Cálculo de intereses
Ahorrando S/ 247,474
Veamos que pasaría si Usted ahorrara 247,474 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 247,474.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,827.15 | S/ 5,686.60 | S/ 8,578.71 | S/ 11,503.87 | S/ 258,977.87 |
| 8.50% | S/ 5,098.91 | S/ 10,302.87 | S/ 15,614.06 | S/ 21,034.68 | S/ 268,508.68 |
| 8.00% | S/ 4,807.43 | S/ 9,708.25 | S/ 14,704.27 | S/ 19,797.34 | S/ 267,271.34 |
| 7.10% | S/ 4,280.21 | S/ 8,634.44 | S/ 13,063.99 | S/ 17,570.14 | S/ 265,044.14 |
| 7.00% | S/ 4,221.42 | S/ 8,514.85 | S/ 12,881.52 | S/ 17,322.68 | S/ 264,796.68 |
| 6.50% | S/ 3,926.88 | S/ 7,916.07 | S/ 11,968.55 | S/ 16,085.35 | S/ 263,559.35 |
| 6.10% | S/ 3,690.49 | S/ 7,436.02 | S/ 11,237.41 | S/ 15,095.48 | S/ 262,569.48 |
| 6.20% | S/ 3,749.65 | S/ 7,556.12 | S/ 11,420.26 | S/ 15,342.95 | S/ 262,816.95 |
| 5.90% | S/ 3,572.05 | S/ 7,195.66 | S/ 10,871.57 | S/ 14,600.55 | S/ 262,074.55 |
| 5.75% | S/ 3,483.11 | S/ 7,015.24 | S/ 10,597.09 | S/ 14,229.35 | S/ 261,703.35 |
| 5.70% | S/ 3,453.44 | S/ 6,955.07 | S/ 10,505.57 | S/ 14,105.61 | S/ 261,579.61 |
| 5.65% | S/ 3,423.76 | S/ 6,894.89 | S/ 10,414.04 | S/ 13,981.88 | S/ 261,455.88 |
| 5.60% | S/ 3,394.07 | S/ 6,834.69 | S/ 10,322.50 | S/ 13,858.15 | S/ 261,332.15 |
| 5.50% | S/ 3,334.66 | S/ 6,714.26 | S/ 10,139.39 | S/ 13,610.68 | S/ 261,084.68 |
| 5.30% | S/ 3,215.71 | S/ 6,473.21 | S/ 9,773.04 | S/ 13,115.75 | S/ 260,589.75 |
| 5.25% | S/ 3,185.95 | S/ 6,412.92 | S/ 9,681.42 | S/ 12,992.01 | S/ 260,466.01 |
| 5.05% | S/ 3,066.79 | S/ 6,171.58 | S/ 9,314.86 | S/ 12,497.08 | S/ 259,971.08 |
| 5.00% | S/ 3,036.97 | S/ 6,111.22 | S/ 9,223.19 | S/ 12,373.35 | S/ 259,847.35 |
| 4.95% | S/ 3,007.15 | S/ 6,050.83 | S/ 9,131.51 | S/ 12,249.61 | S/ 259,723.61 |
| 4.75% | S/ 2,887.73 | S/ 5,809.16 | S/ 8,764.67 | S/ 11,754.68 | S/ 259,228.68 |
| 4.55% | S/ 2,768.14 | S/ 5,567.25 | S/ 8,397.67 | S/ 11,259.74 | S/ 258,733.74 |
| 4.50% | S/ 2,738.22 | S/ 5,506.74 | S/ 8,305.89 | S/ 11,136.01 | S/ 258,610.01 |
| 4.40% | S/ 2,678.34 | S/ 5,385.67 | S/ 8,122.30 | S/ 10,888.54 | S/ 258,362.54 |
| 4.30% | S/ 2,618.42 | S/ 5,264.54 | S/ 7,938.66 | S/ 10,641.08 | S/ 258,115.08 |
| 4.25% | S/ 2,588.44 | S/ 5,203.96 | S/ 7,846.83 | S/ 10,517.34 | S/ 257,991.34 |
| 4.20% | S/ 2,558.45 | S/ 5,143.36 | S/ 7,754.98 | S/ 10,393.61 | S/ 257,867.61 |
| 4.15% | S/ 2,528.45 | S/ 5,082.74 | S/ 7,663.13 | S/ 10,269.88 | S/ 257,743.88 |
| 4.00% | S/ 2,438.39 | S/ 4,900.81 | S/ 7,387.49 | S/ 9,898.68 | S/ 257,372.68 |
| 3.90% | S/ 2,378.30 | S/ 4,779.45 | S/ 7,203.68 | S/ 9,651.21 | S/ 257,125.21 |
| 3.75% | S/ 2,288.07 | S/ 4,597.30 | S/ 6,927.88 | S/ 9,280.01 | S/ 256,754.01 |
| 3.50% | S/ 2,137.48 | S/ 4,293.43 | S/ 6,467.99 | S/ 8,661.34 | S/ 256,135.34 |
| 3.00% | S/ 1,835.48 | S/ 3,684.58 | S/ 5,547.38 | S/ 7,424.01 | S/ 254,898.01 |
| 2.75% | S/ 1,684.07 | S/ 3,379.59 | S/ 5,086.66 | S/ 6,805.34 | S/ 254,279.34 |
| 2.50% | S/ 1,532.38 | S/ 3,074.24 | S/ 4,625.66 | S/ 6,186.67 | S/ 253,660.67 |
| 2.00% | S/ 1,228.16 | S/ 2,462.42 | S/ 3,702.80 | S/ 4,949.34 | S/ 252,423.34 |
| 1.35% | S/ 831.01 | S/ 1,664.80 | S/ 2,501.40 | S/ 3,340.80 | S/ 250,814.80 |
| 1.00% | S/ 616.36 | S/ 1,234.26 | S/ 1,853.69 | S/ 2,474.67 | S/ 249,948.67 |
| 0.10% | S/ 61.84 | S/ 123.70 | S/ 185.58 | S/ 247.47 | S/ 247,721.47 |
Sobre los datos
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Para S/ 247,474 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 247,474 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.