Cálculo de intereses
Ahorrando S/ 187,607
Veamos que pasaría si Usted ahorrara 187,607 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 187,607.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,143.23 | S/ 4,310.94 | S/ 6,503.42 | S/ 8,720.94 | S/ 196,327.94 |
| 8.50% | S/ 3,865.42 | S/ 7,810.48 | S/ 11,836.83 | S/ 15,946.13 | S/ 203,553.13 |
| 8.00% | S/ 3,644.45 | S/ 7,359.70 | S/ 11,147.13 | S/ 15,008.12 | S/ 202,615.12 |
| 7.10% | S/ 3,244.77 | S/ 6,545.67 | S/ 9,903.65 | S/ 13,319.71 | S/ 200,926.71 |
| 7.00% | S/ 3,200.21 | S/ 6,455.01 | S/ 9,765.32 | S/ 13,132.11 | S/ 200,739.11 |
| 6.50% | S/ 2,976.92 | S/ 6,001.07 | S/ 9,073.21 | S/ 12,194.10 | S/ 199,801.10 |
| 6.10% | S/ 2,797.72 | S/ 5,637.16 | S/ 8,518.94 | S/ 11,443.70 | S/ 199,050.70 |
| 6.20% | S/ 2,842.57 | S/ 5,728.20 | S/ 8,657.56 | S/ 11,631.30 | S/ 199,238.30 |
| 5.90% | S/ 2,707.93 | S/ 5,454.94 | S/ 8,241.61 | S/ 11,068.49 | S/ 198,675.49 |
| 5.75% | S/ 2,640.50 | S/ 5,318.17 | S/ 8,033.52 | S/ 10,787.09 | S/ 198,394.09 |
| 5.70% | S/ 2,618.01 | S/ 5,272.55 | S/ 7,964.14 | S/ 10,693.29 | S/ 198,300.29 |
| 5.65% | S/ 2,595.51 | S/ 5,226.93 | S/ 7,894.76 | S/ 10,599.49 | S/ 198,206.49 |
| 5.60% | S/ 2,573.00 | S/ 5,181.30 | S/ 7,825.36 | S/ 10,505.69 | S/ 198,112.69 |
| 5.50% | S/ 2,527.97 | S/ 5,090.00 | S/ 7,686.55 | S/ 10,318.09 | S/ 197,925.09 |
| 5.30% | S/ 2,437.79 | S/ 4,907.26 | S/ 7,408.82 | S/ 9,942.89 | S/ 197,549.89 |
| 5.25% | S/ 2,415.23 | S/ 4,861.55 | S/ 7,339.37 | S/ 9,849.08 | S/ 197,456.08 |
| 5.05% | S/ 2,324.90 | S/ 4,678.60 | S/ 7,061.48 | S/ 9,473.88 | S/ 197,080.88 |
| 5.00% | S/ 2,302.29 | S/ 4,632.84 | S/ 6,991.98 | S/ 9,380.08 | S/ 196,987.08 |
| 4.95% | S/ 2,279.68 | S/ 4,587.06 | S/ 6,922.48 | S/ 9,286.28 | S/ 196,893.28 |
| 4.75% | S/ 2,189.15 | S/ 4,403.85 | S/ 6,644.39 | S/ 8,911.08 | S/ 196,518.08 |
| 4.55% | S/ 2,098.50 | S/ 4,220.46 | S/ 6,366.17 | S/ 8,535.87 | S/ 196,142.87 |
| 4.50% | S/ 2,075.81 | S/ 4,174.59 | S/ 6,296.59 | S/ 8,442.07 | S/ 196,049.07 |
| 4.40% | S/ 2,030.42 | S/ 4,082.81 | S/ 6,157.41 | S/ 8,254.47 | S/ 195,861.47 |
| 4.30% | S/ 1,984.99 | S/ 3,990.98 | S/ 6,018.20 | S/ 8,066.87 | S/ 195,673.87 |
| 4.25% | S/ 1,962.27 | S/ 3,945.06 | S/ 5,948.58 | S/ 7,973.07 | S/ 195,580.07 |
| 4.20% | S/ 1,939.53 | S/ 3,899.12 | S/ 5,878.96 | S/ 7,879.27 | S/ 195,486.27 |
| 4.15% | S/ 1,916.79 | S/ 3,853.16 | S/ 5,809.32 | S/ 7,785.47 | S/ 195,392.47 |
| 4.00% | S/ 1,848.52 | S/ 3,715.25 | S/ 5,600.37 | S/ 7,504.07 | S/ 195,111.07 |
| 3.90% | S/ 1,802.96 | S/ 3,623.24 | S/ 5,461.02 | S/ 7,316.46 | S/ 194,923.46 |
| 3.75% | S/ 1,734.56 | S/ 3,485.16 | S/ 5,251.94 | S/ 7,035.06 | S/ 194,642.06 |
| 3.50% | S/ 1,620.40 | S/ 3,254.80 | S/ 4,903.31 | S/ 6,566.06 | S/ 194,173.06 |
| 3.00% | S/ 1,391.46 | S/ 2,793.23 | S/ 4,205.40 | S/ 5,628.05 | S/ 193,235.05 |
| 2.75% | S/ 1,276.67 | S/ 2,562.03 | S/ 3,856.13 | S/ 5,159.05 | S/ 192,766.05 |
| 2.50% | S/ 1,161.68 | S/ 2,330.55 | S/ 3,506.65 | S/ 4,690.04 | S/ 192,297.04 |
| 2.00% | S/ 931.05 | S/ 1,866.73 | S/ 2,807.05 | S/ 3,752.03 | S/ 191,359.03 |
| 1.35% | S/ 629.98 | S/ 1,262.07 | S/ 1,896.28 | S/ 2,532.62 | S/ 190,139.62 |
| 1.00% | S/ 467.26 | S/ 935.68 | S/ 1,405.26 | S/ 1,876.02 | S/ 189,483.02 |
| 0.10% | S/ 46.88 | S/ 93.78 | S/ 140.68 | S/ 187.60 | S/ 187,794.60 |
Sobre los datos
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Para S/ 187,607 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 187,607 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.