Ahorrando S/. 240,735
Veamos que pasaría si ahorras S/. 240,735 a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/. 240,735
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/. 240,735.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/. 4,960.06 | S/. 10,022.31 | S/. 15,188.87 | S/. 20,461.88 | S/. 261,196.88 |
| 8.00% | S/. 4,676.52 | S/. 9,443.88 | S/. 14,303.86 | S/. 19,258.24 | S/. 259,993.24 |
| 7.10% | S/. 4,163.65 | S/. 8,399.32 | S/. 12,708.24 | S/. 17,091.69 | S/. 257,826.69 |
| 7.00% | S/. 4,106.47 | S/. 8,282.98 | S/. 12,530.74 | S/. 16,850.96 | S/. 257,585.96 |
| 6.50% | S/. 3,819.94 | S/. 7,700.50 | S/. 11,642.64 | S/. 15,647.32 | S/. 256,382.32 |
| 6.10% | S/. 3,590.00 | S/. 7,233.53 | S/. 10,931.40 | S/. 14,684.41 | S/. 255,419.41 |
| 6.20% | S/. 3,647.54 | S/. 7,350.36 | S/. 11,109.27 | S/. 14,925.14 | S/. 255,660.14 |
| 5.90% | S/. 3,474.78 | S/. 6,999.71 | S/. 10,575.53 | S/. 14,202.96 | S/. 254,937.96 |
| 5.75% | S/. 3,388.26 | S/. 6,824.21 | S/. 10,308.52 | S/. 13,841.86 | S/. 254,576.86 |
| 5.70% | S/. 3,359.40 | S/. 6,765.68 | S/. 10,219.49 | S/. 13,721.50 | S/. 254,456.50 |
| 5.65% | S/. 3,330.53 | S/. 6,707.13 | S/. 10,130.45 | S/. 13,601.14 | S/. 254,336.14 |
| 5.60% | S/. 3,301.65 | S/. 6,648.58 | S/. 10,041.41 | S/. 13,480.77 | S/. 254,215.77 |
| 5.50% | S/. 3,243.85 | S/. 6,531.42 | S/. 9,863.28 | S/. 13,240.04 | S/. 253,975.04 |
| 5.30% | S/. 3,128.15 | S/. 6,296.94 | S/. 9,506.91 | S/. 12,758.59 | S/. 253,493.59 |
| 5.25% | S/. 3,099.19 | S/. 6,238.28 | S/. 9,417.79 | S/. 12,638.22 | S/. 253,373.22 |
| 5.05% | S/. 2,983.28 | S/. 6,003.53 | S/. 9,061.20 | S/. 12,156.77 | S/. 252,891.77 |
| 5.00% | S/. 2,954.27 | S/. 5,944.80 | S/. 8,972.03 | S/. 12,036.40 | S/. 252,771.40 |
| 4.95% | S/. 2,925.26 | S/. 5,886.06 | S/. 8,882.84 | S/. 11,916.04 | S/. 252,651.04 |
| 4.75% | S/. 2,809.09 | S/. 5,650.97 | S/. 8,526.00 | S/. 11,434.58 | S/. 252,169.58 |
| 4.55% | S/. 2,692.76 | S/. 5,415.65 | S/. 8,168.99 | S/. 10,953.13 | S/. 251,688.13 |
| 4.50% | S/. 2,663.66 | S/. 5,356.78 | S/. 8,079.71 | S/. 10,832.76 | S/. 251,567.76 |
| 4.40% | S/. 2,605.41 | S/. 5,239.01 | S/. 7,901.12 | S/. 10,592.04 | S/. 251,327.04 |
| 4.30% | S/. 2,547.12 | S/. 5,121.18 | S/. 7,722.48 | S/. 10,351.31 | S/. 251,086.31 |
| 4.25% | S/. 2,517.96 | S/. 5,062.25 | S/. 7,633.15 | S/. 10,230.95 | S/. 250,965.95 |
| 4.20% | S/. 2,488.78 | S/. 5,003.30 | S/. 7,543.81 | S/. 10,110.58 | S/. 250,845.58 |
| 4.15% | S/. 2,459.60 | S/. 4,944.33 | S/. 7,454.45 | S/. 9,990.22 | S/. 250,725.22 |
| 4.00% | S/. 2,371.99 | S/. 4,767.36 | S/. 7,186.32 | S/. 9,629.13 | S/. 250,364.13 |
| 3.90% | S/. 2,313.53 | S/. 4,649.30 | S/. 7,007.52 | S/. 9,388.40 | S/. 250,123.40 |
| 3.75% | S/. 2,225.77 | S/. 4,472.11 | S/. 6,739.23 | S/. 9,027.31 | S/. 249,762.31 |
| 3.50% | S/. 2,079.28 | S/. 4,176.51 | S/. 6,291.86 | S/. 8,425.48 | S/. 249,160.48 |
| 3.00% | S/. 1,785.50 | S/. 3,584.24 | S/. 5,396.32 | S/. 7,221.84 | S/. 247,956.84 |
| 2.75% | S/. 1,638.21 | S/. 3,287.56 | S/. 4,948.14 | S/. 6,620.02 | S/. 247,355.02 |
| 2.50% | S/. 1,490.65 | S/. 2,990.53 | S/. 4,499.69 | S/. 6,018.20 | S/. 246,753.20 |
| 2.00% | S/. 1,194.72 | S/. 2,395.36 | S/. 3,601.97 | S/. 4,814.56 | S/. 245,549.56 |
| 1.35% | S/. 808.38 | S/. 1,619.47 | S/. 2,433.28 | S/. 3,249.83 | S/. 243,984.83 |
| 1.00% | S/. 599.58 | S/. 1,200.65 | S/. 1,803.21 | S/. 2,407.28 | S/. 243,142.28 |
| 0.10% | S/. 60.16 | S/. 120.33 | S/. 180.52 | S/. 240.73 | S/. 240,975.73 |
| 4.65% promedio | S/. 2,750.16 | S/. 5,531.75 | S/. 8,345.11 | S/. 11,190.60 | S/. 251,925.60 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
Incluye intereses en los posibles instrumentos de inversión más rentables:
- Fondos mutuos
- Fondos mutuos renta mixta soles
- Fondos mutuos renta fija soles
- Fondos mutuos renta variable soles
- Depósito plazo soles
- Depósitos bancos ahorros soles
- Depósitos bancos plazo soles
- Depósitos CMAC ahorros soles
- Depósitos CMAC plazo soles
- Depósitos financieras ahorros soles
- Depósitos financieras plazo soles
- Bolsa de valores
- Tipo de cambio
- Letras del tesoro
- instrumentos de deuda
- AFP
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