S/ 4,015.19 | S/ 5,366.89 | S/ 273,718.89 |
| 1.35% | S/ 901.11 | S/ 1,805.25 | S/ 2,712.43 | S/ 3,622.65 | S/ 271,974.65 |
| 1.00% | S/ 668.36 | S/ 1,338.38 | S/ 2,010.08 | S/ 2,683.44 | S/ 271,035.44 |
| 0.10% | S/ 67.06 | S/ 134.14 | S/ 201.23 | S/ 268.34 | S/ 268,620.34 |
Sobre los datos
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Para S/ 268,352 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 268,352 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
