Cálculo de intereses
Ahorrando S/ 213,082
Veamos que pasaría si Usted ahorrara 213,082 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 213,082.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,434.26 | S/ 4,896.32 | S/ 7,386.51 | S/ 9,905.15 | S/ 222,987.15 |
| 8.50% | S/ 4,390.30 | S/ 8,871.06 | S/ 13,444.14 | S/ 18,111.44 | S/ 231,193.44 |
| 8.00% | S/ 4,139.33 | S/ 8,359.07 | S/ 12,660.79 | S/ 17,046.06 | S/ 230,128.06 |
| 7.10% | S/ 3,685.38 | S/ 7,434.50 | S/ 11,248.46 | S/ 15,128.38 | S/ 228,210.38 |
| 7.00% | S/ 3,634.76 | S/ 7,331.53 | S/ 11,091.35 | S/ 14,915.31 | S/ 227,997.31 |
| 6.50% | S/ 3,381.15 | S/ 6,815.95 | S/ 10,305.26 | S/ 13,849.93 | S/ 226,931.93 |
| 6.10% | S/ 3,177.62 | S/ 6,402.62 | S/ 9,675.72 | S/ 12,997.63 | S/ 226,079.63 |
| 6.20% | S/ 3,228.55 | S/ 6,506.03 | S/ 9,833.16 | S/ 13,210.70 | S/ 226,292.70 |
| 5.90% | S/ 3,075.64 | S/ 6,195.66 | S/ 9,360.73 | S/ 12,571.48 | S/ 225,653.48 |
| 5.75% | S/ 2,999.05 | S/ 6,040.32 | S/ 9,124.39 | S/ 12,251.86 | S/ 225,333.86 |
| 5.70% | S/ 2,973.51 | S/ 5,988.51 | S/ 9,045.59 | S/ 12,145.32 | S/ 225,227.32 |
| 5.65% | S/ 2,947.95 | S/ 5,936.69 | S/ 8,966.78 | S/ 12,038.79 | S/ 225,120.79 |
| 5.60% | S/ 2,922.39 | S/ 5,884.86 | S/ 8,887.96 | S/ 11,932.25 | S/ 225,014.25 |
| 5.50% | S/ 2,871.24 | S/ 5,781.16 | S/ 8,730.30 | S/ 11,719.17 | S/ 224,801.17 |
| 5.30% | S/ 2,768.82 | S/ 5,573.62 | S/ 8,414.86 | S/ 11,293.02 | S/ 224,375.02 |
| 5.25% | S/ 2,743.19 | S/ 5,521.70 | S/ 8,335.98 | S/ 11,186.48 | S/ 224,268.48 |
| 5.05% | S/ 2,640.59 | S/ 5,313.91 | S/ 8,020.35 | S/ 10,760.33 | S/ 223,842.33 |
| 5.00% | S/ 2,614.92 | S/ 5,261.93 | S/ 7,941.42 | S/ 10,653.79 | S/ 223,735.79 |
| 4.95% | S/ 2,589.24 | S/ 5,209.94 | S/ 7,862.48 | S/ 10,547.26 | S/ 223,629.26 |
| 4.75% | S/ 2,486.42 | S/ 5,001.85 | S/ 7,546.63 | S/ 10,121.10 | S/ 223,203.10 |
| 4.55% | S/ 2,383.45 | S/ 4,793.56 | S/ 7,230.63 | S/ 9,694.95 | S/ 222,776.95 |
| 4.50% | S/ 2,357.68 | S/ 4,741.45 | S/ 7,151.60 | S/ 9,588.42 | S/ 222,670.42 |
| 4.40% | S/ 2,306.13 | S/ 4,637.21 | S/ 6,993.52 | S/ 9,375.34 | S/ 222,457.34 |
| 4.30% | S/ 2,254.53 | S/ 4,532.92 | S/ 6,835.41 | S/ 9,162.26 | S/ 222,244.26 |
| 4.25% | S/ 2,228.72 | S/ 4,480.75 | S/ 6,756.34 | S/ 9,055.73 | S/ 222,137.73 |
| 4.20% | S/ 2,202.90 | S/ 4,428.57 | S/ 6,677.26 | S/ 8,949.19 | S/ 222,031.19 |
| 4.15% | S/ 2,177.07 | S/ 4,376.38 | S/ 6,598.17 | S/ 8,842.65 | S/ 221,924.65 |
| 4.00% | S/ 2,099.52 | S/ 4,219.74 | S/ 6,360.84 | S/ 8,523.04 | S/ 221,605.04 |
| 3.90% | S/ 2,047.78 | S/ 4,115.24 | S/ 6,202.57 | S/ 8,309.96 | S/ 221,391.96 |
| 3.75% | S/ 1,970.10 | S/ 3,958.41 | S/ 5,965.10 | S/ 7,990.35 | S/ 221,072.35 |
| 3.50% | S/ 1,840.43 | S/ 3,696.76 | S/ 5,569.12 | S/ 7,457.66 | S/ 220,539.66 |
| 3.00% | S/ 1,580.40 | S/ 3,172.52 | S/ 4,776.45 | S/ 6,392.28 | S/ 219,474.28 |
| 2.75% | S/ 1,450.03 | S/ 2,909.92 | S/ 4,379.76 | S/ 5,859.59 | S/ 218,941.59 |
| 2.50% | S/ 1,319.42 | S/ 2,647.01 | S/ 3,982.82 | S/ 5,326.90 | S/ 218,408.90 |
| 2.00% | S/ 1,057.48 | S/ 2,120.21 | S/ 3,188.22 | S/ 4,261.52 | S/ 217,343.52 |
| 1.35% | S/ 715.52 | S/ 1,433.44 | S/ 2,153.77 | S/ 2,876.53 | S/ 215,958.53 |
| 1.00% | S/ 530.70 | S/ 1,062.73 | S/ 1,596.08 | S/ 2,130.76 | S/ 215,212.76 |
| 0.10% | S/ 53.25 | S/ 106.51 | S/ 159.79 | S/ 213.08 | S/ 213,295.08 |
Sobre los datos
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Para S/ 213,082 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 213,082 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.