Cálculo de intereses
Ahorrando S/ 235,651
Veamos que pasaría si Usted ahorrara 235,651 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 235,651.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,692.08 | S/ 5,414.92 | S/ 8,168.87 | S/ 10,954.27 | S/ 246,605.27 |
| 8.50% | S/ 4,855.31 | S/ 9,810.66 | S/ 14,868.10 | S/ 20,029.75 | S/ 255,680.75 |
| 8.00% | S/ 4,577.76 | S/ 9,244.44 | S/ 14,001.78 | S/ 18,851.53 | S/ 254,502.53 |
| 7.10% | S/ 4,075.72 | S/ 8,221.94 | S/ 12,439.86 | S/ 16,730.74 | S/ 252,381.74 |
| 7.00% | S/ 4,019.74 | S/ 8,108.06 | S/ 12,266.11 | S/ 16,495.09 | S/ 252,146.09 |
| 6.50% | S/ 3,739.27 | S/ 7,537.88 | S/ 11,396.76 | S/ 15,316.87 | S/ 250,967.87 |
| 6.10% | S/ 3,514.18 | S/ 7,080.77 | S/ 10,700.54 | S/ 14,374.30 | S/ 250,025.30 |
| 6.20% | S/ 3,570.51 | S/ 7,195.13 | S/ 10,874.66 | S/ 14,609.94 | S/ 250,260.94 |
| 5.90% | S/ 3,401.40 | S/ 6,851.89 | S/ 10,352.19 | S/ 13,903.01 | S/ 249,554.01 |
| 5.75% | S/ 3,316.70 | S/ 6,680.09 | S/ 10,090.81 | S/ 13,549.54 | S/ 249,200.54 |
| 5.70% | S/ 3,288.45 | S/ 6,622.80 | S/ 10,003.67 | S/ 13,431.72 | S/ 249,082.72 |
| 5.65% | S/ 3,260.19 | S/ 6,565.49 | S/ 9,916.51 | S/ 13,313.90 | S/ 248,964.90 |
| 5.60% | S/ 3,231.92 | S/ 6,508.17 | S/ 9,829.35 | S/ 13,196.08 | S/ 248,847.08 |
| 5.50% | S/ 3,175.35 | S/ 6,393.48 | S/ 9,654.98 | S/ 12,960.43 | S/ 248,611.43 |
| 5.30% | S/ 3,062.08 | S/ 6,163.96 | S/ 9,306.14 | S/ 12,489.14 | S/ 248,140.14 |
| 5.25% | S/ 3,033.74 | S/ 6,106.54 | S/ 9,218.90 | S/ 12,371.32 | S/ 248,022.32 |
| 5.05% | S/ 2,920.27 | S/ 5,876.74 | S/ 8,869.84 | S/ 11,900.03 | S/ 247,551.03 |
| 5.00% | S/ 2,891.88 | S/ 5,819.25 | S/ 8,782.55 | S/ 11,782.21 | S/ 247,433.21 |
| 4.95% | S/ 2,863.48 | S/ 5,761.76 | S/ 8,695.25 | S/ 11,664.39 | S/ 247,315.39 |
| 4.75% | S/ 2,749.77 | S/ 5,531.63 | S/ 8,345.94 | S/ 11,193.10 | S/ 246,844.10 |
| 4.55% | S/ 2,635.90 | S/ 5,301.28 | S/ 7,996.47 | S/ 10,721.81 | S/ 246,372.81 |
| 4.50% | S/ 2,607.40 | S/ 5,243.66 | S/ 7,909.08 | S/ 10,603.99 | S/ 246,254.99 |
| 4.40% | S/ 2,550.38 | S/ 5,128.37 | S/ 7,734.26 | S/ 10,368.35 | S/ 246,019.35 |
| 4.30% | S/ 2,493.32 | S/ 5,013.03 | S/ 7,559.40 | S/ 10,132.70 | S/ 245,783.70 |
| 4.25% | S/ 2,464.78 | S/ 4,955.34 | S/ 7,471.95 | S/ 10,014.88 | S/ 245,665.88 |
| 4.20% | S/ 2,436.22 | S/ 4,897.63 | S/ 7,384.49 | S/ 9,897.06 | S/ 245,548.06 |
| 4.15% | S/ 2,407.66 | S/ 4,839.92 | S/ 7,297.02 | S/ 9,779.24 | S/ 245,430.24 |
| 4.00% | S/ 2,321.90 | S/ 4,666.68 | S/ 7,034.56 | S/ 9,425.77 | S/ 245,076.77 |
| 3.90% | S/ 2,264.68 | S/ 4,551.12 | S/ 6,859.53 | S/ 9,190.13 | S/ 244,841.13 |
| 3.75% | S/ 2,178.76 | S/ 4,377.67 | S/ 6,596.91 | S/ 8,836.66 | S/ 244,487.66 |
| 3.50% | S/ 2,035.37 | S/ 4,088.31 | S/ 6,158.99 | S/ 8,247.55 | S/ 243,898.55 |
| 3.00% | S/ 1,747.79 | S/ 3,508.55 | S/ 5,282.36 | S/ 7,069.33 | S/ 242,720.33 |
| 2.75% | S/ 1,603.61 | S/ 3,218.14 | S/ 4,843.65 | S/ 6,480.22 | S/ 242,131.22 |
| 2.50% | S/ 1,459.17 | S/ 2,927.37 | S/ 4,404.67 | S/ 5,891.11 | S/ 241,542.11 |
| 2.00% | S/ 1,169.49 | S/ 2,344.78 | S/ 3,525.90 | S/ 4,712.89 | S/ 240,363.89 |
| 1.35% | S/ 791.31 | S/ 1,585.27 | S/ 2,381.90 | S/ 3,181.20 | S/ 238,832.20 |
| 1.00% | S/ 586.91 | S/ 1,175.29 | S/ 1,765.13 | S/ 2,356.44 | S/ 238,007.44 |
| 0.10% | S/ 58.89 | S/ 117.79 | S/ 176.71 | S/ 235.64 | S/ 235,886.64 |
Sobre los datos
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Para S/ 235,651 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 235,651 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.