Cálculo de intereses
Ahorrando S/ 265,969
Veamos que pasaría si Usted ahorrara 265,969 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 265,969.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,038.44 | S/ 6,111.59 | S/ 9,219.84 | S/ 12,363.61 | S/ 278,332.61 |
| 8.50% | S/ 5,479.98 | S/ 11,072.86 | S/ 16,780.98 | S/ 22,606.71 | S/ 288,575.71 |
| 8.00% | S/ 5,166.71 | S/ 10,433.79 | S/ 15,803.19 | S/ 21,276.90 | S/ 287,245.90 |
| 7.10% | S/ 4,600.09 | S/ 9,279.74 | S/ 14,040.33 | S/ 18,883.25 | S/ 284,852.25 |
| 7.00% | S/ 4,536.91 | S/ 9,151.21 | S/ 13,844.22 | S/ 18,617.29 | S/ 284,586.29 |
| 6.50% | S/ 4,220.35 | S/ 8,507.67 | S/ 12,863.02 | S/ 17,287.49 | S/ 283,256.49 |
| 6.10% | S/ 3,966.30 | S/ 7,991.75 | S/ 12,077.23 | S/ 16,223.64 | S/ 282,192.64 |
| 6.20% | S/ 4,029.88 | S/ 8,120.82 | S/ 12,273.75 | S/ 16,489.60 | S/ 282,458.60 |
| 5.90% | S/ 3,839.01 | S/ 7,733.43 | S/ 11,684.06 | S/ 15,691.72 | S/ 281,660.72 |
| 5.75% | S/ 3,743.42 | S/ 7,539.53 | S/ 11,389.06 | S/ 15,292.78 | S/ 281,261.78 |
| 5.70% | S/ 3,711.53 | S/ 7,474.86 | S/ 11,290.70 | S/ 15,159.80 | S/ 281,128.80 |
| 5.65% | S/ 3,679.64 | S/ 7,410.18 | S/ 11,192.34 | S/ 15,026.82 | S/ 280,995.82 |
| 5.60% | S/ 3,647.73 | S/ 7,345.48 | S/ 11,093.96 | S/ 14,893.84 | S/ 280,862.84 |
| 5.50% | S/ 3,583.88 | S/ 7,216.05 | S/ 10,897.16 | S/ 14,627.87 | S/ 280,596.87 |
| 5.30% | S/ 3,456.04 | S/ 6,956.99 | S/ 10,503.43 | S/ 14,095.95 | S/ 280,064.95 |
| 5.25% | S/ 3,424.05 | S/ 6,892.19 | S/ 10,404.97 | S/ 13,962.97 | S/ 279,931.97 |
| 5.05% | S/ 3,295.99 | S/ 6,632.82 | S/ 10,011.00 | S/ 13,431.05 | S/ 279,400.05 |
| 5.00% | S/ 3,263.94 | S/ 6,567.94 | S/ 9,912.48 | S/ 13,298.07 | S/ 279,267.07 |
| 4.95% | S/ 3,231.89 | S/ 6,503.04 | S/ 9,813.95 | S/ 13,165.09 | S/ 279,134.09 |
| 4.75% | S/ 3,103.55 | S/ 6,243.31 | S/ 9,419.70 | S/ 12,633.17 | S/ 278,602.17 |
| 4.55% | S/ 2,975.02 | S/ 5,983.32 | S/ 9,025.27 | S/ 12,101.24 | S/ 278,070.24 |
| 4.50% | S/ 2,942.86 | S/ 5,918.29 | S/ 8,926.63 | S/ 11,968.26 | S/ 277,937.26 |
| 4.40% | S/ 2,878.51 | S/ 5,788.17 | S/ 8,729.32 | S/ 11,702.30 | S/ 277,671.30 |
| 4.30% | S/ 2,814.11 | S/ 5,657.99 | S/ 8,531.96 | S/ 11,436.34 | S/ 277,405.34 |
| 4.25% | S/ 2,781.89 | S/ 5,592.88 | S/ 8,433.26 | S/ 11,303.36 | S/ 277,272.36 |
| 4.20% | S/ 2,749.66 | S/ 5,527.75 | S/ 8,334.55 | S/ 11,170.38 | S/ 277,139.38 |
| 4.15% | S/ 2,717.42 | S/ 5,462.60 | S/ 8,235.83 | S/ 11,037.40 | S/ 277,006.40 |
| 4.00% | S/ 2,620.63 | S/ 5,267.08 | S/ 7,939.60 | S/ 10,638.46 | S/ 276,607.46 |
| 3.90% | S/ 2,556.04 | S/ 5,136.65 | S/ 7,742.05 | S/ 10,372.49 | S/ 276,341.49 |
| 3.75% | S/ 2,459.07 | S/ 4,940.88 | S/ 7,445.64 | S/ 9,973.55 | S/ 275,942.55 |
| 3.50% | S/ 2,297.23 | S/ 4,614.30 | S/ 6,951.38 | S/ 9,308.65 | S/ 275,277.65 |
| 3.00% | S/ 1,972.66 | S/ 3,959.94 | S/ 5,961.97 | S/ 7,978.84 | S/ 273,947.84 |
| 2.75% | S/ 1,809.93 | S/ 3,632.17 | S/ 5,466.81 | S/ 7,313.94 | S/ 273,282.94 |
| 2.50% | S/ 1,646.90 | S/ 3,304.00 | S/ 4,971.35 | S/ 6,649.04 | S/ 272,618.04 |
| 2.00% | S/ 1,319.95 | S/ 2,646.45 | S/ 3,979.53 | S/ 5,319.23 | S/ 271,288.23 |
| 1.35% | S/ 893.11 | S/ 1,789.22 | S/ 2,688.34 | S/ 3,590.48 | S/ 269,559.48 |
| 1.00% | S/ 662.42 | S/ 1,326.50 | S/ 1,992.23 | S/ 2,659.62 | S/ 268,628.62 |
| 0.10% | S/ 66.47 | S/ 132.95 | S/ 199.45 | S/ 265.96 | S/ 266,234.96 |
Sobre los datos
-
Para S/ 265,969 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 265,969 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.