Cálculo de intereses
Ahorrando S/ 175,741
Veamos que pasaría si Usted ahorrara 175,741 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 175,741.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 2,007.67 | S/ 4,038.28 | S/ 6,092.08 | S/ 8,169.35 | S/ 183,910.35 |
| 8.50% | S/ 3,620.93 | S/ 7,316.47 | S/ 11,088.16 | S/ 14,937.55 | S/ 190,678.55 |
| 8.00% | S/ 3,413.94 | S/ 6,894.21 | S/ 10,442.08 | S/ 14,058.87 | S/ 189,799.87 |
| 7.10% | S/ 3,039.54 | S/ 6,131.66 | S/ 9,277.25 | S/ 12,477.25 | S/ 188,218.25 |
| 7.00% | S/ 2,997.80 | S/ 6,046.73 | S/ 9,147.67 | S/ 12,301.51 | S/ 188,042.51 |
| 6.50% | S/ 2,788.63 | S/ 5,621.51 | S/ 8,499.34 | S/ 11,422.83 | S/ 187,163.83 |
| 6.10% | S/ 2,620.76 | S/ 5,280.61 | S/ 7,980.12 | S/ 10,719.89 | S/ 186,460.89 |
| 6.20% | S/ 2,662.77 | S/ 5,365.90 | S/ 8,109.97 | S/ 10,895.63 | S/ 186,636.63 |
| 5.90% | S/ 2,536.65 | S/ 5,109.92 | S/ 7,720.33 | S/ 10,368.42 | S/ 186,109.42 |
| 5.75% | S/ 2,473.49 | S/ 4,981.80 | S/ 7,525.41 | S/ 10,104.82 | S/ 185,845.82 |
| 5.70% | S/ 2,452.42 | S/ 4,939.07 | S/ 7,460.42 | S/ 10,016.95 | S/ 185,757.95 |
| 5.65% | S/ 2,431.35 | S/ 4,896.33 | S/ 7,395.42 | S/ 9,929.08 | S/ 185,670.08 |
| 5.60% | S/ 2,410.26 | S/ 4,853.58 | S/ 7,330.41 | S/ 9,841.21 | S/ 185,582.21 |
| 5.50% | S/ 2,368.07 | S/ 4,768.06 | S/ 7,200.38 | S/ 9,665.48 | S/ 185,406.48 |
| 5.30% | S/ 2,283.60 | S/ 4,596.88 | S/ 6,940.22 | S/ 9,314.01 | S/ 185,055.01 |
| 5.25% | S/ 2,262.47 | S/ 4,554.06 | S/ 6,875.16 | S/ 9,226.14 | S/ 184,967.14 |
| 5.05% | S/ 2,177.85 | S/ 4,382.68 | S/ 6,614.84 | S/ 8,874.67 | S/ 184,615.67 |
| 5.00% | S/ 2,156.67 | S/ 4,339.81 | S/ 6,549.75 | S/ 8,786.80 | S/ 184,527.80 |
| 4.95% | S/ 2,135.49 | S/ 4,296.93 | S/ 6,484.64 | S/ 8,698.93 | S/ 184,439.93 |
| 4.75% | S/ 2,050.69 | S/ 4,125.31 | S/ 6,224.14 | S/ 8,347.46 | S/ 184,088.46 |
| 4.55% | S/ 1,965.77 | S/ 3,953.52 | S/ 5,963.51 | S/ 7,995.99 | S/ 183,736.99 |
| 4.50% | S/ 1,944.52 | S/ 3,910.55 | S/ 5,898.34 | S/ 7,908.12 | S/ 183,649.12 |
| 4.40% | S/ 1,902.00 | S/ 3,824.58 | S/ 5,767.96 | S/ 7,732.38 | S/ 183,473.38 |
| 4.30% | S/ 1,859.44 | S/ 3,738.56 | S/ 5,637.56 | S/ 7,556.65 | S/ 183,297.65 |
| 4.25% | S/ 1,838.15 | S/ 3,695.53 | S/ 5,572.34 | S/ 7,468.78 | S/ 183,209.78 |
| 4.20% | S/ 1,816.86 | S/ 3,652.50 | S/ 5,507.12 | S/ 7,380.91 | S/ 183,121.91 |
| 4.15% | S/ 1,795.55 | S/ 3,609.46 | S/ 5,441.89 | S/ 7,293.04 | S/ 183,034.04 |
| 4.00% | S/ 1,731.60 | S/ 3,480.26 | S/ 5,246.15 | S/ 7,029.44 | S/ 182,770.44 |
| 3.90% | S/ 1,688.92 | S/ 3,394.08 | S/ 5,115.62 | S/ 6,853.70 | S/ 182,594.70 |
| 3.75% | S/ 1,624.85 | S/ 3,264.73 | S/ 4,919.76 | S/ 6,590.10 | S/ 182,331.10 |
| 3.50% | S/ 1,517.91 | S/ 3,048.93 | S/ 4,593.18 | S/ 6,150.76 | S/ 181,891.76 |
| 3.00% | S/ 1,303.45 | S/ 2,616.56 | S/ 3,939.42 | S/ 5,272.08 | S/ 181,013.08 |
| 2.75% | S/ 1,195.92 | S/ 2,399.98 | S/ 3,612.24 | S/ 4,832.74 | S/ 180,573.74 |
| 2.50% | S/ 1,088.20 | S/ 2,183.14 | S/ 3,284.86 | S/ 4,393.40 | S/ 180,134.40 |
| 2.00% | S/ 872.17 | S/ 1,748.66 | S/ 2,629.50 | S/ 3,514.72 | S/ 179,255.72 |
| 1.35% | S/ 590.13 | S/ 1,182.24 | S/ 1,776.34 | S/ 2,372.44 | S/ 178,113.44 |
| 1.00% | S/ 437.70 | S/ 876.49 | S/ 1,316.38 | S/ 1,757.36 | S/ 177,498.36 |
| 0.10% | S/ 43.92 | S/ 87.85 | S/ 131.79 | S/ 175.74 | S/ 175,916.74 |
Sobre los datos
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Para S/ 175,741 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 175,741 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.