Cálculo de intereses
Ahorrando S/ 233,115
Veamos que pasaría si Usted ahorrara 233,115 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 233,115.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,663.11 | S/ 5,356.65 | S/ 8,080.96 | S/ 10,836.39 | S/ 243,951.39 |
| 8.50% | S/ 4,803.06 | S/ 9,705.08 | S/ 14,708.10 | S/ 19,814.20 | S/ 252,929.20 |
| 8.00% | S/ 4,528.49 | S/ 9,144.95 | S/ 13,851.09 | S/ 18,648.66 | S/ 251,763.66 |
| 7.10% | S/ 4,031.86 | S/ 8,133.45 | S/ 12,305.99 | S/ 16,550.69 | S/ 249,665.69 |
| 7.00% | S/ 3,976.49 | S/ 8,020.80 | S/ 12,134.11 | S/ 16,317.58 | S/ 249,432.58 |
| 6.50% | S/ 3,699.03 | S/ 7,456.76 | S/ 11,274.11 | S/ 15,152.04 | S/ 248,267.04 |
| 6.10% | S/ 3,476.36 | S/ 7,004.57 | S/ 10,585.39 | S/ 14,219.60 | S/ 247,334.60 |
| 6.20% | S/ 3,532.09 | S/ 7,117.69 | S/ 10,757.63 | S/ 14,452.71 | S/ 247,567.71 |
| 5.90% | S/ 3,364.79 | S/ 6,778.15 | S/ 10,240.78 | S/ 13,753.39 | S/ 246,868.39 |
| 5.75% | S/ 3,281.01 | S/ 6,608.20 | S/ 9,982.22 | S/ 13,403.73 | S/ 246,518.73 |
| 5.70% | S/ 3,253.06 | S/ 6,551.52 | S/ 9,896.01 | S/ 13,287.17 | S/ 246,402.17 |
| 5.65% | S/ 3,225.11 | S/ 6,494.83 | S/ 9,809.79 | S/ 13,170.62 | S/ 246,285.62 |
| 5.60% | S/ 3,197.14 | S/ 6,438.13 | S/ 9,723.57 | S/ 13,054.06 | S/ 246,169.06 |
| 5.50% | S/ 3,141.18 | S/ 6,324.68 | S/ 9,551.08 | S/ 12,820.96 | S/ 245,935.96 |
| 5.30% | S/ 3,029.13 | S/ 6,097.62 | S/ 9,205.99 | S/ 12,354.74 | S/ 245,469.74 |
| 5.25% | S/ 3,001.09 | S/ 6,040.82 | S/ 9,119.69 | S/ 12,238.19 | S/ 245,353.19 |
| 5.05% | S/ 2,888.85 | S/ 5,813.50 | S/ 8,774.39 | S/ 11,771.97 | S/ 244,886.97 |
| 5.00% | S/ 2,860.76 | S/ 5,756.63 | S/ 8,688.04 | S/ 11,655.42 | S/ 244,770.42 |
| 4.95% | S/ 2,832.66 | S/ 5,699.75 | S/ 8,601.67 | S/ 11,538.86 | S/ 244,653.86 |
| 4.75% | S/ 2,720.18 | S/ 5,472.10 | S/ 8,256.13 | S/ 11,072.65 | S/ 244,187.65 |
| 4.55% | S/ 2,607.53 | S/ 5,244.23 | S/ 7,910.42 | S/ 10,606.43 | S/ 243,721.43 |
| 4.50% | S/ 2,579.34 | S/ 5,187.22 | S/ 7,823.96 | S/ 10,489.87 | S/ 243,604.87 |
| 4.40% | S/ 2,522.94 | S/ 5,073.18 | S/ 7,651.02 | S/ 10,256.77 | S/ 243,371.77 |
| 4.30% | S/ 2,466.49 | S/ 4,959.08 | S/ 7,478.04 | S/ 10,023.66 | S/ 243,138.66 |
| 4.25% | S/ 2,438.25 | S/ 4,902.01 | S/ 7,391.54 | S/ 9,907.10 | S/ 243,022.10 |
| 4.20% | S/ 2,410.01 | S/ 4,844.93 | S/ 7,305.02 | S/ 9,790.55 | S/ 242,905.55 |
| 4.15% | S/ 2,381.75 | S/ 4,787.83 | S/ 7,218.50 | S/ 9,674.00 | S/ 242,789.00 |
| 4.00% | S/ 2,296.91 | S/ 4,616.46 | S/ 6,958.86 | S/ 9,324.33 | S/ 242,439.33 |
| 3.90% | S/ 2,240.30 | S/ 4,502.14 | S/ 6,785.71 | S/ 9,091.23 | S/ 242,206.23 |
| 3.75% | S/ 2,155.31 | S/ 4,330.56 | S/ 6,525.91 | S/ 8,741.56 | S/ 241,856.56 |
| 3.50% | S/ 2,013.46 | S/ 4,044.31 | S/ 6,092.71 | S/ 8,158.79 | S/ 241,273.79 |
| 3.00% | S/ 1,728.98 | S/ 3,470.79 | S/ 5,225.51 | S/ 6,993.25 | S/ 240,108.25 |
| 2.75% | S/ 1,586.35 | S/ 3,183.50 | S/ 4,791.52 | S/ 6,410.48 | S/ 239,525.48 |
| 2.50% | S/ 1,443.46 | S/ 2,895.87 | S/ 4,357.26 | S/ 5,827.71 | S/ 238,942.71 |
| 2.00% | S/ 1,156.90 | S/ 2,319.54 | S/ 3,487.96 | S/ 4,662.17 | S/ 237,777.17 |
| 1.35% | S/ 782.79 | S/ 1,568.21 | S/ 2,356.26 | S/ 3,146.96 | S/ 236,261.96 |
| 1.00% | S/ 580.60 | S/ 1,162.64 | S/ 1,746.14 | S/ 2,331.08 | S/ 235,446.08 |
| 0.10% | S/ 58.26 | S/ 116.53 | S/ 174.81 | S/ 233.11 | S/ 233,348.11 |
Sobre los datos
-
Para S/ 233,115 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 233,115 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.