Cálculo de intereses
Ahorrando S/ 210,155
Veamos que pasaría si Usted ahorrara 210,155 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 210,155.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,400.82 | S/ 4,829.06 | S/ 7,285.05 | S/ 9,769.09 | S/ 219,924.09 |
| 8.50% | S/ 4,329.99 | S/ 8,749.20 | S/ 13,259.46 | S/ 17,862.65 | S/ 228,017.65 |
| 8.00% | S/ 4,082.47 | S/ 8,244.25 | S/ 12,486.87 | S/ 16,811.91 | S/ 226,966.91 |
| 7.10% | S/ 3,634.75 | S/ 7,332.37 | S/ 11,093.94 | S/ 14,920.57 | S/ 225,075.57 |
| 7.00% | S/ 3,584.83 | S/ 7,230.82 | S/ 10,938.99 | S/ 14,710.42 | S/ 224,865.42 |
| 6.50% | S/ 3,334.71 | S/ 6,722.33 | S/ 10,163.70 | S/ 13,659.68 | S/ 223,814.68 |
| 6.10% | S/ 3,133.97 | S/ 6,314.67 | S/ 9,542.81 | S/ 12,819.09 | S/ 222,974.09 |
| 6.20% | S/ 3,184.21 | S/ 6,416.66 | S/ 9,698.09 | S/ 13,029.23 | S/ 223,184.23 |
| 5.90% | S/ 3,033.39 | S/ 6,110.56 | S/ 9,232.14 | S/ 12,398.79 | S/ 222,553.79 |
| 5.75% | S/ 2,957.86 | S/ 5,957.34 | S/ 8,999.05 | S/ 12,083.56 | S/ 222,238.56 |
| 5.70% | S/ 2,932.66 | S/ 5,906.25 | S/ 8,921.33 | S/ 11,978.49 | S/ 222,133.49 |
| 5.65% | S/ 2,907.46 | S/ 5,855.14 | S/ 8,843.61 | S/ 11,873.42 | S/ 222,028.42 |
| 5.60% | S/ 2,882.25 | S/ 5,804.02 | S/ 8,765.87 | S/ 11,768.34 | S/ 221,923.34 |
| 5.50% | S/ 2,831.80 | S/ 5,701.75 | S/ 8,610.37 | S/ 11,558.19 | S/ 221,713.19 |
| 5.30% | S/ 2,730.78 | S/ 5,497.05 | S/ 8,299.27 | S/ 11,137.90 | S/ 221,292.90 |
| 5.25% | S/ 2,705.51 | S/ 5,445.85 | S/ 8,221.47 | S/ 11,032.82 | S/ 221,187.82 |
| 5.05% | S/ 2,604.32 | S/ 5,240.91 | S/ 7,910.18 | S/ 10,612.52 | S/ 220,767.52 |
| 5.00% | S/ 2,579.00 | S/ 5,189.65 | S/ 7,832.33 | S/ 10,507.45 | S/ 220,662.45 |
| 4.95% | S/ 2,553.67 | S/ 5,138.37 | S/ 7,754.48 | S/ 10,402.37 | S/ 220,557.37 |
| 4.75% | S/ 2,452.26 | S/ 4,933.14 | S/ 7,442.96 | S/ 9,982.08 | S/ 220,137.08 |
| 4.55% | S/ 2,350.71 | S/ 4,727.71 | S/ 7,131.30 | S/ 9,561.78 | S/ 219,716.78 |
| 4.50% | S/ 2,325.30 | S/ 4,676.32 | S/ 7,053.36 | S/ 9,456.70 | S/ 219,611.70 |
| 4.40% | S/ 2,274.45 | S/ 4,573.51 | S/ 6,897.46 | S/ 9,246.56 | S/ 219,401.56 |
| 4.30% | S/ 2,223.56 | S/ 4,470.65 | S/ 6,741.52 | S/ 9,036.41 | S/ 219,191.41 |
| 4.25% | S/ 2,198.11 | S/ 4,419.20 | S/ 6,663.53 | S/ 8,931.33 | S/ 219,086.33 |
| 4.20% | S/ 2,172.64 | S/ 4,367.74 | S/ 6,585.54 | S/ 8,826.26 | S/ 218,981.26 |
| 4.15% | S/ 2,147.16 | S/ 4,316.27 | S/ 6,507.53 | S/ 8,721.18 | S/ 218,876.18 |
| 4.00% | S/ 2,070.68 | S/ 4,161.77 | S/ 6,273.46 | S/ 8,405.96 | S/ 218,560.96 |
| 3.90% | S/ 2,019.65 | S/ 4,058.71 | S/ 6,117.37 | S/ 8,195.81 | S/ 218,350.81 |
| 3.75% | S/ 1,943.03 | S/ 3,904.03 | S/ 5,883.16 | S/ 7,880.59 | S/ 218,035.59 |
| 3.50% | S/ 1,815.15 | S/ 3,645.98 | S/ 5,492.62 | S/ 7,355.22 | S/ 217,510.22 |
| 3.00% | S/ 1,558.69 | S/ 3,128.94 | S/ 4,710.84 | S/ 6,304.47 | S/ 216,459.47 |
| 2.75% | S/ 1,430.11 | S/ 2,869.95 | S/ 4,319.59 | S/ 5,779.10 | S/ 215,934.10 |
| 2.50% | S/ 1,301.29 | S/ 2,610.65 | S/ 3,928.11 | S/ 5,253.73 | S/ 215,408.73 |
| 2.00% | S/ 1,042.96 | S/ 2,091.09 | S/ 3,144.42 | S/ 4,202.98 | S/ 214,357.98 |
| 1.35% | S/ 705.69 | S/ 1,413.75 | S/ 2,124.19 | S/ 2,837.01 | S/ 212,992.01 |
| 1.00% | S/ 523.41 | S/ 1,048.13 | S/ 1,574.16 | S/ 2,101.49 | S/ 212,256.49 |
| 0.10% | S/ 52.52 | S/ 105.05 | S/ 157.59 | S/ 210.15 | S/ 210,365.15 |
Sobre los datos
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Para S/ 210,155 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 210,155 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.