Cálculo de intereses
Ahorrando S/ 187,539
Veamos que pasaría si Usted ahorrara 187,539 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 187,539.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,142.45 | S/ 4,309.38 | S/ 6,501.06 | S/ 8,717.78 | S/ 196,256.78 |
| 8.50% | S/ 3,864.02 | S/ 7,807.65 | S/ 11,832.54 | S/ 15,940.35 | S/ 203,479.35 |
| 8.00% | S/ 3,643.13 | S/ 7,357.04 | S/ 11,143.09 | S/ 15,002.68 | S/ 202,541.68 |
| 7.10% | S/ 3,243.60 | S/ 6,543.29 | S/ 9,900.06 | S/ 13,314.88 | S/ 200,853.88 |
| 7.00% | S/ 3,199.05 | S/ 6,452.67 | S/ 9,761.78 | S/ 13,127.35 | S/ 200,666.35 |
| 6.50% | S/ 2,975.84 | S/ 5,998.90 | S/ 9,069.92 | S/ 12,189.68 | S/ 199,728.68 |
| 6.10% | S/ 2,796.70 | S/ 5,635.11 | S/ 8,515.85 | S/ 11,439.55 | S/ 198,978.55 |
| 6.20% | S/ 2,841.53 | S/ 5,726.12 | S/ 8,654.42 | S/ 11,627.08 | S/ 199,166.08 |
| 5.90% | S/ 2,706.95 | S/ 5,452.96 | S/ 8,238.62 | S/ 11,064.48 | S/ 198,603.48 |
| 5.75% | S/ 2,639.54 | S/ 5,316.24 | S/ 8,030.61 | S/ 10,783.18 | S/ 198,322.18 |
| 5.70% | S/ 2,617.06 | S/ 5,270.64 | S/ 7,961.26 | S/ 10,689.42 | S/ 198,228.42 |
| 5.65% | S/ 2,594.57 | S/ 5,225.04 | S/ 7,891.89 | S/ 10,595.65 | S/ 198,134.65 |
| 5.60% | S/ 2,572.07 | S/ 5,179.42 | S/ 7,822.53 | S/ 10,501.88 | S/ 198,040.88 |
| 5.50% | S/ 2,527.05 | S/ 5,088.15 | S/ 7,683.76 | S/ 10,314.35 | S/ 197,853.35 |
| 5.30% | S/ 2,436.91 | S/ 4,905.48 | S/ 7,406.14 | S/ 9,939.28 | S/ 197,478.28 |
| 5.25% | S/ 2,414.35 | S/ 4,859.79 | S/ 7,336.71 | S/ 9,845.51 | S/ 197,384.51 |
| 5.05% | S/ 2,324.05 | S/ 4,676.91 | S/ 7,058.92 | S/ 9,470.45 | S/ 197,009.45 |
| 5.00% | S/ 2,301.46 | S/ 4,631.16 | S/ 6,989.45 | S/ 9,376.68 | S/ 196,915.68 |
| 4.95% | S/ 2,278.85 | S/ 4,585.40 | S/ 6,919.97 | S/ 9,282.91 | S/ 196,821.91 |
| 4.75% | S/ 2,188.36 | S/ 4,402.25 | S/ 6,641.98 | S/ 8,907.85 | S/ 196,446.85 |
| 4.55% | S/ 2,097.74 | S/ 4,218.93 | S/ 6,363.86 | S/ 8,532.78 | S/ 196,071.78 |
| 4.50% | S/ 2,075.06 | S/ 4,173.08 | S/ 6,294.31 | S/ 8,439.01 | S/ 195,978.01 |
| 4.40% | S/ 2,029.68 | S/ 4,081.33 | S/ 6,155.18 | S/ 8,251.48 | S/ 195,790.48 |
| 4.30% | S/ 1,984.27 | S/ 3,989.54 | S/ 6,016.02 | S/ 8,063.95 | S/ 195,602.95 |
| 4.25% | S/ 1,961.55 | S/ 3,943.63 | S/ 5,946.43 | S/ 7,970.18 | S/ 195,509.18 |
| 4.20% | S/ 1,938.83 | S/ 3,897.70 | S/ 5,876.83 | S/ 7,876.41 | S/ 195,415.41 |
| 4.15% | S/ 1,916.10 | S/ 3,851.77 | S/ 5,807.22 | S/ 7,782.65 | S/ 195,321.65 |
| 4.00% | S/ 1,847.85 | S/ 3,713.90 | S/ 5,598.34 | S/ 7,501.35 | S/ 195,040.35 |
| 3.90% | S/ 1,802.31 | S/ 3,621.93 | S/ 5,459.04 | S/ 7,313.81 | S/ 194,852.81 |
| 3.75% | S/ 1,733.93 | S/ 3,483.90 | S/ 5,250.04 | S/ 7,032.51 | S/ 194,571.51 |
| 3.50% | S/ 1,619.81 | S/ 3,253.62 | S/ 4,901.53 | S/ 6,563.68 | S/ 194,102.68 |
| 3.00% | S/ 1,390.95 | S/ 2,792.22 | S/ 4,203.88 | S/ 5,626.01 | S/ 193,165.01 |
| 2.75% | S/ 1,276.21 | S/ 2,561.10 | S/ 3,854.74 | S/ 5,157.18 | S/ 192,696.18 |
| 2.50% | S/ 1,161.26 | S/ 2,329.70 | S/ 3,505.38 | S/ 4,688.34 | S/ 192,227.34 |
| 2.00% | S/ 930.72 | S/ 1,866.05 | S/ 2,806.03 | S/ 3,750.67 | S/ 191,289.67 |
| 1.35% | S/ 629.75 | S/ 1,261.61 | S/ 1,895.59 | S/ 2,531.71 | S/ 190,070.71 |
| 1.00% | S/ 467.09 | S/ 935.34 | S/ 1,404.75 | S/ 1,875.34 | S/ 189,414.34 |
| 0.10% | S/ 46.87 | S/ 93.74 | S/ 140.63 | S/ 187.53 | S/ 187,726.53 |
Sobre los datos
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Para S/ 187,539 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 187,539 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.