Cálculo de intereses
Ahorrando S/ 220,833
Veamos que pasaría si Usted ahorrara 220,833 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 220,833.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,522.80 | S/ 5,074.43 | S/ 7,655.20 | S/ 10,265.46 | S/ 231,098.46 |
| 8.50% | S/ 4,550.00 | S/ 9,193.75 | S/ 13,933.18 | S/ 18,770.26 | S/ 239,603.26 |
| 8.00% | S/ 4,289.90 | S/ 8,663.14 | S/ 13,121.33 | S/ 17,666.13 | S/ 238,499.13 |
| 7.10% | S/ 3,819.44 | S/ 7,704.93 | S/ 11,657.63 | S/ 15,678.69 | S/ 236,511.69 |
| 7.00% | S/ 3,766.98 | S/ 7,598.22 | S/ 11,494.80 | S/ 15,457.86 | S/ 236,290.86 |
| 6.50% | S/ 3,504.14 | S/ 7,063.89 | S/ 10,680.12 | S/ 14,353.73 | S/ 235,186.73 |
| 6.10% | S/ 3,293.21 | S/ 6,635.52 | S/ 10,027.68 | S/ 13,470.42 | S/ 234,303.42 |
| 6.20% | S/ 3,346.00 | S/ 6,742.69 | S/ 10,190.85 | S/ 13,691.25 | S/ 234,524.25 |
| 5.90% | S/ 3,187.51 | S/ 6,421.04 | S/ 9,701.23 | S/ 13,028.77 | S/ 233,861.77 |
| 5.75% | S/ 3,108.15 | S/ 6,260.04 | S/ 9,456.29 | S/ 12,697.53 | S/ 233,530.53 |
| 5.70% | S/ 3,081.67 | S/ 6,206.35 | S/ 9,374.63 | S/ 12,587.12 | S/ 233,420.12 |
| 5.65% | S/ 3,055.19 | S/ 6,152.64 | S/ 9,292.95 | S/ 12,476.71 | S/ 233,309.71 |
| 5.60% | S/ 3,028.69 | S/ 6,098.93 | S/ 9,211.27 | S/ 12,366.29 | S/ 233,199.29 |
| 5.50% | S/ 2,975.68 | S/ 5,991.46 | S/ 9,047.87 | S/ 12,145.47 | S/ 232,978.47 |
| 5.30% | S/ 2,869.54 | S/ 5,776.36 | S/ 8,720.96 | S/ 11,703.81 | S/ 232,536.81 |
| 5.25% | S/ 2,842.98 | S/ 5,722.55 | S/ 8,639.20 | S/ 11,593.40 | S/ 232,426.40 |
| 5.05% | S/ 2,736.64 | S/ 5,507.20 | S/ 8,312.10 | S/ 11,151.75 | S/ 231,984.75 |
| 5.00% | S/ 2,710.04 | S/ 5,453.33 | S/ 8,230.29 | S/ 11,041.33 | S/ 231,874.33 |
| 4.95% | S/ 2,683.42 | S/ 5,399.45 | S/ 8,148.48 | S/ 10,930.92 | S/ 231,763.92 |
| 4.75% | S/ 2,576.86 | S/ 5,183.79 | S/ 7,821.14 | S/ 10,489.27 | S/ 231,322.27 |
| 4.55% | S/ 2,470.15 | S/ 4,967.93 | S/ 7,493.64 | S/ 10,047.61 | S/ 230,880.61 |
| 4.50% | S/ 2,443.45 | S/ 4,913.93 | S/ 7,411.75 | S/ 9,937.20 | S/ 230,770.20 |
| 4.40% | S/ 2,390.01 | S/ 4,805.89 | S/ 7,247.92 | S/ 9,716.37 | S/ 230,549.37 |
| 4.30% | S/ 2,336.54 | S/ 4,697.81 | S/ 7,084.05 | S/ 9,495.55 | S/ 230,328.55 |
| 4.25% | S/ 2,309.79 | S/ 4,643.74 | S/ 7,002.10 | S/ 9,385.13 | S/ 230,218.13 |
| 4.20% | S/ 2,283.03 | S/ 4,589.67 | S/ 6,920.15 | S/ 9,274.72 | S/ 230,107.72 |
| 4.15% | S/ 2,256.26 | S/ 4,535.58 | S/ 6,838.18 | S/ 9,164.31 | S/ 229,997.31 |
| 4.00% | S/ 2,175.90 | S/ 4,373.23 | S/ 6,592.22 | S/ 8,833.07 | S/ 229,666.07 |
| 3.90% | S/ 2,122.27 | S/ 4,264.94 | S/ 6,428.19 | S/ 8,612.24 | S/ 229,445.24 |
| 3.75% | S/ 2,041.76 | S/ 4,102.40 | S/ 6,182.08 | S/ 8,281.00 | S/ 229,114.00 |
| 3.50% | S/ 1,907.38 | S/ 3,831.23 | S/ 5,771.70 | S/ 7,728.93 | S/ 228,561.93 |
| 3.00% | S/ 1,637.89 | S/ 3,287.92 | S/ 4,950.20 | S/ 6,624.80 | S/ 227,457.80 |
| 2.75% | S/ 1,502.77 | S/ 3,015.78 | S/ 4,539.07 | S/ 6,072.74 | S/ 226,905.74 |
| 2.50% | S/ 1,367.41 | S/ 2,743.29 | S/ 4,127.70 | S/ 5,520.67 | S/ 226,353.67 |
| 2.00% | S/ 1,095.95 | S/ 2,197.34 | S/ 3,304.19 | S/ 4,416.54 | S/ 225,249.54 |
| 1.35% | S/ 741.55 | S/ 1,485.58 | S/ 2,232.12 | S/ 2,981.16 | S/ 223,814.16 |
| 1.00% | S/ 550.01 | S/ 1,101.39 | S/ 1,654.14 | S/ 2,208.27 | S/ 223,041.27 |
| 0.10% | S/ 55.19 | S/ 110.39 | S/ 165.60 | S/ 220.83 | S/ 221,053.83 |
Sobre los datos
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Para S/ 220,833 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 220,833 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.