Cálculo de intereses
Ahorrando S/ 185,866
Veamos que pasaría si Usted ahorrara 185,866 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 185,866.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,123.34 | S/ 4,270.93 | S/ 6,443.07 | S/ 8,640.01 | S/ 194,506.01 |
| 8.50% | S/ 3,829.55 | S/ 7,738.00 | S/ 11,726.98 | S/ 15,798.15 | S/ 201,664.15 |
| 8.00% | S/ 3,610.63 | S/ 7,291.41 | S/ 11,043.68 | S/ 14,868.85 | S/ 200,734.85 |
| 7.10% | S/ 3,214.66 | S/ 6,484.92 | S/ 9,811.74 | S/ 13,196.10 | S/ 199,062.10 |
| 7.00% | S/ 3,170.51 | S/ 6,395.10 | S/ 9,674.70 | S/ 13,010.24 | S/ 198,876.24 |
| 6.50% | S/ 2,949.29 | S/ 5,945.38 | S/ 8,989.01 | S/ 12,080.94 | S/ 197,946.94 |
| 6.10% | S/ 2,771.75 | S/ 5,584.84 | S/ 8,439.88 | S/ 11,337.50 | S/ 197,203.50 |
| 6.20% | S/ 2,816.19 | S/ 5,675.04 | S/ 8,577.21 | S/ 11,523.36 | S/ 197,389.36 |
| 5.90% | S/ 2,682.80 | S/ 5,404.32 | S/ 8,165.12 | S/ 10,965.78 | S/ 196,831.78 |
| 5.75% | S/ 2,616.00 | S/ 5,268.82 | S/ 7,958.97 | S/ 10,686.99 | S/ 196,552.99 |
| 5.70% | S/ 2,593.72 | S/ 5,223.63 | S/ 7,890.24 | S/ 10,594.06 | S/ 196,460.06 |
| 5.65% | S/ 2,571.42 | S/ 5,178.43 | S/ 7,821.49 | S/ 10,501.13 | S/ 196,367.13 |
| 5.60% | S/ 2,549.13 | S/ 5,133.21 | S/ 7,752.74 | S/ 10,408.20 | S/ 196,274.20 |
| 5.50% | S/ 2,504.51 | S/ 5,042.76 | S/ 7,615.22 | S/ 10,222.34 | S/ 196,088.34 |
| 5.30% | S/ 2,415.17 | S/ 4,861.72 | S/ 7,340.07 | S/ 9,850.61 | S/ 195,716.61 |
| 5.25% | S/ 2,392.82 | S/ 4,816.44 | S/ 7,271.26 | S/ 9,757.68 | S/ 195,623.68 |
| 5.05% | S/ 2,303.32 | S/ 4,635.18 | S/ 6,995.95 | S/ 9,385.96 | S/ 195,251.96 |
| 5.00% | S/ 2,280.93 | S/ 4,589.85 | S/ 6,927.10 | S/ 9,293.03 | S/ 195,159.03 |
| 4.95% | S/ 2,258.53 | S/ 4,544.49 | S/ 6,858.24 | S/ 9,200.10 | S/ 195,066.10 |
| 4.75% | S/ 2,168.84 | S/ 4,362.98 | S/ 6,582.73 | S/ 8,828.38 | S/ 194,694.38 |
| 4.55% | S/ 2,079.02 | S/ 4,181.30 | S/ 6,307.09 | S/ 8,456.66 | S/ 194,322.66 |
| 4.50% | S/ 2,056.55 | S/ 4,135.85 | S/ 6,238.16 | S/ 8,363.73 | S/ 194,229.73 |
| 4.40% | S/ 2,011.58 | S/ 4,044.92 | S/ 6,100.27 | S/ 8,177.87 | S/ 194,043.87 |
| 4.30% | S/ 1,966.57 | S/ 3,953.95 | S/ 5,962.35 | S/ 7,992.01 | S/ 193,858.01 |
| 4.25% | S/ 1,944.06 | S/ 3,908.45 | S/ 5,893.38 | S/ 7,899.08 | S/ 193,765.08 |
| 4.20% | S/ 1,921.53 | S/ 3,862.93 | S/ 5,824.40 | S/ 7,806.15 | S/ 193,672.15 |
| 4.15% | S/ 1,899.00 | S/ 3,817.41 | S/ 5,755.41 | S/ 7,713.22 | S/ 193,579.22 |
| 4.00% | S/ 1,831.36 | S/ 3,680.77 | S/ 5,548.40 | S/ 7,434.43 | S/ 193,300.43 |
| 3.90% | S/ 1,786.23 | S/ 3,589.62 | S/ 5,410.34 | S/ 7,248.57 | S/ 193,114.57 |
| 3.75% | S/ 1,718.46 | S/ 3,452.82 | S/ 5,203.20 | S/ 6,969.78 | S/ 192,835.78 |
| 3.50% | S/ 1,605.36 | S/ 3,224.59 | S/ 4,857.80 | S/ 6,505.12 | S/ 192,371.12 |
| 3.00% | S/ 1,378.54 | S/ 2,767.31 | S/ 4,166.38 | S/ 5,575.82 | S/ 191,441.82 |
| 2.75% | S/ 1,264.82 | S/ 2,538.25 | S/ 3,820.35 | S/ 5,111.17 | S/ 190,977.17 |
| 2.50% | S/ 1,150.90 | S/ 2,308.92 | S/ 3,474.11 | S/ 4,646.52 | S/ 190,512.52 |
| 2.00% | S/ 922.41 | S/ 1,849.41 | S/ 2,781.00 | S/ 3,717.21 | S/ 189,583.21 |
| 1.35% | S/ 624.13 | S/ 1,250.35 | S/ 1,878.68 | S/ 2,509.12 | S/ 188,375.12 |
| 1.00% | S/ 462.92 | S/ 926.99 | S/ 1,392.22 | S/ 1,858.61 | S/ 187,724.61 |
| 0.10% | S/ 46.45 | S/ 92.91 | S/ 139.38 | S/ 185.86 | S/ 186,051.86 |
Sobre los datos
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Para S/ 185,866 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 185,866 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.