Cálculo de intereses
Ahorrando S/ 255,592
Veamos que pasaría si Usted ahorrara 255,592 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 255,592.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,919.89 | S/ 5,873.14 | S/ 8,860.12 | S/ 11,881.23 | S/ 267,473.23 |
| 8.50% | S/ 5,266.17 | S/ 10,640.84 | S/ 16,126.25 | S/ 21,724.69 | S/ 277,316.69 |
| 8.00% | S/ 4,965.13 | S/ 10,026.71 | S/ 15,186.62 | S/ 20,446.77 | S/ 276,038.77 |
| 7.10% | S/ 4,420.61 | S/ 8,917.68 | S/ 13,492.53 | S/ 18,146.51 | S/ 273,738.51 |
| 7.00% | S/ 4,359.90 | S/ 8,794.17 | S/ 13,304.08 | S/ 17,890.92 | S/ 273,482.92 |
| 6.50% | S/ 4,055.69 | S/ 8,175.74 | S/ 12,361.16 | S/ 16,613.00 | S/ 272,205.00 |
| 6.10% | S/ 3,811.55 | S/ 7,679.95 | S/ 11,606.03 | S/ 15,590.66 | S/ 271,182.66 |
| 6.20% | S/ 3,872.65 | S/ 7,803.98 | S/ 11,794.88 | S/ 15,846.25 | S/ 271,438.25 |
| 5.90% | S/ 3,689.23 | S/ 7,431.70 | S/ 11,228.20 | S/ 15,079.49 | S/ 270,671.49 |
| 5.75% | S/ 3,597.37 | S/ 7,245.36 | S/ 10,944.71 | S/ 14,696.12 | S/ 270,288.12 |
| 5.70% | S/ 3,566.72 | S/ 7,183.22 | S/ 10,850.19 | S/ 14,568.32 | S/ 270,160.32 |
| 5.65% | S/ 3,536.07 | S/ 7,121.07 | S/ 10,755.66 | S/ 14,440.53 | S/ 270,032.53 |
| 5.60% | S/ 3,505.41 | S/ 7,058.89 | S/ 10,661.12 | S/ 14,312.74 | S/ 269,904.74 |
| 5.50% | S/ 3,444.05 | S/ 6,934.51 | S/ 10,472.00 | S/ 14,057.16 | S/ 269,649.16 |
| 5.30% | S/ 3,321.20 | S/ 6,685.56 | S/ 10,093.63 | S/ 13,545.99 | S/ 269,137.99 |
| 5.25% | S/ 3,290.46 | S/ 6,623.28 | S/ 9,999.01 | S/ 13,418.19 | S/ 269,010.19 |
| 5.05% | S/ 3,167.39 | S/ 6,374.03 | S/ 9,620.41 | S/ 12,907.03 | S/ 268,499.03 |
| 5.00% | S/ 3,136.60 | S/ 6,311.69 | S/ 9,525.74 | S/ 12,779.23 | S/ 268,371.23 |
| 4.95% | S/ 3,105.79 | S/ 6,249.32 | S/ 9,431.05 | S/ 12,651.44 | S/ 268,243.44 |
| 4.75% | S/ 2,982.46 | S/ 5,999.72 | S/ 9,052.19 | S/ 12,140.27 | S/ 267,732.27 |
| 4.55% | S/ 2,858.95 | S/ 5,749.88 | S/ 8,673.14 | S/ 11,629.10 | S/ 267,221.10 |
| 4.50% | S/ 2,828.04 | S/ 5,687.38 | S/ 8,578.35 | S/ 11,501.31 | S/ 267,093.31 |
| 4.40% | S/ 2,766.20 | S/ 5,562.34 | S/ 8,388.74 | S/ 11,245.73 | S/ 266,837.73 |
| 4.30% | S/ 2,704.31 | S/ 5,437.24 | S/ 8,199.08 | S/ 10,990.14 | S/ 266,582.14 |
| 4.25% | S/ 2,673.35 | S/ 5,374.66 | S/ 8,104.23 | S/ 10,862.35 | S/ 266,454.35 |
| 4.20% | S/ 2,642.38 | S/ 5,312.08 | S/ 8,009.37 | S/ 10,734.56 | S/ 266,326.56 |
| 4.15% | S/ 2,611.40 | S/ 5,249.47 | S/ 7,914.51 | S/ 10,606.76 | S/ 266,198.76 |
| 4.00% | S/ 2,518.38 | S/ 5,061.58 | S/ 7,629.83 | S/ 10,223.39 | S/ 265,815.39 |
| 3.90% | S/ 2,456.31 | S/ 4,936.24 | S/ 7,439.99 | S/ 9,967.80 | S/ 265,559.80 |
| 3.75% | S/ 2,363.13 | S/ 4,748.11 | S/ 7,155.14 | S/ 9,584.43 | S/ 265,176.43 |
| 3.50% | S/ 2,207.60 | S/ 4,434.27 | S/ 6,680.17 | S/ 8,945.47 | S/ 264,537.47 |
| 3.00% | S/ 1,895.69 | S/ 3,805.44 | S/ 5,729.36 | S/ 7,667.54 | S/ 263,259.54 |
| 2.75% | S/ 1,739.31 | S/ 3,490.46 | S/ 5,253.52 | S/ 7,028.58 | S/ 262,620.58 |
| 2.50% | S/ 1,582.64 | S/ 3,175.09 | S/ 4,777.39 | S/ 6,389.62 | S/ 261,981.62 |
| 2.00% | S/ 1,268.45 | S/ 2,543.20 | S/ 3,824.27 | S/ 5,111.70 | S/ 260,703.70 |
| 1.35% | S/ 858.27 | S/ 1,719.41 | S/ 2,583.45 | S/ 3,450.39 | S/ 259,042.39 |
| 1.00% | S/ 636.58 | S/ 1,274.75 | S/ 1,914.50 | S/ 2,555.85 | S/ 258,147.85 |
| 0.10% | S/ 63.87 | S/ 127.76 | S/ 191.66 | S/ 255.58 | S/ 255,847.58 |
Sobre los datos
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Para S/ 255,592 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 255,592 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.