Cálculo de intereses
Ahorrando S/ 233,660
Veamos que pasaría si Usted ahorrara 233,660 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 233,660.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,669.34 | S/ 5,369.17 | S/ 8,099.85 | S/ 10,861.72 | S/ 244,521.72 |
| 8.50% | S/ 4,814.29 | S/ 9,727.77 | S/ 14,742.48 | S/ 19,860.52 | S/ 253,520.52 |
| 8.00% | S/ 4,539.08 | S/ 9,166.33 | S/ 13,883.48 | S/ 18,692.26 | S/ 252,352.26 |
| 7.10% | S/ 4,041.29 | S/ 8,152.47 | S/ 12,334.76 | S/ 16,589.38 | S/ 250,249.38 |
| 7.00% | S/ 3,985.78 | S/ 8,039.55 | S/ 12,162.48 | S/ 16,355.73 | S/ 250,015.73 |
| 6.50% | S/ 3,707.68 | S/ 7,474.19 | S/ 11,300.47 | S/ 15,187.46 | S/ 248,847.46 |
| 6.10% | S/ 3,484.49 | S/ 7,020.94 | S/ 10,610.13 | S/ 14,252.85 | S/ 247,912.85 |
| 6.20% | S/ 3,540.35 | S/ 7,134.33 | S/ 10,782.78 | S/ 14,486.50 | S/ 248,146.50 |
| 5.90% | S/ 3,372.66 | S/ 6,794.00 | S/ 10,264.72 | S/ 13,785.54 | S/ 247,445.54 |
| 5.75% | S/ 3,288.68 | S/ 6,623.65 | S/ 10,005.56 | S/ 13,435.06 | S/ 247,095.06 |
| 5.70% | S/ 3,260.67 | S/ 6,566.84 | S/ 9,919.15 | S/ 13,318.24 | S/ 246,978.24 |
| 5.65% | S/ 3,232.65 | S/ 6,510.02 | S/ 9,832.73 | S/ 13,201.41 | S/ 246,861.41 |
| 5.60% | S/ 3,204.61 | S/ 6,453.18 | S/ 9,746.30 | S/ 13,084.58 | S/ 246,744.58 |
| 5.50% | S/ 3,148.52 | S/ 6,339.47 | S/ 9,573.41 | S/ 12,850.93 | S/ 246,510.93 |
| 5.30% | S/ 3,036.21 | S/ 6,111.88 | S/ 9,227.51 | S/ 12,383.62 | S/ 246,043.62 |
| 5.25% | S/ 3,008.11 | S/ 6,054.95 | S/ 9,141.01 | S/ 12,266.80 | S/ 245,926.80 |
| 5.05% | S/ 2,895.60 | S/ 5,827.09 | S/ 8,794.90 | S/ 11,799.49 | S/ 245,459.49 |
| 5.00% | S/ 2,867.45 | S/ 5,770.09 | S/ 8,708.35 | S/ 11,682.66 | S/ 245,342.66 |
| 4.95% | S/ 2,839.29 | S/ 5,713.08 | S/ 8,621.78 | S/ 11,565.84 | S/ 245,225.84 |
| 4.75% | S/ 2,726.54 | S/ 5,484.89 | S/ 8,275.43 | S/ 11,098.53 | S/ 244,758.53 |
| 4.55% | S/ 2,613.63 | S/ 5,256.49 | S/ 7,928.91 | S/ 10,631.23 | S/ 244,291.23 |
| 4.50% | S/ 2,585.37 | S/ 5,199.35 | S/ 7,842.25 | S/ 10,514.40 | S/ 244,174.40 |
| 4.40% | S/ 2,528.84 | S/ 5,085.04 | S/ 7,668.91 | S/ 10,280.75 | S/ 243,940.75 |
| 4.30% | S/ 2,472.26 | S/ 4,970.68 | S/ 7,495.53 | S/ 10,047.09 | S/ 243,707.09 |
| 4.25% | S/ 2,443.95 | S/ 4,913.47 | S/ 7,408.82 | S/ 9,930.27 | S/ 243,590.27 |
| 4.20% | S/ 2,415.64 | S/ 4,856.25 | S/ 7,322.10 | S/ 9,813.44 | S/ 243,473.44 |
| 4.15% | S/ 2,387.32 | S/ 4,799.02 | S/ 7,235.37 | S/ 9,696.61 | S/ 243,356.61 |
| 4.00% | S/ 2,302.28 | S/ 4,627.25 | S/ 6,975.12 | S/ 9,346.13 | S/ 243,006.13 |
| 3.90% | S/ 2,245.54 | S/ 4,512.66 | S/ 6,801.57 | S/ 9,112.48 | S/ 242,772.48 |
| 3.75% | S/ 2,160.35 | S/ 4,340.68 | S/ 6,541.17 | S/ 8,762.00 | S/ 242,422.00 |
| 3.50% | S/ 2,018.17 | S/ 4,053.77 | S/ 6,106.95 | S/ 8,177.87 | S/ 241,837.87 |
| 3.00% | S/ 1,733.02 | S/ 3,478.90 | S/ 5,237.73 | S/ 7,009.60 | S/ 240,669.60 |
| 2.75% | S/ 1,590.06 | S/ 3,190.95 | S/ 4,802.72 | S/ 6,425.47 | S/ 240,085.47 |
| 2.50% | S/ 1,446.84 | S/ 2,902.64 | S/ 4,367.45 | S/ 5,841.33 | S/ 239,501.33 |
| 2.00% | S/ 1,159.61 | S/ 2,324.97 | S/ 3,496.11 | S/ 4,673.07 | S/ 238,333.07 |
| 1.35% | S/ 784.62 | S/ 1,571.87 | S/ 2,361.77 | S/ 3,154.32 | S/ 236,814.32 |
| 1.00% | S/ 581.96 | S/ 1,165.36 | S/ 1,750.22 | S/ 2,336.53 | S/ 235,996.53 |
| 0.10% | S/ 58.39 | S/ 116.80 | S/ 175.22 | S/ 233.65 | S/ 233,893.65 |
Sobre los datos
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Para S/ 233,660 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 233,660 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.