Cálculo de intereses
Ahorrando S/ 249,166
Veamos que pasaría si Usted ahorrara 249,166 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 249,166.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,846.48 | S/ 5,725.48 | S/ 8,637.37 | S/ 11,582.52 | S/ 260,748.52 |
| 8.50% | S/ 5,133.77 | S/ 10,373.31 | S/ 15,720.81 | S/ 21,178.49 | S/ 270,344.49 |
| 8.00% | S/ 4,840.30 | S/ 9,774.62 | S/ 14,804.80 | S/ 19,932.70 | S/ 269,098.70 |
| 7.10% | S/ 4,309.47 | S/ 8,693.48 | S/ 13,153.31 | S/ 17,690.27 | S/ 266,856.27 |
| 7.00% | S/ 4,250.28 | S/ 8,573.07 | S/ 12,969.59 | S/ 17,441.11 | S/ 266,607.11 |
| 6.50% | S/ 3,953.73 | S/ 7,970.19 | S/ 12,050.38 | S/ 16,195.32 | S/ 265,361.32 |
| 6.10% | S/ 3,715.73 | S/ 7,486.86 | S/ 11,314.24 | S/ 15,198.69 | S/ 264,364.69 |
| 6.20% | S/ 3,775.29 | S/ 7,607.78 | S/ 11,498.34 | S/ 15,447.85 | S/ 264,613.85 |
| 5.90% | S/ 3,596.47 | S/ 7,244.86 | S/ 10,945.90 | S/ 14,700.37 | S/ 263,866.37 |
| 5.75% | S/ 3,506.92 | S/ 7,063.20 | S/ 10,669.54 | S/ 14,326.63 | S/ 263,492.63 |
| 5.70% | S/ 3,477.05 | S/ 7,002.62 | S/ 10,577.40 | S/ 14,202.05 | S/ 263,368.05 |
| 5.65% | S/ 3,447.17 | S/ 6,942.03 | S/ 10,485.24 | S/ 14,077.47 | S/ 263,243.47 |
| 5.60% | S/ 3,417.28 | S/ 6,881.42 | S/ 10,393.08 | S/ 13,952.89 | S/ 263,118.89 |
| 5.50% | S/ 3,357.46 | S/ 6,760.16 | S/ 10,208.71 | S/ 13,703.74 | S/ 262,869.74 |
| 5.30% | S/ 3,237.70 | S/ 6,517.47 | S/ 9,839.86 | S/ 13,205.42 | S/ 262,371.42 |
| 5.25% | S/ 3,207.73 | S/ 6,456.76 | S/ 9,747.62 | S/ 13,080.84 | S/ 262,246.84 |
| 5.05% | S/ 3,087.76 | S/ 6,213.78 | S/ 9,378.54 | S/ 12,582.52 | S/ 261,748.52 |
| 5.00% | S/ 3,057.74 | S/ 6,153.00 | S/ 9,286.25 | S/ 12,457.94 | S/ 261,623.94 |
| 4.95% | S/ 3,027.71 | S/ 6,092.20 | S/ 9,193.94 | S/ 12,333.36 | S/ 261,499.36 |
| 4.75% | S/ 2,907.47 | S/ 5,848.88 | S/ 8,824.60 | S/ 11,835.05 | S/ 261,001.05 |
| 4.55% | S/ 2,787.07 | S/ 5,605.31 | S/ 8,455.08 | S/ 11,336.73 | S/ 260,502.73 |
| 4.50% | S/ 2,756.94 | S/ 5,544.39 | S/ 8,362.68 | S/ 11,212.15 | S/ 260,378.15 |
| 4.40% | S/ 2,696.65 | S/ 5,422.49 | S/ 8,177.83 | S/ 10,962.99 | S/ 260,128.99 |
| 4.30% | S/ 2,636.32 | S/ 5,300.54 | S/ 7,992.94 | S/ 10,713.83 | S/ 259,879.83 |
| 4.25% | S/ 2,606.14 | S/ 5,239.54 | S/ 7,900.48 | S/ 10,589.25 | S/ 259,755.25 |
| 4.20% | S/ 2,575.95 | S/ 5,178.52 | S/ 7,808.01 | S/ 10,464.67 | S/ 259,630.67 |
| 4.15% | S/ 2,545.74 | S/ 5,117.49 | S/ 7,715.52 | S/ 10,340.09 | S/ 259,506.09 |
| 4.00% | S/ 2,455.06 | S/ 4,934.32 | S/ 7,438.00 | S/ 9,966.36 | S/ 259,132.36 |
| 3.90% | S/ 2,394.56 | S/ 4,812.13 | S/ 7,252.93 | S/ 9,717.20 | S/ 258,883.20 |
| 3.75% | S/ 2,303.72 | S/ 4,628.74 | S/ 6,975.25 | S/ 9,343.46 | S/ 258,509.46 |
| 3.50% | S/ 2,152.10 | S/ 4,322.78 | S/ 6,512.22 | S/ 8,720.56 | S/ 257,886.56 |
| 3.00% | S/ 1,848.03 | S/ 3,709.77 | S/ 5,585.31 | S/ 7,474.77 | S/ 256,640.77 |
| 2.75% | S/ 1,695.58 | S/ 3,402.70 | S/ 5,121.44 | S/ 6,851.87 | S/ 256,017.87 |
| 2.50% | S/ 1,542.85 | S/ 3,095.26 | S/ 4,657.28 | S/ 6,228.97 | S/ 255,394.97 |
| 2.00% | S/ 1,236.56 | S/ 2,479.25 | S/ 3,728.12 | S/ 4,983.18 | S/ 254,149.18 |
| 1.35% | S/ 836.69 | S/ 1,676.19 | S/ 2,518.50 | S/ 3,363.65 | S/ 252,529.65 |
| 1.00% | S/ 620.58 | S/ 1,242.70 | S/ 1,866.37 | S/ 2,491.59 | S/ 251,657.59 |
| 0.10% | S/ 62.27 | S/ 124.55 | S/ 186.85 | S/ 249.16 | S/ 249,415.16 |
Sobre los datos
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Para S/ 249,166 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 249,166 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.