Cálculo de intereses
Ahorrando S/ 235,626
Veamos que pasaría si Usted ahorrara 235,626 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 235,626.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,691.80 | S/ 5,414.35 | S/ 8,168.00 | S/ 10,953.11 | S/ 246,579.11 |
| 8.50% | S/ 4,854.79 | S/ 9,809.62 | S/ 14,866.52 | S/ 20,027.63 | S/ 255,653.63 |
| 8.00% | S/ 4,577.27 | S/ 9,243.46 | S/ 14,000.29 | S/ 18,849.53 | S/ 254,475.53 |
| 7.10% | S/ 4,075.29 | S/ 8,221.06 | S/ 12,438.54 | S/ 16,728.96 | S/ 252,354.96 |
| 7.00% | S/ 4,019.32 | S/ 8,107.20 | S/ 12,264.81 | S/ 16,493.34 | S/ 252,119.34 |
| 6.50% | S/ 3,738.87 | S/ 7,537.08 | S/ 11,395.55 | S/ 15,315.25 | S/ 250,941.25 |
| 6.10% | S/ 3,513.81 | S/ 7,080.02 | S/ 10,699.41 | S/ 14,372.77 | S/ 249,998.77 |
| 6.20% | S/ 3,570.13 | S/ 7,194.36 | S/ 10,873.50 | S/ 14,608.39 | S/ 250,234.39 |
| 5.90% | S/ 3,401.04 | S/ 6,851.16 | S/ 10,351.09 | S/ 13,901.53 | S/ 249,527.53 |
| 5.75% | S/ 3,316.35 | S/ 6,679.38 | S/ 10,089.74 | S/ 13,548.10 | S/ 249,174.10 |
| 5.70% | S/ 3,288.10 | S/ 6,622.09 | S/ 10,002.61 | S/ 13,430.30 | S/ 249,056.30 |
| 5.65% | S/ 3,259.85 | S/ 6,564.79 | S/ 9,915.46 | S/ 13,312.49 | S/ 248,938.49 |
| 5.60% | S/ 3,231.58 | S/ 6,507.48 | S/ 9,828.30 | S/ 13,194.68 | S/ 248,820.68 |
| 5.50% | S/ 3,175.01 | S/ 6,392.81 | S/ 9,653.96 | S/ 12,959.06 | S/ 248,585.06 |
| 5.30% | S/ 3,061.76 | S/ 6,163.30 | S/ 9,305.15 | S/ 12,487.82 | S/ 248,113.82 |
| 5.25% | S/ 3,033.42 | S/ 6,105.89 | S/ 9,217.92 | S/ 12,370.01 | S/ 247,996.01 |
| 5.05% | S/ 2,919.97 | S/ 5,876.12 | S/ 8,868.90 | S/ 11,898.77 | S/ 247,524.77 |
| 5.00% | S/ 2,891.58 | S/ 5,818.64 | S/ 8,781.62 | S/ 11,780.96 | S/ 247,406.96 |
| 4.95% | S/ 2,863.18 | S/ 5,761.15 | S/ 8,694.33 | S/ 11,663.15 | S/ 247,289.15 |
| 4.75% | S/ 2,749.48 | S/ 5,531.04 | S/ 8,345.06 | S/ 11,191.91 | S/ 246,817.91 |
| 4.55% | S/ 2,635.62 | S/ 5,300.71 | S/ 7,995.62 | S/ 10,720.68 | S/ 246,346.68 |
| 4.50% | S/ 2,607.13 | S/ 5,243.10 | S/ 7,908.24 | S/ 10,602.87 | S/ 246,228.87 |
| 4.40% | S/ 2,550.11 | S/ 5,127.83 | S/ 7,733.44 | S/ 10,367.25 | S/ 245,993.25 |
| 4.30% | S/ 2,493.06 | S/ 5,012.50 | S/ 7,558.59 | S/ 10,131.63 | S/ 245,757.63 |
| 4.25% | S/ 2,464.52 | S/ 4,954.81 | S/ 7,471.16 | S/ 10,013.82 | S/ 245,639.82 |
| 4.20% | S/ 2,435.97 | S/ 4,897.12 | S/ 7,383.71 | S/ 9,896.01 | S/ 245,522.01 |
| 4.15% | S/ 2,407.40 | S/ 4,839.40 | S/ 7,296.25 | S/ 9,778.20 | S/ 245,404.20 |
| 4.00% | S/ 2,321.65 | S/ 4,666.18 | S/ 7,033.81 | S/ 9,424.77 | S/ 245,050.77 |
| 3.90% | S/ 2,264.44 | S/ 4,550.63 | S/ 6,858.80 | S/ 9,189.15 | S/ 244,815.15 |
| 3.75% | S/ 2,178.53 | S/ 4,377.20 | S/ 6,596.21 | S/ 8,835.72 | S/ 244,461.72 |
| 3.50% | S/ 2,035.15 | S/ 4,087.88 | S/ 6,158.33 | S/ 8,246.68 | S/ 243,872.68 |
| 3.00% | S/ 1,747.61 | S/ 3,508.17 | S/ 5,281.80 | S/ 7,068.58 | S/ 242,694.58 |
| 2.75% | S/ 1,603.44 | S/ 3,217.79 | S/ 4,843.13 | S/ 6,479.53 | S/ 242,105.53 |
| 2.50% | S/ 1,459.01 | S/ 2,927.06 | S/ 4,404.20 | S/ 5,890.48 | S/ 241,516.48 |
| 2.00% | S/ 1,169.36 | S/ 2,344.53 | S/ 3,525.53 | S/ 4,712.39 | S/ 240,338.39 |
| 1.35% | S/ 791.22 | S/ 1,585.10 | S/ 2,381.64 | S/ 3,180.86 | S/ 238,806.86 |
| 1.00% | S/ 586.85 | S/ 1,175.17 | S/ 1,764.95 | S/ 2,356.19 | S/ 237,982.19 |
| 0.10% | S/ 58.88 | S/ 117.78 | S/ 176.69 | S/ 235.62 | S/ 235,861.62 |
Sobre los datos
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Para S/ 235,626 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 235,626 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.