Cálculo de intereses
Ahorrando S/ 179,020
Veamos que pasaría si Usted ahorrara 179,020 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 179,020.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,045.13 | S/ 4,113.62 | S/ 6,205.75 | S/ 8,321.77 | S/ 187,341.77 |
| 8.50% | S/ 3,688.49 | S/ 7,452.99 | S/ 11,295.04 | S/ 15,216.26 | S/ 194,236.26 |
| 8.00% | S/ 3,477.64 | S/ 7,022.84 | S/ 10,636.91 | S/ 14,321.18 | S/ 193,341.18 |
| 7.10% | S/ 3,096.26 | S/ 6,246.06 | S/ 9,450.35 | S/ 12,710.05 | S/ 191,730.05 |
| 7.00% | S/ 3,053.73 | S/ 6,159.55 | S/ 9,318.35 | S/ 12,531.04 | S/ 191,551.04 |
| 6.50% | S/ 2,840.66 | S/ 5,726.40 | S/ 8,657.92 | S/ 11,635.96 | S/ 190,655.96 |
| 6.10% | S/ 2,669.66 | S/ 5,379.14 | S/ 8,129.02 | S/ 10,919.91 | S/ 189,939.91 |
| 6.20% | S/ 2,712.46 | S/ 5,466.01 | S/ 8,261.29 | S/ 11,098.92 | S/ 190,118.92 |
| 5.90% | S/ 2,583.98 | S/ 5,205.26 | S/ 7,864.38 | S/ 10,561.88 | S/ 189,581.88 |
| 5.75% | S/ 2,519.64 | S/ 5,074.75 | S/ 7,665.82 | S/ 10,293.35 | S/ 189,313.35 |
| 5.70% | S/ 2,498.18 | S/ 5,031.22 | S/ 7,599.61 | S/ 10,203.85 | S/ 189,223.85 |
| 5.65% | S/ 2,476.71 | S/ 4,987.69 | S/ 7,533.40 | S/ 10,114.34 | S/ 189,134.34 |
| 5.60% | S/ 2,455.23 | S/ 4,944.14 | S/ 7,467.19 | S/ 10,024.83 | S/ 189,044.83 |
| 5.50% | S/ 2,412.26 | S/ 4,857.02 | S/ 7,334.73 | S/ 9,845.82 | S/ 188,865.82 |
| 5.30% | S/ 2,326.21 | S/ 4,682.65 | S/ 7,069.71 | S/ 9,487.79 | S/ 188,507.79 |
| 5.25% | S/ 2,304.68 | S/ 4,639.03 | S/ 7,003.44 | S/ 9,398.28 | S/ 188,418.28 |
| 5.05% | S/ 2,218.48 | S/ 4,464.46 | S/ 6,738.26 | S/ 9,040.25 | S/ 188,060.25 |
| 5.00% | S/ 2,196.91 | S/ 4,420.79 | S/ 6,671.95 | S/ 8,950.74 | S/ 187,970.74 |
| 4.95% | S/ 2,175.34 | S/ 4,377.11 | S/ 6,605.63 | S/ 8,861.24 | S/ 187,881.24 |
| 4.75% | S/ 2,088.95 | S/ 4,202.28 | S/ 6,340.27 | S/ 8,503.21 | S/ 187,523.21 |
| 4.55% | S/ 2,002.45 | S/ 4,027.29 | S/ 6,074.78 | S/ 8,145.18 | S/ 187,165.18 |
| 4.50% | S/ 1,980.80 | S/ 3,983.51 | S/ 6,008.39 | S/ 8,055.67 | S/ 187,075.67 |
| 4.40% | S/ 1,937.48 | S/ 3,895.93 | S/ 5,875.58 | S/ 7,876.65 | S/ 186,896.65 |
| 4.30% | S/ 1,894.14 | S/ 3,808.31 | S/ 5,742.74 | S/ 7,697.64 | S/ 186,717.64 |
| 4.25% | S/ 1,872.45 | S/ 3,764.49 | S/ 5,676.31 | S/ 7,608.13 | S/ 186,628.13 |
| 4.20% | S/ 1,850.76 | S/ 3,720.65 | S/ 5,609.87 | S/ 7,518.63 | S/ 186,538.63 |
| 4.15% | S/ 1,829.06 | S/ 3,676.80 | S/ 5,543.42 | S/ 7,429.12 | S/ 186,449.12 |
| 4.00% | S/ 1,763.91 | S/ 3,545.19 | S/ 5,344.03 | S/ 7,160.60 | S/ 186,180.60 |
| 3.90% | S/ 1,720.44 | S/ 3,457.40 | S/ 5,211.07 | S/ 6,981.58 | S/ 186,001.58 |
| 3.75% | S/ 1,655.17 | S/ 3,325.64 | S/ 5,011.56 | S/ 6,713.06 | S/ 185,733.06 |
| 3.50% | S/ 1,546.23 | S/ 3,105.82 | S/ 4,678.88 | S/ 6,265.52 | S/ 185,285.52 |
| 3.00% | S/ 1,327.77 | S/ 2,665.38 | S/ 4,012.92 | S/ 5,370.45 | S/ 184,390.45 |
| 2.75% | S/ 1,218.24 | S/ 2,444.76 | S/ 3,679.63 | S/ 4,922.91 | S/ 183,942.91 |
| 2.50% | S/ 1,108.50 | S/ 2,223.87 | S/ 3,346.15 | S/ 4,475.37 | S/ 183,495.37 |
| 2.00% | S/ 888.44 | S/ 1,781.29 | S/ 2,678.57 | S/ 3,580.30 | S/ 182,600.30 |
| 1.35% | S/ 601.14 | S/ 1,204.30 | S/ 1,809.48 | S/ 2,416.70 | S/ 181,436.70 |
| 1.00% | S/ 445.87 | S/ 892.85 | S/ 1,340.94 | S/ 1,790.15 | S/ 180,810.15 |
| 0.10% | S/ 44.74 | S/ 89.49 | S/ 134.24 | S/ 179.01 | S/ 179,199.01 |
Sobre los datos
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Para S/ 179,020 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 179,020 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.