Cálculo de intereses
Ahorrando S/ 179,442
Veamos que pasaría si Usted ahorrara 179,442 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 179,442.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,049.95 | S/ 4,123.32 | S/ 6,220.38 | S/ 8,341.39 | S/ 187,783.39 |
| 8.50% | S/ 3,697.19 | S/ 7,470.56 | S/ 11,321.67 | S/ 15,252.13 | S/ 194,694.13 |
| 8.00% | S/ 3,485.84 | S/ 7,039.40 | S/ 10,661.98 | S/ 14,354.94 | S/ 193,796.94 |
| 7.10% | S/ 3,103.55 | S/ 6,260.79 | S/ 9,472.62 | S/ 12,740.01 | S/ 192,182.01 |
| 7.00% | S/ 3,060.93 | S/ 6,174.07 | S/ 9,340.32 | S/ 12,560.58 | S/ 192,002.58 |
| 6.50% | S/ 2,847.36 | S/ 5,739.89 | S/ 8,678.33 | S/ 11,663.39 | S/ 191,105.39 |
| 6.10% | S/ 2,675.96 | S/ 5,391.82 | S/ 8,148.18 | S/ 10,945.65 | S/ 190,387.65 |
| 6.20% | S/ 2,718.85 | S/ 5,478.90 | S/ 8,280.76 | S/ 11,125.08 | S/ 190,567.08 |
| 5.90% | S/ 2,590.07 | S/ 5,217.53 | S/ 7,882.92 | S/ 10,586.77 | S/ 190,028.77 |
| 5.75% | S/ 2,525.58 | S/ 5,086.71 | S/ 7,683.89 | S/ 10,317.62 | S/ 189,759.62 |
| 5.70% | S/ 2,504.07 | S/ 5,043.08 | S/ 7,617.53 | S/ 10,227.90 | S/ 189,669.90 |
| 5.65% | S/ 2,482.55 | S/ 4,999.45 | S/ 7,551.16 | S/ 10,138.18 | S/ 189,580.18 |
| 5.60% | S/ 2,461.02 | S/ 4,955.80 | S/ 7,484.79 | S/ 10,048.46 | S/ 189,490.46 |
| 5.50% | S/ 2,417.94 | S/ 4,868.47 | S/ 7,352.02 | S/ 9,869.03 | S/ 189,311.03 |
| 5.30% | S/ 2,331.70 | S/ 4,693.69 | S/ 7,086.38 | S/ 9,510.15 | S/ 188,952.15 |
| 5.25% | S/ 2,310.11 | S/ 4,649.97 | S/ 7,019.95 | S/ 9,420.43 | S/ 188,862.43 |
| 5.05% | S/ 2,223.71 | S/ 4,474.98 | S/ 6,754.15 | S/ 9,061.56 | S/ 188,503.56 |
| 5.00% | S/ 2,202.09 | S/ 4,431.21 | S/ 6,687.68 | S/ 8,971.84 | S/ 188,413.84 |
| 4.95% | S/ 2,180.46 | S/ 4,387.43 | S/ 6,621.20 | S/ 8,882.12 | S/ 188,324.12 |
| 4.75% | S/ 2,093.88 | S/ 4,212.19 | S/ 6,355.22 | S/ 8,523.25 | S/ 187,965.25 |
| 4.55% | S/ 2,007.17 | S/ 4,036.78 | S/ 6,089.10 | S/ 8,164.38 | S/ 187,606.38 |
| 4.50% | S/ 1,985.47 | S/ 3,992.90 | S/ 6,022.55 | S/ 8,074.66 | S/ 187,516.66 |
| 4.40% | S/ 1,942.05 | S/ 3,905.12 | S/ 5,889.43 | S/ 7,895.22 | S/ 187,337.22 |
| 4.30% | S/ 1,898.60 | S/ 3,817.29 | S/ 5,756.28 | S/ 7,715.79 | S/ 187,157.79 |
| 4.25% | S/ 1,876.86 | S/ 3,773.36 | S/ 5,689.69 | S/ 7,626.07 | S/ 187,068.07 |
| 4.20% | S/ 1,855.12 | S/ 3,729.42 | S/ 5,623.10 | S/ 7,536.35 | S/ 186,978.35 |
| 4.15% | S/ 1,833.37 | S/ 3,685.47 | S/ 5,556.49 | S/ 7,446.63 | S/ 186,888.63 |
| 4.00% | S/ 1,768.07 | S/ 3,553.55 | S/ 5,356.63 | S/ 7,177.48 | S/ 186,619.48 |
| 3.90% | S/ 1,724.49 | S/ 3,465.55 | S/ 5,223.35 | S/ 6,998.04 | S/ 186,440.04 |
| 3.75% | S/ 1,659.07 | S/ 3,333.48 | S/ 5,023.37 | S/ 6,728.88 | S/ 186,170.88 |
| 3.50% | S/ 1,549.88 | S/ 3,113.14 | S/ 4,689.91 | S/ 6,280.29 | S/ 185,722.29 |
| 3.00% | S/ 1,330.90 | S/ 2,671.66 | S/ 4,022.38 | S/ 5,383.11 | S/ 184,825.11 |
| 2.75% | S/ 1,221.11 | S/ 2,450.52 | S/ 3,688.31 | S/ 4,934.51 | S/ 184,376.51 |
| 2.50% | S/ 1,111.12 | S/ 2,229.12 | S/ 3,354.04 | S/ 4,485.92 | S/ 183,927.92 |
| 2.00% | S/ 890.53 | S/ 1,785.49 | S/ 2,684.88 | S/ 3,588.74 | S/ 183,030.74 |
| 1.35% | S/ 602.56 | S/ 1,207.14 | S/ 1,813.75 | S/ 2,422.40 | S/ 181,864.40 |
| 1.00% | S/ 446.92 | S/ 894.95 | S/ 1,344.10 | S/ 1,794.37 | S/ 181,236.37 |
| 0.10% | S/ 44.84 | S/ 89.70 | S/ 134.56 | S/ 179.44 | S/ 179,621.44 |
Sobre los datos
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Para S/ 179,442 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 179,442 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.