Cálculo de intereses
Ahorrando S/ 179,076
Veamos que pasaría si Usted ahorrara 179,076 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 179,076.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,045.77 | S/ 4,114.91 | S/ 6,207.69 | S/ 8,324.38 | S/ 187,400.38 |
| 8.50% | S/ 3,689.65 | S/ 7,455.32 | S/ 11,298.57 | S/ 15,221.02 | S/ 194,297.02 |
| 8.00% | S/ 3,478.73 | S/ 7,025.04 | S/ 10,640.24 | S/ 14,325.66 | S/ 193,401.66 |
| 7.10% | S/ 3,097.22 | S/ 6,248.02 | S/ 9,453.30 | S/ 12,714.03 | S/ 191,790.03 |
| 7.00% | S/ 3,054.69 | S/ 6,161.48 | S/ 9,321.27 | S/ 12,534.96 | S/ 191,610.96 |
| 6.50% | S/ 2,841.55 | S/ 5,728.19 | S/ 8,660.63 | S/ 11,639.60 | S/ 190,715.60 |
| 6.10% | S/ 2,670.50 | S/ 5,380.82 | S/ 8,131.56 | S/ 10,923.32 | S/ 189,999.32 |
| 6.20% | S/ 2,713.31 | S/ 5,467.72 | S/ 8,263.87 | S/ 11,102.39 | S/ 190,178.39 |
| 5.90% | S/ 2,584.79 | S/ 5,206.89 | S/ 7,866.84 | S/ 10,565.18 | S/ 189,641.18 |
| 5.75% | S/ 2,520.43 | S/ 5,076.34 | S/ 7,668.22 | S/ 10,296.57 | S/ 189,372.57 |
| 5.70% | S/ 2,498.96 | S/ 5,032.80 | S/ 7,601.99 | S/ 10,207.04 | S/ 189,283.04 |
| 5.65% | S/ 2,477.49 | S/ 4,989.25 | S/ 7,535.76 | S/ 10,117.50 | S/ 189,193.50 |
| 5.60% | S/ 2,456.00 | S/ 4,945.69 | S/ 7,469.52 | S/ 10,027.97 | S/ 189,103.97 |
| 5.50% | S/ 2,413.01 | S/ 4,858.54 | S/ 7,337.02 | S/ 9,848.90 | S/ 188,924.90 |
| 5.30% | S/ 2,326.94 | S/ 4,684.12 | S/ 7,071.92 | S/ 9,490.76 | S/ 188,566.76 |
| 5.25% | S/ 2,305.40 | S/ 4,640.48 | S/ 7,005.63 | S/ 9,401.22 | S/ 188,477.22 |
| 5.05% | S/ 2,219.18 | S/ 4,465.85 | S/ 6,740.37 | S/ 9,043.08 | S/ 188,119.08 |
| 5.00% | S/ 2,197.60 | S/ 4,422.17 | S/ 6,674.04 | S/ 8,953.54 | S/ 188,029.54 |
| 4.95% | S/ 2,176.02 | S/ 4,378.48 | S/ 6,607.70 | S/ 8,864.01 | S/ 187,940.01 |
| 4.75% | S/ 2,089.61 | S/ 4,203.60 | S/ 6,342.25 | S/ 8,505.87 | S/ 187,581.87 |
| 4.55% | S/ 2,003.07 | S/ 4,028.55 | S/ 6,076.68 | S/ 8,147.72 | S/ 187,223.72 |
| 4.50% | S/ 1,981.42 | S/ 3,984.76 | S/ 6,010.27 | S/ 8,058.19 | S/ 187,134.19 |
| 4.40% | S/ 1,938.09 | S/ 3,897.15 | S/ 5,877.42 | S/ 7,879.12 | S/ 186,955.12 |
| 4.30% | S/ 1,894.73 | S/ 3,809.50 | S/ 5,744.54 | S/ 7,700.05 | S/ 186,776.05 |
| 4.25% | S/ 1,873.04 | S/ 3,765.66 | S/ 5,678.09 | S/ 7,610.51 | S/ 186,686.51 |
| 4.20% | S/ 1,851.34 | S/ 3,721.81 | S/ 5,611.63 | S/ 7,520.98 | S/ 186,596.98 |
| 4.15% | S/ 1,829.63 | S/ 3,677.95 | S/ 5,545.16 | S/ 7,431.44 | S/ 186,507.44 |
| 4.00% | S/ 1,764.46 | S/ 3,546.30 | S/ 5,345.70 | S/ 7,162.84 | S/ 186,238.84 |
| 3.90% | S/ 1,720.97 | S/ 3,458.49 | S/ 5,212.70 | S/ 6,983.76 | S/ 186,059.76 |
| 3.75% | S/ 1,655.69 | S/ 3,326.68 | S/ 5,013.12 | S/ 6,715.16 | S/ 185,791.16 |
| 3.50% | S/ 1,546.72 | S/ 3,106.79 | S/ 4,680.34 | S/ 6,267.48 | S/ 185,343.48 |
| 3.00% | S/ 1,328.18 | S/ 2,666.22 | S/ 4,014.17 | S/ 5,372.13 | S/ 184,448.13 |
| 2.75% | S/ 1,218.62 | S/ 2,445.53 | S/ 3,680.79 | S/ 4,924.45 | S/ 184,000.45 |
| 2.50% | S/ 1,108.85 | S/ 2,224.57 | S/ 3,347.20 | S/ 4,476.77 | S/ 183,552.77 |
| 2.00% | S/ 888.72 | S/ 1,781.84 | S/ 2,679.40 | S/ 3,581.42 | S/ 182,657.42 |
| 1.35% | S/ 601.33 | S/ 1,204.68 | S/ 1,810.05 | S/ 2,417.46 | S/ 181,493.46 |
| 1.00% | S/ 446.01 | S/ 893.13 | S/ 1,341.36 | S/ 1,790.71 | S/ 180,866.71 |
| 0.10% | S/ 44.75 | S/ 89.51 | S/ 134.29 | S/ 179.07 | S/ 179,255.07 |
Sobre los datos
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Para S/ 179,076 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 179,076 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.