Cálculo de intereses
Ahorrando S/ 264,694
Veamos que pasaría si Usted ahorrara 264,694 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 264,694.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,023.87 | S/ 6,082.29 | S/ 9,175.65 | S/ 12,304.34 | S/ 276,998.34 |
| 8.50% | S/ 5,453.71 | S/ 11,019.78 | S/ 16,700.53 | S/ 22,498.33 | S/ 287,192.33 |
| 8.00% | S/ 5,141.95 | S/ 10,383.78 | S/ 15,727.44 | S/ 21,174.90 | S/ 285,868.90 |
| 7.10% | S/ 4,578.04 | S/ 9,235.25 | S/ 13,973.02 | S/ 18,792.73 | S/ 283,486.73 |
| 7.00% | S/ 4,515.16 | S/ 9,107.34 | S/ 13,777.86 | S/ 18,528.04 | S/ 283,222.04 |
| 6.50% | S/ 4,200.12 | S/ 8,466.89 | S/ 12,801.36 | S/ 17,204.61 | S/ 281,898.61 |
| 6.10% | S/ 3,947.29 | S/ 7,953.44 | S/ 12,019.34 | S/ 16,145.87 | S/ 280,839.87 |
| 6.20% | S/ 4,010.56 | S/ 8,081.90 | S/ 12,214.91 | S/ 16,410.55 | S/ 281,104.55 |
| 5.90% | S/ 3,820.60 | S/ 7,696.36 | S/ 11,628.05 | S/ 15,616.50 | S/ 280,310.50 |
| 5.75% | S/ 3,725.47 | S/ 7,503.38 | S/ 11,334.46 | S/ 15,219.47 | S/ 279,913.47 |
| 5.70% | S/ 3,693.74 | S/ 7,439.03 | S/ 11,236.58 | S/ 15,087.12 | S/ 279,781.12 |
| 5.65% | S/ 3,662.00 | S/ 7,374.66 | S/ 11,138.68 | S/ 14,954.78 | S/ 279,648.78 |
| 5.60% | S/ 3,630.24 | S/ 7,310.27 | S/ 11,040.77 | S/ 14,822.44 | S/ 279,516.44 |
| 5.50% | S/ 3,566.70 | S/ 7,181.46 | S/ 10,844.92 | S/ 14,557.75 | S/ 279,251.75 |
| 5.30% | S/ 3,439.47 | S/ 6,923.64 | S/ 10,453.08 | S/ 14,028.38 | S/ 278,722.38 |
| 5.25% | S/ 3,407.64 | S/ 6,859.15 | S/ 10,355.09 | S/ 13,896.04 | S/ 278,590.04 |
| 5.05% | S/ 3,280.19 | S/ 6,601.02 | S/ 9,963.01 | S/ 13,366.66 | S/ 278,060.66 |
| 5.00% | S/ 3,248.30 | S/ 6,536.45 | S/ 9,864.96 | S/ 13,234.32 | S/ 277,928.32 |
| 4.95% | S/ 3,216.39 | S/ 6,471.87 | S/ 9,766.90 | S/ 13,101.98 | S/ 277,795.98 |
| 4.75% | S/ 3,088.67 | S/ 6,213.38 | S/ 9,374.55 | S/ 12,572.60 | S/ 277,266.60 |
| 4.55% | S/ 2,960.76 | S/ 5,954.64 | S/ 8,982.00 | S/ 12,043.23 | S/ 276,737.23 |
| 4.50% | S/ 2,928.75 | S/ 5,889.91 | S/ 8,883.84 | S/ 11,910.89 | S/ 276,604.89 |
| 4.40% | S/ 2,864.71 | S/ 5,760.42 | S/ 8,687.47 | S/ 11,646.20 | S/ 276,340.20 |
| 4.30% | S/ 2,800.62 | S/ 5,630.87 | S/ 8,491.06 | S/ 11,381.52 | S/ 276,075.52 |
| 4.25% | S/ 2,768.55 | S/ 5,566.06 | S/ 8,392.84 | S/ 11,249.17 | S/ 275,943.17 |
| 4.20% | S/ 2,736.48 | S/ 5,501.25 | S/ 8,294.60 | S/ 11,116.83 | S/ 275,810.83 |
| 4.15% | S/ 2,704.39 | S/ 5,436.42 | S/ 8,196.35 | S/ 10,984.49 | S/ 275,678.49 |
| 4.00% | S/ 2,608.06 | S/ 5,241.83 | S/ 7,901.54 | S/ 10,587.46 | S/ 275,281.46 |
| 3.90% | S/ 2,543.79 | S/ 5,112.02 | S/ 7,704.94 | S/ 10,322.77 | S/ 275,016.77 |
| 3.75% | S/ 2,447.29 | S/ 4,917.20 | S/ 7,409.95 | S/ 9,925.74 | S/ 274,619.74 |
| 3.50% | S/ 2,286.22 | S/ 4,592.18 | S/ 6,918.06 | S/ 9,264.03 | S/ 273,958.03 |
| 3.00% | S/ 1,963.20 | S/ 3,940.96 | S/ 5,933.39 | S/ 7,940.59 | S/ 272,634.59 |
| 2.75% | S/ 1,801.25 | S/ 3,614.76 | S/ 5,440.61 | S/ 7,278.88 | S/ 271,972.88 |
| 2.50% | S/ 1,639.00 | S/ 3,288.16 | S/ 4,947.52 | S/ 6,617.16 | S/ 271,311.16 |
| 2.00% | S/ 1,313.62 | S/ 2,633.76 | S/ 3,960.45 | S/ 5,293.73 | S/ 269,987.73 |
| 1.35% | S/ 888.83 | S/ 1,780.64 | S/ 2,675.45 | S/ 3,573.27 | S/ 268,267.27 |
| 1.00% | S/ 659.25 | S/ 1,320.14 | S/ 1,982.68 | S/ 2,646.87 | S/ 267,340.87 |
| 0.10% | S/ 66.15 | S/ 132.31 | S/ 198.49 | S/ 264.69 | S/ 264,958.69 |
Sobre los datos
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Para S/ 264,694 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 264,694 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.