Cálculo de intereses
Ahorrando S/ 177,596
Veamos que pasaría si Usted ahorrara 177,596 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 177,596.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,028.86 | S/ 4,080.90 | S/ 6,156.38 | S/ 8,255.58 | S/ 185,851.58 |
| 8.50% | S/ 3,659.15 | S/ 7,393.70 | S/ 11,205.20 | S/ 15,095.22 | S/ 192,691.22 |
| 8.00% | S/ 3,449.98 | S/ 6,966.98 | S/ 10,552.30 | S/ 14,207.27 | S/ 191,803.27 |
| 7.10% | S/ 3,071.63 | S/ 6,196.38 | S/ 9,375.18 | S/ 12,608.95 | S/ 190,204.95 |
| 7.00% | S/ 3,029.44 | S/ 6,110.56 | S/ 9,244.23 | S/ 12,431.36 | S/ 190,027.36 |
| 6.50% | S/ 2,818.06 | S/ 5,680.85 | S/ 8,589.05 | S/ 11,543.41 | S/ 189,139.41 |
| 6.10% | S/ 2,648.43 | S/ 5,336.35 | S/ 8,064.36 | S/ 10,833.04 | S/ 188,429.04 |
| 6.20% | S/ 2,690.88 | S/ 5,422.53 | S/ 8,195.58 | S/ 11,010.63 | S/ 188,606.63 |
| 5.90% | S/ 2,563.43 | S/ 5,163.86 | S/ 7,801.82 | S/ 10,477.86 | S/ 188,073.86 |
| 5.75% | S/ 2,499.60 | S/ 5,034.38 | S/ 7,604.84 | S/ 10,211.48 | S/ 187,807.48 |
| 5.70% | S/ 2,478.31 | S/ 4,991.20 | S/ 7,539.16 | S/ 10,122.68 | S/ 187,718.68 |
| 5.65% | S/ 2,457.01 | S/ 4,948.01 | S/ 7,473.48 | S/ 10,033.89 | S/ 187,629.89 |
| 5.60% | S/ 2,435.70 | S/ 4,904.81 | S/ 7,407.79 | S/ 9,945.09 | S/ 187,541.09 |
| 5.50% | S/ 2,393.07 | S/ 4,818.39 | S/ 7,276.38 | S/ 9,767.50 | S/ 187,363.50 |
| 5.30% | S/ 2,307.71 | S/ 4,645.40 | S/ 7,013.48 | S/ 9,412.32 | S/ 187,008.32 |
| 5.25% | S/ 2,286.35 | S/ 4,602.13 | S/ 6,947.73 | S/ 9,323.52 | S/ 186,919.52 |
| 5.05% | S/ 2,200.84 | S/ 4,428.95 | S/ 6,684.67 | S/ 8,968.34 | S/ 186,564.34 |
| 5.00% | S/ 2,179.44 | S/ 4,385.62 | S/ 6,618.88 | S/ 8,879.55 | S/ 186,475.55 |
| 4.95% | S/ 2,158.03 | S/ 4,342.29 | S/ 6,553.09 | S/ 8,790.75 | S/ 186,386.75 |
| 4.75% | S/ 2,072.34 | S/ 4,168.85 | S/ 6,289.84 | S/ 8,435.57 | S/ 186,031.57 |
| 4.55% | S/ 1,986.52 | S/ 3,995.25 | S/ 6,026.46 | S/ 8,080.39 | S/ 185,676.39 |
| 4.50% | S/ 1,965.04 | S/ 3,951.83 | S/ 5,960.60 | S/ 7,991.59 | S/ 185,587.59 |
| 4.40% | S/ 1,922.07 | S/ 3,864.94 | S/ 5,828.85 | S/ 7,814.00 | S/ 185,410.00 |
| 4.30% | S/ 1,879.07 | S/ 3,778.02 | S/ 5,697.06 | S/ 7,636.41 | S/ 185,232.41 |
| 4.25% | S/ 1,857.56 | S/ 3,734.54 | S/ 5,631.16 | S/ 7,547.61 | S/ 185,143.61 |
| 4.20% | S/ 1,836.04 | S/ 3,691.05 | S/ 5,565.25 | S/ 7,458.82 | S/ 185,054.82 |
| 4.15% | S/ 1,814.51 | S/ 3,647.55 | S/ 5,499.33 | S/ 7,370.02 | S/ 184,966.02 |
| 4.00% | S/ 1,749.88 | S/ 3,516.99 | S/ 5,301.52 | S/ 7,103.64 | S/ 184,699.64 |
| 3.90% | S/ 1,706.75 | S/ 3,429.90 | S/ 5,169.61 | S/ 6,926.05 | S/ 184,522.05 |
| 3.75% | S/ 1,642.00 | S/ 3,299.19 | S/ 4,971.69 | S/ 6,659.66 | S/ 184,255.66 |
| 3.50% | S/ 1,533.93 | S/ 3,081.11 | S/ 4,641.66 | S/ 6,215.68 | S/ 183,811.68 |
| 3.00% | S/ 1,317.21 | S/ 2,644.18 | S/ 3,981.00 | S/ 5,327.73 | S/ 182,923.73 |
| 2.75% | S/ 1,208.55 | S/ 2,425.32 | S/ 3,650.37 | S/ 4,883.75 | S/ 182,479.75 |
| 2.50% | S/ 1,099.69 | S/ 2,206.18 | S/ 3,319.53 | S/ 4,439.77 | S/ 182,035.77 |
| 2.00% | S/ 881.37 | S/ 1,767.12 | S/ 2,657.26 | S/ 3,551.82 | S/ 181,147.82 |
| 1.35% | S/ 596.36 | S/ 1,194.72 | S/ 1,795.09 | S/ 2,397.48 | S/ 179,993.48 |
| 1.00% | S/ 442.32 | S/ 885.75 | S/ 1,330.27 | S/ 1,775.91 | S/ 179,371.91 |
| 0.10% | S/ 44.38 | S/ 88.77 | S/ 133.18 | S/ 177.59 | S/ 177,773.59 |
Sobre los datos
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Para S/ 177,596 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 177,596 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.