Cálculo de intereses
Ahorrando S/ 190,192
Veamos que pasaría si Usted ahorrara 190,192 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 190,192.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,172.76 | S/ 4,370.34 | S/ 6,593.03 | S/ 8,841.10 | S/ 199,033.10 |
| 8.50% | S/ 3,918.68 | S/ 7,918.10 | S/ 11,999.92 | S/ 16,165.85 | S/ 206,357.85 |
| 8.00% | S/ 3,694.67 | S/ 7,461.11 | S/ 11,300.72 | S/ 15,214.92 | S/ 205,406.92 |
| 7.10% | S/ 3,289.48 | S/ 6,635.86 | S/ 10,040.11 | S/ 13,503.24 | S/ 203,695.24 |
| 7.00% | S/ 3,244.30 | S/ 6,543.95 | S/ 9,899.88 | S/ 13,313.05 | S/ 203,505.05 |
| 6.50% | S/ 3,017.94 | S/ 6,083.76 | S/ 9,198.23 | S/ 12,362.12 | S/ 202,554.12 |
| 6.10% | S/ 2,836.27 | S/ 5,714.83 | S/ 8,636.32 | S/ 11,601.38 | S/ 201,793.38 |
| 6.20% | S/ 2,881.73 | S/ 5,807.13 | S/ 8,776.85 | S/ 11,791.56 | S/ 201,983.56 |
| 5.90% | S/ 2,745.24 | S/ 5,530.10 | S/ 8,355.17 | S/ 11,221.00 | S/ 201,413.00 |
| 5.75% | S/ 2,676.88 | S/ 5,391.45 | S/ 8,144.21 | S/ 10,935.73 | S/ 201,127.73 |
| 5.70% | S/ 2,654.08 | S/ 5,345.20 | S/ 8,073.88 | S/ 10,840.63 | S/ 201,032.63 |
| 5.65% | S/ 2,631.27 | S/ 5,298.95 | S/ 8,003.54 | S/ 10,745.54 | S/ 200,937.54 |
| 5.60% | S/ 2,608.46 | S/ 5,252.69 | S/ 7,933.19 | S/ 10,650.45 | S/ 200,842.45 |
| 5.50% | S/ 2,562.80 | S/ 5,160.13 | S/ 7,792.46 | S/ 10,460.26 | S/ 200,652.26 |
| 5.30% | S/ 2,471.38 | S/ 4,974.88 | S/ 7,510.91 | S/ 10,079.89 | S/ 200,271.89 |
| 5.25% | S/ 2,448.51 | S/ 4,928.54 | S/ 7,440.50 | S/ 9,984.79 | S/ 200,176.79 |
| 5.05% | S/ 2,356.93 | S/ 4,743.07 | S/ 7,158.78 | S/ 9,604.42 | S/ 199,796.42 |
| 5.00% | S/ 2,334.02 | S/ 4,696.67 | S/ 7,088.32 | S/ 9,509.33 | S/ 199,701.33 |
| 4.95% | S/ 2,311.09 | S/ 4,650.27 | S/ 7,017.87 | S/ 9,414.23 | S/ 199,606.23 |
| 4.75% | S/ 2,219.32 | S/ 4,464.53 | S/ 6,735.94 | S/ 9,033.86 | S/ 199,225.86 |
| 4.55% | S/ 2,127.41 | S/ 4,278.62 | S/ 6,453.89 | S/ 8,653.49 | S/ 198,845.49 |
| 4.50% | S/ 2,104.41 | S/ 4,232.11 | S/ 6,383.35 | S/ 8,558.40 | S/ 198,750.40 |
| 4.40% | S/ 2,058.39 | S/ 4,139.07 | S/ 6,242.26 | S/ 8,368.21 | S/ 198,560.21 |
| 4.30% | S/ 2,012.34 | S/ 4,045.98 | S/ 6,101.13 | S/ 8,178.02 | S/ 198,370.02 |
| 4.25% | S/ 1,989.30 | S/ 3,999.41 | S/ 6,030.55 | S/ 8,082.93 | S/ 198,274.93 |
| 4.20% | S/ 1,966.26 | S/ 3,952.84 | S/ 5,959.96 | S/ 7,987.84 | S/ 198,179.84 |
| 4.15% | S/ 1,943.20 | S/ 3,906.26 | S/ 5,889.37 | S/ 7,892.74 | S/ 198,084.74 |
| 4.00% | S/ 1,873.99 | S/ 3,766.44 | S/ 5,677.53 | S/ 7,607.46 | S/ 197,799.46 |
| 3.90% | S/ 1,827.80 | S/ 3,673.17 | S/ 5,536.27 | S/ 7,417.28 | S/ 197,609.28 |
| 3.75% | S/ 1,758.46 | S/ 3,533.18 | S/ 5,324.31 | S/ 7,132.00 | S/ 197,324.00 |
| 3.50% | S/ 1,642.73 | S/ 3,299.64 | S/ 4,970.87 | S/ 6,656.53 | S/ 196,848.53 |
| 3.00% | S/ 1,410.63 | S/ 2,831.72 | S/ 4,263.35 | S/ 5,705.60 | S/ 195,897.60 |
| 2.75% | S/ 1,294.26 | S/ 2,597.33 | S/ 3,909.27 | S/ 5,230.13 | S/ 195,422.13 |
| 2.50% | S/ 1,177.68 | S/ 2,362.66 | S/ 3,554.97 | S/ 4,754.67 | S/ 194,946.67 |
| 2.00% | S/ 943.88 | S/ 1,892.45 | S/ 2,845.73 | S/ 3,803.73 | S/ 193,995.73 |
| 1.35% | S/ 638.66 | S/ 1,279.46 | S/ 1,922.41 | S/ 2,567.52 | S/ 192,759.52 |
| 1.00% | S/ 473.69 | S/ 948.57 | S/ 1,424.62 | S/ 1,901.87 | S/ 192,093.87 |
| 0.10% | S/ 47.53 | S/ 95.07 | S/ 142.62 | S/ 190.19 | S/ 190,382.19 |
Sobre los datos
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Para S/ 190,192 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 190,192 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.