Cálculo de intereses
Ahorrando S/ 242,590
Veamos que pasaría si Usted ahorrara 242,590 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 242,590.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,771.36 | S/ 5,574.37 | S/ 8,409.41 | S/ 11,276.83 | S/ 253,866.83 |
| 8.50% | S/ 4,998.28 | S/ 10,099.54 | S/ 15,305.91 | S/ 20,619.55 | S/ 263,209.55 |
| 8.00% | S/ 4,712.55 | S/ 9,516.65 | S/ 14,414.07 | S/ 19,406.64 | S/ 261,996.64 |
| 7.10% | S/ 4,195.74 | S/ 8,464.04 | S/ 12,806.17 | S/ 17,223.39 | S/ 259,813.39 |
| 7.00% | S/ 4,138.11 | S/ 8,346.81 | S/ 12,627.30 | S/ 16,980.81 | S/ 259,570.81 |
| 6.50% | S/ 3,849.38 | S/ 7,759.84 | S/ 11,732.35 | S/ 15,767.89 | S/ 258,357.89 |
| 6.10% | S/ 3,617.66 | S/ 7,289.27 | S/ 11,015.63 | S/ 14,797.56 | S/ 257,387.56 |
| 6.20% | S/ 3,675.65 | S/ 7,406.99 | S/ 11,194.87 | S/ 15,040.15 | S/ 257,630.15 |
| 5.90% | S/ 3,501.55 | S/ 7,053.65 | S/ 10,657.02 | S/ 14,312.40 | S/ 256,902.40 |
| 5.75% | S/ 3,414.37 | S/ 6,876.79 | S/ 10,387.95 | S/ 13,948.52 | S/ 256,538.52 |
| 5.70% | S/ 3,385.29 | S/ 6,817.81 | S/ 10,298.24 | S/ 13,827.23 | S/ 256,417.23 |
| 5.65% | S/ 3,356.19 | S/ 6,758.82 | S/ 10,208.52 | S/ 13,705.94 | S/ 256,295.94 |
| 5.60% | S/ 3,327.09 | S/ 6,699.81 | S/ 10,118.78 | S/ 13,584.65 | S/ 256,174.65 |
| 5.50% | S/ 3,268.85 | S/ 6,581.75 | S/ 9,939.29 | S/ 13,342.07 | S/ 255,932.07 |
| 5.30% | S/ 3,152.25 | S/ 6,345.46 | S/ 9,580.16 | S/ 12,856.90 | S/ 255,446.90 |
| 5.25% | S/ 3,123.07 | S/ 6,286.35 | S/ 9,490.36 | S/ 12,735.61 | S/ 255,325.61 |
| 5.05% | S/ 3,006.27 | S/ 6,049.79 | S/ 9,131.02 | S/ 12,250.44 | S/ 254,840.44 |
| 5.00% | S/ 2,977.04 | S/ 5,990.61 | S/ 9,041.16 | S/ 12,129.15 | S/ 254,719.15 |
| 4.95% | S/ 2,947.80 | S/ 5,931.42 | S/ 8,951.29 | S/ 12,007.86 | S/ 254,597.86 |
| 4.75% | S/ 2,830.74 | S/ 5,694.51 | S/ 8,591.70 | S/ 11,522.69 | S/ 254,112.69 |
| 4.55% | S/ 2,713.51 | S/ 5,457.38 | S/ 8,231.94 | S/ 11,037.53 | S/ 253,627.53 |
| 4.50% | S/ 2,684.18 | S/ 5,398.06 | S/ 8,141.97 | S/ 10,916.24 | S/ 253,506.24 |
| 4.40% | S/ 2,625.48 | S/ 5,279.38 | S/ 7,962.00 | S/ 10,673.65 | S/ 253,263.65 |
| 4.30% | S/ 2,566.74 | S/ 5,160.64 | S/ 7,781.99 | S/ 10,431.07 | S/ 253,021.07 |
| 4.25% | S/ 2,537.36 | S/ 5,101.25 | S/ 7,691.97 | S/ 10,309.78 | S/ 252,899.78 |
| 4.20% | S/ 2,507.96 | S/ 5,041.85 | S/ 7,601.94 | S/ 10,188.49 | S/ 252,778.49 |
| 4.15% | S/ 2,478.55 | S/ 4,982.43 | S/ 7,511.89 | S/ 10,067.20 | S/ 252,657.20 |
| 4.00% | S/ 2,390.27 | S/ 4,804.09 | S/ 7,241.70 | S/ 9,703.32 | S/ 252,293.32 |
| 3.90% | S/ 2,331.36 | S/ 4,685.13 | S/ 7,061.52 | S/ 9,460.74 | S/ 252,050.74 |
| 3.75% | S/ 2,242.92 | S/ 4,506.57 | S/ 6,791.16 | S/ 9,096.87 | S/ 251,686.87 |
| 3.50% | S/ 2,095.30 | S/ 4,208.70 | S/ 6,340.35 | S/ 8,490.41 | S/ 251,080.41 |
| 3.00% | S/ 1,799.26 | S/ 3,611.86 | S/ 5,437.90 | S/ 7,277.49 | S/ 249,867.49 |
| 2.75% | S/ 1,650.83 | S/ 3,312.90 | S/ 4,986.27 | S/ 6,671.04 | S/ 249,261.04 |
| 2.50% | S/ 1,502.13 | S/ 3,013.57 | S/ 4,534.37 | S/ 6,064.58 | S/ 248,654.58 |
| 2.00% | S/ 1,203.92 | S/ 2,413.82 | S/ 3,629.73 | S/ 4,851.66 | S/ 247,441.66 |
| 1.35% | S/ 814.61 | S/ 1,631.95 | S/ 2,452.03 | S/ 3,274.87 | S/ 245,864.87 |
| 1.00% | S/ 604.20 | S/ 1,209.90 | S/ 1,817.11 | S/ 2,425.83 | S/ 245,015.83 |
| 0.10% | S/ 60.62 | S/ 121.26 | S/ 181.91 | S/ 242.58 | S/ 242,832.58 |
Sobre los datos
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Para S/ 242,590 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 242,590 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.