Cálculo de intereses
Ahorrando S/ 268,151
Veamos que pasaría si Usted ahorrara 268,151 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 268,151.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,063.37 | S/ 6,161.73 | S/ 9,295.48 | S/ 12,465.04 | S/ 280,616.04 |
| 8.50% | S/ 5,524.93 | S/ 11,163.70 | S/ 16,918.65 | S/ 22,792.17 | S/ 290,943.17 |
| 8.00% | S/ 5,209.10 | S/ 10,519.39 | S/ 15,932.84 | S/ 21,451.46 | S/ 289,602.46 |
| 7.10% | S/ 4,637.83 | S/ 9,355.87 | S/ 14,155.51 | S/ 19,038.17 | S/ 287,189.17 |
| 7.00% | S/ 4,574.13 | S/ 9,226.29 | S/ 13,957.80 | S/ 18,770.03 | S/ 286,921.03 |
| 6.50% | S/ 4,254.98 | S/ 8,577.47 | S/ 12,968.55 | S/ 17,429.31 | S/ 285,580.31 |
| 6.10% | S/ 3,998.84 | S/ 8,057.32 | S/ 12,176.32 | S/ 16,356.74 | S/ 284,507.74 |
| 6.20% | S/ 4,062.94 | S/ 8,187.45 | S/ 12,374.44 | S/ 16,624.88 | S/ 284,775.88 |
| 5.90% | S/ 3,870.50 | S/ 7,796.87 | S/ 11,779.92 | S/ 15,820.45 | S/ 283,971.45 |
| 5.75% | S/ 3,774.13 | S/ 7,601.38 | S/ 11,482.50 | S/ 15,418.24 | S/ 283,569.24 |
| 5.70% | S/ 3,741.98 | S/ 7,536.18 | S/ 11,383.33 | S/ 15,284.17 | S/ 283,435.17 |
| 5.65% | S/ 3,709.82 | S/ 7,470.97 | S/ 11,284.16 | S/ 15,150.10 | S/ 283,301.10 |
| 5.60% | S/ 3,677.65 | S/ 7,405.75 | S/ 11,184.97 | S/ 15,016.02 | S/ 283,167.02 |
| 5.50% | S/ 3,613.28 | S/ 7,275.25 | S/ 10,986.56 | S/ 14,747.88 | S/ 282,898.88 |
| 5.30% | S/ 3,484.39 | S/ 7,014.06 | S/ 10,589.60 | S/ 14,211.59 | S/ 282,362.59 |
| 5.25% | S/ 3,452.14 | S/ 6,948.73 | S/ 10,490.33 | S/ 14,077.52 | S/ 282,228.52 |
| 5.05% | S/ 3,323.03 | S/ 6,687.23 | S/ 10,093.13 | S/ 13,541.24 | S/ 281,692.24 |
| 5.00% | S/ 3,290.72 | S/ 6,621.82 | S/ 9,993.80 | S/ 13,407.17 | S/ 281,558.17 |
| 4.95% | S/ 3,258.40 | S/ 6,556.39 | S/ 9,894.46 | S/ 13,273.09 | S/ 281,424.09 |
| 4.75% | S/ 3,129.01 | S/ 6,294.53 | S/ 9,496.98 | S/ 12,736.81 | S/ 280,887.81 |
| 4.55% | S/ 2,999.43 | S/ 6,032.41 | S/ 9,099.31 | S/ 12,200.52 | S/ 280,351.52 |
| 4.50% | S/ 2,967.00 | S/ 5,966.84 | S/ 8,999.86 | S/ 12,066.45 | S/ 280,217.45 |
| 4.40% | S/ 2,902.12 | S/ 5,835.65 | S/ 8,800.93 | S/ 11,798.31 | S/ 279,949.31 |
| 4.30% | S/ 2,837.19 | S/ 5,704.41 | S/ 8,601.96 | S/ 11,530.16 | S/ 279,681.16 |
| 4.25% | S/ 2,804.71 | S/ 5,638.76 | S/ 8,502.45 | S/ 11,396.09 | S/ 279,547.09 |
| 4.20% | S/ 2,772.22 | S/ 5,573.10 | S/ 8,402.93 | S/ 11,262.02 | S/ 279,413.02 |
| 4.15% | S/ 2,739.71 | S/ 5,507.42 | S/ 8,303.40 | S/ 11,127.95 | S/ 279,278.95 |
| 4.00% | S/ 2,642.13 | S/ 5,310.29 | S/ 8,004.74 | S/ 10,725.73 | S/ 278,876.73 |
| 3.90% | S/ 2,577.01 | S/ 5,178.79 | S/ 7,805.57 | S/ 10,457.59 | S/ 278,608.59 |
| 3.75% | S/ 2,479.25 | S/ 4,981.42 | S/ 7,506.72 | S/ 10,055.38 | S/ 278,206.38 |
| 3.50% | S/ 2,316.07 | S/ 4,652.15 | S/ 7,008.41 | S/ 9,385.02 | S/ 277,536.02 |
| 3.00% | S/ 1,988.84 | S/ 3,992.43 | S/ 6,010.88 | S/ 8,044.30 | S/ 276,195.30 |
| 2.75% | S/ 1,824.77 | S/ 3,661.97 | S/ 5,511.66 | S/ 7,373.94 | S/ 275,524.94 |
| 2.50% | S/ 1,660.41 | S/ 3,331.10 | S/ 5,012.14 | S/ 6,703.58 | S/ 274,854.58 |
| 2.00% | S/ 1,330.78 | S/ 2,668.16 | S/ 4,012.18 | S/ 5,362.87 | S/ 273,513.87 |
| 1.35% | S/ 900.44 | S/ 1,803.90 | S/ 2,710.40 | S/ 3,619.94 | S/ 271,770.94 |
| 1.00% | S/ 667.86 | S/ 1,337.38 | S/ 2,008.57 | S/ 2,681.43 | S/ 270,832.43 |
| 0.10% | S/ 67.01 | S/ 134.04 | S/ 201.08 | S/ 268.14 | S/ 268,419.14 |
Sobre los datos
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Para S/ 268,151 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 268,151 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.