Cálculo de intereses
Ahorrando S/ 267,409
Veamos que pasaría si Usted ahorrara 267,409 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 267,409.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,054.89 | S/ 6,144.68 | S/ 9,269.76 | S/ 12,430.55 | S/ 279,839.55 |
| 8.50% | S/ 5,509.65 | S/ 11,132.81 | S/ 16,871.83 | S/ 22,729.10 | S/ 290,138.10 |
| 8.00% | S/ 5,194.69 | S/ 10,490.29 | S/ 15,888.76 | S/ 21,392.10 | S/ 288,801.10 |
| 7.10% | S/ 4,624.99 | S/ 9,329.98 | S/ 14,116.34 | S/ 18,985.49 | S/ 286,394.49 |
| 7.00% | S/ 4,561.47 | S/ 9,200.76 | S/ 13,919.18 | S/ 18,718.09 | S/ 286,127.09 |
| 6.50% | S/ 4,243.20 | S/ 8,553.74 | S/ 12,932.67 | S/ 17,381.08 | S/ 284,790.08 |
| 6.10% | S/ 3,987.78 | S/ 8,035.02 | S/ 12,142.62 | S/ 16,311.48 | S/ 283,720.48 |
| 6.20% | S/ 4,051.70 | S/ 8,164.79 | S/ 12,340.20 | S/ 16,578.88 | S/ 283,987.88 |
| 5.90% | S/ 3,859.79 | S/ 7,775.30 | S/ 11,747.32 | S/ 15,776.68 | S/ 283,185.68 |
| 5.75% | S/ 3,763.69 | S/ 7,580.35 | S/ 11,450.72 | S/ 15,375.57 | S/ 282,784.57 |
| 5.70% | S/ 3,731.63 | S/ 7,515.33 | S/ 11,351.83 | S/ 15,241.87 | S/ 282,650.87 |
| 5.65% | S/ 3,699.56 | S/ 7,450.30 | S/ 11,252.93 | S/ 15,108.17 | S/ 282,517.17 |
| 5.60% | S/ 3,667.48 | S/ 7,385.25 | S/ 11,154.02 | S/ 14,974.47 | S/ 282,383.47 |
| 5.50% | S/ 3,603.28 | S/ 7,255.12 | S/ 10,956.16 | S/ 14,707.07 | S/ 282,116.07 |
| 5.30% | S/ 3,474.75 | S/ 6,994.65 | S/ 10,560.30 | S/ 14,172.27 | S/ 281,581.27 |
| 5.25% | S/ 3,442.59 | S/ 6,929.50 | S/ 10,461.30 | S/ 14,038.57 | S/ 281,447.57 |
| 5.05% | S/ 3,313.83 | S/ 6,668.73 | S/ 10,065.20 | S/ 13,503.77 | S/ 280,912.77 |
| 5.00% | S/ 3,281.61 | S/ 6,603.50 | S/ 9,966.15 | S/ 13,370.07 | S/ 280,779.07 |
| 4.95% | S/ 3,249.38 | S/ 6,538.25 | S/ 9,867.08 | S/ 13,236.37 | S/ 280,645.37 |
| 4.75% | S/ 3,120.35 | S/ 6,277.11 | S/ 9,470.70 | S/ 12,701.56 | S/ 280,110.56 |
| 4.55% | S/ 2,991.13 | S/ 6,015.71 | S/ 9,074.13 | S/ 12,166.76 | S/ 279,575.76 |
| 4.50% | S/ 2,958.79 | S/ 5,950.33 | S/ 8,974.96 | S/ 12,033.06 | S/ 279,442.06 |
| 4.40% | S/ 2,894.09 | S/ 5,819.51 | S/ 8,776.58 | S/ 11,765.66 | S/ 279,174.66 |
| 4.30% | S/ 2,829.34 | S/ 5,688.62 | S/ 8,578.15 | S/ 11,498.26 | S/ 278,907.26 |
| 4.25% | S/ 2,796.95 | S/ 5,623.16 | S/ 8,478.92 | S/ 11,364.56 | S/ 278,773.56 |
| 4.20% | S/ 2,764.55 | S/ 5,557.67 | S/ 8,379.68 | S/ 11,230.86 | S/ 278,639.86 |
| 4.15% | S/ 2,732.13 | S/ 5,492.18 | S/ 8,280.42 | S/ 11,097.16 | S/ 278,506.16 |
| 4.00% | S/ 2,634.82 | S/ 5,295.59 | S/ 7,982.59 | S/ 10,696.05 | S/ 278,105.05 |
| 3.90% | S/ 2,569.88 | S/ 5,164.46 | S/ 7,783.97 | S/ 10,428.65 | S/ 277,837.65 |
| 3.75% | S/ 2,472.39 | S/ 4,967.63 | S/ 7,485.95 | S/ 10,027.55 | S/ 277,436.55 |
| 3.50% | S/ 2,309.67 | S/ 4,639.28 | S/ 6,989.02 | S/ 9,359.05 | S/ 276,768.05 |
| 3.00% | S/ 1,983.34 | S/ 3,981.38 | S/ 5,994.25 | S/ 8,022.04 | S/ 275,431.04 |
| 2.75% | S/ 1,819.73 | S/ 3,651.83 | S/ 5,496.41 | S/ 7,353.54 | S/ 274,762.54 |
| 2.50% | S/ 1,655.82 | S/ 3,321.88 | S/ 4,998.27 | S/ 6,685.04 | S/ 274,094.04 |
| 2.00% | S/ 1,327.10 | S/ 2,660.78 | S/ 4,001.08 | S/ 5,348.03 | S/ 272,757.03 |
| 1.35% | S/ 897.95 | S/ 1,798.91 | S/ 2,702.90 | S/ 3,609.92 | S/ 271,018.92 |
| 1.00% | S/ 666.01 | S/ 1,333.68 | S/ 2,003.01 | S/ 2,674.01 | S/ 270,083.01 |
| 0.10% | S/ 66.83 | S/ 133.67 | S/ 200.53 | S/ 267.40 | S/ 267,676.40 |
Sobre los datos
-
Para S/ 267,409 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 267,409 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.