Cálculo de intereses
Ahorrando S/ 178,538
Veamos que pasaría si Usted ahorrara 178,538 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 178,538.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,039.62 | S/ 4,102.55 | S/ 6,189.04 | S/ 8,299.37 | S/ 186,837.37 |
| 8.50% | S/ 3,678.56 | S/ 7,432.92 | S/ 11,264.63 | S/ 15,175.29 | S/ 193,713.29 |
| 8.00% | S/ 3,468.28 | S/ 7,003.93 | S/ 10,608.27 | S/ 14,282.62 | S/ 192,820.62 |
| 7.10% | S/ 3,087.92 | S/ 6,229.25 | S/ 9,424.90 | S/ 12,675.83 | S/ 191,213.83 |
| 7.00% | S/ 3,045.51 | S/ 6,142.97 | S/ 9,293.26 | S/ 12,497.30 | S/ 191,035.30 |
| 6.50% | S/ 2,833.01 | S/ 5,710.98 | S/ 8,634.61 | S/ 11,604.63 | S/ 190,142.63 |
| 6.10% | S/ 2,662.47 | S/ 5,364.65 | S/ 8,107.13 | S/ 10,890.50 | S/ 189,428.50 |
| 6.20% | S/ 2,705.15 | S/ 5,451.30 | S/ 8,239.05 | S/ 11,069.04 | S/ 189,607.04 |
| 5.90% | S/ 2,577.03 | S/ 5,191.25 | S/ 7,843.20 | S/ 10,533.44 | S/ 189,071.44 |
| 5.75% | S/ 2,512.86 | S/ 5,061.09 | S/ 7,645.18 | S/ 10,265.64 | S/ 188,803.64 |
| 5.70% | S/ 2,491.45 | S/ 5,017.68 | S/ 7,579.15 | S/ 10,176.37 | S/ 188,714.37 |
| 5.65% | S/ 2,470.04 | S/ 4,974.26 | S/ 7,513.12 | S/ 10,087.11 | S/ 188,625.11 |
| 5.60% | S/ 2,448.62 | S/ 4,930.83 | S/ 7,447.08 | S/ 9,997.84 | S/ 188,535.84 |
| 5.50% | S/ 2,405.76 | S/ 4,843.94 | S/ 7,314.98 | S/ 9,819.31 | S/ 188,357.31 |
| 5.30% | S/ 2,319.95 | S/ 4,670.04 | S/ 7,050.68 | S/ 9,462.24 | S/ 188,000.24 |
| 5.25% | S/ 2,298.48 | S/ 4,626.54 | S/ 6,984.58 | S/ 9,372.98 | S/ 187,910.98 |
| 5.05% | S/ 2,212.51 | S/ 4,452.44 | S/ 6,720.12 | S/ 9,015.91 | S/ 187,553.91 |
| 5.00% | S/ 2,191.00 | S/ 4,408.88 | S/ 6,653.99 | S/ 8,926.64 | S/ 187,464.64 |
| 4.95% | S/ 2,169.48 | S/ 4,365.32 | S/ 6,587.85 | S/ 8,837.38 | S/ 187,375.38 |
| 4.75% | S/ 2,083.33 | S/ 4,190.97 | S/ 6,323.20 | S/ 8,480.31 | S/ 187,018.31 |
| 4.55% | S/ 1,997.05 | S/ 4,016.45 | S/ 6,058.43 | S/ 8,123.25 | S/ 186,661.25 |
| 4.50% | S/ 1,975.47 | S/ 3,972.79 | S/ 5,992.21 | S/ 8,033.98 | S/ 186,571.98 |
| 4.40% | S/ 1,932.27 | S/ 3,885.45 | S/ 5,859.76 | S/ 7,855.45 | S/ 186,393.45 |
| 4.30% | S/ 1,889.04 | S/ 3,798.06 | S/ 5,727.28 | S/ 7,676.91 | S/ 186,214.91 |
| 4.25% | S/ 1,867.41 | S/ 3,754.35 | S/ 5,661.03 | S/ 7,587.65 | S/ 186,125.65 |
| 4.20% | S/ 1,845.77 | S/ 3,710.63 | S/ 5,594.77 | S/ 7,498.38 | S/ 186,036.38 |
| 4.15% | S/ 1,824.13 | S/ 3,666.90 | S/ 5,528.50 | S/ 7,409.12 | S/ 185,947.12 |
| 4.00% | S/ 1,759.16 | S/ 3,535.65 | S/ 5,329.64 | S/ 7,141.32 | S/ 185,679.32 |
| 3.90% | S/ 1,715.80 | S/ 3,448.10 | S/ 5,197.04 | S/ 6,962.78 | S/ 185,500.78 |
| 3.75% | S/ 1,650.71 | S/ 3,316.69 | S/ 4,998.06 | S/ 6,694.98 | S/ 185,232.98 |
| 3.50% | S/ 1,542.07 | S/ 3,097.46 | S/ 4,666.28 | S/ 6,248.65 | S/ 184,786.65 |
| 3.00% | S/ 1,324.19 | S/ 2,658.21 | S/ 4,002.11 | S/ 5,355.99 | S/ 183,893.99 |
| 2.75% | S/ 1,214.96 | S/ 2,438.18 | S/ 3,669.73 | S/ 4,909.66 | S/ 183,447.66 |
| 2.50% | S/ 1,105.52 | S/ 2,217.89 | S/ 3,337.14 | S/ 4,463.32 | S/ 183,001.32 |
| 2.00% | S/ 886.05 | S/ 1,776.49 | S/ 2,671.35 | S/ 3,570.66 | S/ 182,108.66 |
| 1.35% | S/ 599.52 | S/ 1,201.06 | S/ 1,804.61 | S/ 2,410.20 | S/ 180,948.20 |
| 1.00% | S/ 444.67 | S/ 890.44 | S/ 1,337.33 | S/ 1,785.33 | S/ 180,323.33 |
| 0.10% | S/ 44.62 | S/ 89.24 | S/ 133.88 | S/ 178.53 | S/ 178,716.53 |
Sobre los datos
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Para S/ 178,538 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 178,538 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.