Cálculo de intereses
Ahorrando S/ 236,783
Veamos que pasaría si Usted ahorrara 236,783 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 236,783.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,705.02 | S/ 5,440.93 | S/ 8,208.11 | S/ 11,006.89 | S/ 247,789.89 |
| 8.50% | S/ 4,878.63 | S/ 9,857.78 | S/ 14,939.52 | S/ 20,125.97 | S/ 256,908.97 |
| 8.00% | S/ 4,599.75 | S/ 9,288.85 | S/ 14,069.04 | S/ 18,942.09 | S/ 255,725.09 |
| 7.10% | S/ 4,095.30 | S/ 8,261.43 | S/ 12,499.62 | S/ 16,811.11 | S/ 253,594.11 |
| 7.00% | S/ 4,039.05 | S/ 8,147.01 | S/ 12,325.03 | S/ 16,574.33 | S/ 253,357.33 |
| 6.50% | S/ 3,757.23 | S/ 7,574.09 | S/ 11,451.51 | S/ 15,390.45 | S/ 252,173.45 |
| 6.10% | S/ 3,531.06 | S/ 7,114.78 | S/ 10,751.94 | S/ 14,443.35 | S/ 251,226.35 |
| 6.20% | S/ 3,587.67 | S/ 7,229.69 | S/ 10,926.90 | S/ 14,680.12 | S/ 251,463.12 |
| 5.90% | S/ 3,417.74 | S/ 6,884.80 | S/ 10,401.92 | S/ 13,969.79 | S/ 250,752.79 |
| 5.75% | S/ 3,332.64 | S/ 6,712.18 | S/ 10,139.29 | S/ 13,614.63 | S/ 250,397.63 |
| 5.70% | S/ 3,304.25 | S/ 6,654.61 | S/ 10,051.72 | S/ 13,496.24 | S/ 250,279.24 |
| 5.65% | S/ 3,275.85 | S/ 6,597.03 | S/ 9,964.15 | S/ 13,377.85 | S/ 250,160.85 |
| 5.60% | S/ 3,247.45 | S/ 6,539.43 | S/ 9,876.56 | S/ 13,259.47 | S/ 250,042.47 |
| 5.50% | S/ 3,190.60 | S/ 6,424.20 | S/ 9,701.36 | S/ 13,022.69 | S/ 249,805.69 |
| 5.30% | S/ 3,076.79 | S/ 6,193.57 | S/ 9,350.84 | S/ 12,549.14 | S/ 249,332.14 |
| 5.25% | S/ 3,048.32 | S/ 6,135.87 | S/ 9,263.18 | S/ 12,430.75 | S/ 249,213.75 |
| 5.05% | S/ 2,934.30 | S/ 5,904.97 | S/ 8,912.45 | S/ 11,957.20 | S/ 248,740.20 |
| 5.00% | S/ 2,905.77 | S/ 5,847.21 | S/ 8,824.74 | S/ 11,838.81 | S/ 248,621.81 |
| 4.95% | S/ 2,877.24 | S/ 5,789.43 | S/ 8,737.02 | S/ 11,720.42 | S/ 248,503.42 |
| 4.75% | S/ 2,762.98 | S/ 5,558.20 | S/ 8,386.04 | S/ 11,246.87 | S/ 248,029.87 |
| 4.55% | S/ 2,648.56 | S/ 5,326.74 | S/ 8,034.88 | S/ 10,773.32 | S/ 247,556.32 |
| 4.50% | S/ 2,619.93 | S/ 5,268.84 | S/ 7,947.07 | S/ 10,654.93 | S/ 247,437.93 |
| 4.40% | S/ 2,562.64 | S/ 5,153.01 | S/ 7,771.41 | S/ 10,418.15 | S/ 247,201.15 |
| 4.30% | S/ 2,505.30 | S/ 5,037.11 | S/ 7,595.71 | S/ 10,181.38 | S/ 246,964.38 |
| 4.25% | S/ 2,476.62 | S/ 4,979.14 | S/ 7,507.84 | S/ 10,062.99 | S/ 246,845.99 |
| 4.20% | S/ 2,447.93 | S/ 4,921.16 | S/ 7,419.97 | S/ 9,944.60 | S/ 246,727.60 |
| 4.15% | S/ 2,419.22 | S/ 4,863.17 | S/ 7,332.08 | S/ 9,826.21 | S/ 246,609.21 |
| 4.00% | S/ 2,333.05 | S/ 4,689.09 | S/ 7,068.35 | S/ 9,471.05 | S/ 246,254.05 |
| 3.90% | S/ 2,275.55 | S/ 4,572.98 | S/ 6,892.48 | S/ 9,234.27 | S/ 246,017.27 |
| 3.75% | S/ 2,189.23 | S/ 4,398.70 | S/ 6,628.59 | S/ 8,879.11 | S/ 245,662.11 |
| 3.50% | S/ 2,045.14 | S/ 4,107.95 | S/ 6,188.57 | S/ 8,287.17 | S/ 245,070.17 |
| 3.00% | S/ 1,756.19 | S/ 3,525.40 | S/ 5,307.73 | S/ 7,103.29 | S/ 243,886.29 |
| 2.75% | S/ 1,611.31 | S/ 3,233.59 | S/ 4,866.91 | S/ 6,511.35 | S/ 243,294.35 |
| 2.50% | S/ 1,466.18 | S/ 2,941.43 | S/ 4,425.82 | S/ 5,919.41 | S/ 242,702.41 |
| 2.00% | S/ 1,175.10 | S/ 2,356.04 | S/ 3,542.84 | S/ 4,735.53 | S/ 241,518.53 |
| 1.35% | S/ 795.11 | S/ 1,592.88 | S/ 2,393.34 | S/ 3,196.48 | S/ 239,979.48 |
| 1.00% | S/ 589.73 | S/ 1,180.94 | S/ 1,773.61 | S/ 2,367.76 | S/ 239,150.76 |
| 0.10% | S/ 59.17 | S/ 118.36 | S/ 177.56 | S/ 236.78 | S/ 237,019.78 |
Sobre los datos
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Para S/ 236,783 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 236,783 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.