Cálculo de intereses
Ahorrando S/ 188,123
Veamos que pasaría si Usted ahorrara 188,123 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 188,123.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,149.12 | S/ 4,322.80 | S/ 6,521.30 | S/ 8,744.93 | S/ 196,867.93 |
| 8.50% | S/ 3,876.05 | S/ 7,831.96 | S/ 11,869.38 | S/ 15,989.99 | S/ 204,112.99 |
| 8.00% | S/ 3,654.48 | S/ 7,379.95 | S/ 11,177.79 | S/ 15,049.40 | S/ 203,172.40 |
| 7.10% | S/ 3,253.70 | S/ 6,563.67 | S/ 9,930.89 | S/ 13,356.35 | S/ 201,479.35 |
| 7.00% | S/ 3,209.01 | S/ 6,472.76 | S/ 9,792.18 | S/ 13,168.23 | S/ 201,291.23 |
| 6.50% | S/ 2,985.11 | S/ 6,017.58 | S/ 9,098.17 | S/ 12,227.64 | S/ 200,350.64 |
| 6.10% | S/ 2,805.41 | S/ 5,652.66 | S/ 8,542.37 | S/ 11,475.17 | S/ 199,598.17 |
| 6.20% | S/ 2,850.38 | S/ 5,743.95 | S/ 8,681.37 | S/ 11,663.29 | S/ 199,786.29 |
| 5.90% | S/ 2,715.38 | S/ 5,469.95 | S/ 8,264.27 | S/ 11,098.94 | S/ 199,221.94 |
| 5.75% | S/ 2,647.76 | S/ 5,332.80 | S/ 8,055.62 | S/ 10,816.76 | S/ 198,939.76 |
| 5.70% | S/ 2,625.21 | S/ 5,287.06 | S/ 7,986.05 | S/ 10,722.70 | S/ 198,845.70 |
| 5.65% | S/ 2,602.65 | S/ 5,241.31 | S/ 7,916.47 | S/ 10,628.64 | S/ 198,751.64 |
| 5.60% | S/ 2,580.08 | S/ 5,195.55 | S/ 7,846.88 | S/ 10,534.58 | S/ 198,657.58 |
| 5.50% | S/ 2,534.92 | S/ 5,104.00 | S/ 7,707.69 | S/ 10,346.47 | S/ 198,469.47 |
| 5.30% | S/ 2,444.50 | S/ 4,920.76 | S/ 7,429.20 | S/ 9,970.23 | S/ 198,093.23 |
| 5.25% | S/ 2,421.87 | S/ 4,874.92 | S/ 7,359.56 | S/ 9,876.17 | S/ 197,999.17 |
| 5.05% | S/ 2,331.29 | S/ 4,691.47 | S/ 7,080.90 | S/ 9,499.94 | S/ 197,622.94 |
| 5.00% | S/ 2,308.62 | S/ 4,645.58 | S/ 7,011.21 | S/ 9,405.88 | S/ 197,528.88 |
| 4.95% | S/ 2,285.95 | S/ 4,599.68 | S/ 6,941.52 | S/ 9,311.82 | S/ 197,434.82 |
| 4.75% | S/ 2,195.17 | S/ 4,415.96 | S/ 6,662.67 | S/ 8,935.59 | S/ 197,058.59 |
| 4.55% | S/ 2,104.27 | S/ 4,232.07 | S/ 6,383.68 | S/ 8,559.35 | S/ 196,682.35 |
| 4.50% | S/ 2,081.52 | S/ 4,186.07 | S/ 6,313.91 | S/ 8,465.29 | S/ 196,588.29 |
| 4.40% | S/ 2,036.00 | S/ 4,094.04 | S/ 6,174.35 | S/ 8,277.18 | S/ 196,400.18 |
| 4.30% | S/ 1,990.45 | S/ 4,001.96 | S/ 6,034.76 | S/ 8,089.06 | S/ 196,212.06 |
| 4.25% | S/ 1,967.66 | S/ 3,955.91 | S/ 5,964.95 | S/ 7,995.00 | S/ 196,118.00 |
| 4.20% | S/ 1,944.87 | S/ 3,909.84 | S/ 5,895.13 | S/ 7,900.94 | S/ 196,023.94 |
| 4.15% | S/ 1,922.06 | S/ 3,863.76 | S/ 5,825.30 | S/ 7,806.88 | S/ 195,929.88 |
| 4.00% | S/ 1,853.60 | S/ 3,725.46 | S/ 5,615.77 | S/ 7,524.71 | S/ 195,647.71 |
| 3.90% | S/ 1,807.92 | S/ 3,633.21 | S/ 5,476.04 | S/ 7,336.59 | S/ 195,459.59 |
| 3.75% | S/ 1,739.33 | S/ 3,494.74 | S/ 5,266.39 | S/ 7,054.41 | S/ 195,177.41 |
| 3.50% | S/ 1,624.86 | S/ 3,263.75 | S/ 4,916.79 | S/ 6,584.12 | S/ 194,707.12 |
| 3.00% | S/ 1,395.28 | S/ 2,800.91 | S/ 4,216.97 | S/ 5,643.53 | S/ 193,766.53 |
| 2.75% | S/ 1,280.18 | S/ 2,569.08 | S/ 3,866.74 | S/ 5,173.24 | S/ 193,296.24 |
| 2.50% | S/ 1,164.87 | S/ 2,336.96 | S/ 3,516.30 | S/ 4,702.94 | S/ 192,825.94 |
| 2.00% | S/ 933.62 | S/ 1,871.86 | S/ 2,814.77 | S/ 3,762.35 | S/ 191,885.35 |
| 1.35% | S/ 631.71 | S/ 1,265.54 | S/ 1,901.50 | S/ 2,539.59 | S/ 190,662.59 |
| 1.00% | S/ 468.54 | S/ 938.25 | S/ 1,409.13 | S/ 1,881.18 | S/ 190,004.18 |
| 0.10% | S/ 47.01 | S/ 94.04 | S/ 141.07 | S/ 188.12 | S/ 188,311.12 |
Sobre los datos
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Para S/ 188,123 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 188,123 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.