Cálculo de intereses
Ahorrando S/ 168,845
Veamos que pasaría si Usted ahorrara 168,845 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 168,845.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 1,928.89 | S/ 3,879.82 | S/ 5,853.03 | S/ 7,848.79 | S/ 176,693.79 |
| 8.50% | S/ 3,478.85 | S/ 7,029.38 | S/ 10,653.06 | S/ 14,351.41 | S/ 183,196.41 |
| 8.00% | S/ 3,279.98 | S/ 6,623.68 | S/ 10,032.34 | S/ 13,507.21 | S/ 182,352.21 |
| 7.10% | S/ 2,920.27 | S/ 5,891.05 | S/ 8,913.22 | S/ 11,987.65 | S/ 180,832.65 |
| 7.00% | S/ 2,880.17 | S/ 5,809.46 | S/ 8,788.72 | S/ 11,818.81 | S/ 180,663.81 |
| 6.50% | S/ 2,679.20 | S/ 5,400.92 | S/ 8,165.83 | S/ 10,974.61 | S/ 179,819.61 |
| 6.10% | S/ 2,517.93 | S/ 5,073.40 | S/ 7,666.99 | S/ 10,299.25 | S/ 179,144.25 |
| 6.20% | S/ 2,558.29 | S/ 5,155.34 | S/ 7,791.74 | S/ 10,468.09 | S/ 179,313.09 |
| 5.90% | S/ 2,437.12 | S/ 4,909.41 | S/ 7,417.39 | S/ 9,961.57 | S/ 178,806.57 |
| 5.75% | S/ 2,376.43 | S/ 4,786.31 | S/ 7,230.11 | S/ 9,708.31 | S/ 178,553.31 |
| 5.70% | S/ 2,356.19 | S/ 4,745.26 | S/ 7,167.67 | S/ 9,623.89 | S/ 178,468.89 |
| 5.65% | S/ 2,335.94 | S/ 4,704.20 | S/ 7,105.23 | S/ 9,539.47 | S/ 178,384.47 |
| 5.60% | S/ 2,315.69 | S/ 4,663.13 | S/ 7,042.77 | S/ 9,455.05 | S/ 178,300.05 |
| 5.50% | S/ 2,275.15 | S/ 4,580.96 | S/ 6,917.84 | S/ 9,286.21 | S/ 178,131.21 |
| 5.30% | S/ 2,194.00 | S/ 4,416.50 | S/ 6,667.89 | S/ 8,948.53 | S/ 177,793.53 |
| 5.25% | S/ 2,173.69 | S/ 4,375.36 | S/ 6,605.38 | S/ 8,864.11 | S/ 177,709.11 |
| 5.05% | S/ 2,092.39 | S/ 4,210.71 | S/ 6,355.28 | S/ 8,526.43 | S/ 177,371.43 |
| 5.00% | S/ 2,072.05 | S/ 4,169.52 | S/ 6,292.74 | S/ 8,442.01 | S/ 177,287.01 |
| 4.95% | S/ 2,051.70 | S/ 4,128.32 | S/ 6,230.19 | S/ 8,357.59 | S/ 177,202.59 |
| 4.75% | S/ 1,970.22 | S/ 3,963.44 | S/ 5,979.91 | S/ 8,019.91 | S/ 176,864.91 |
| 4.55% | S/ 1,888.63 | S/ 3,798.39 | S/ 5,729.51 | S/ 7,682.23 | S/ 176,527.23 |
| 4.50% | S/ 1,868.22 | S/ 3,757.10 | S/ 5,666.89 | S/ 7,597.81 | S/ 176,442.81 |
| 4.40% | S/ 1,827.36 | S/ 3,674.50 | S/ 5,541.63 | S/ 7,428.97 | S/ 176,273.97 |
| 4.30% | S/ 1,786.48 | S/ 3,591.86 | S/ 5,416.34 | S/ 7,260.13 | S/ 176,105.13 |
| 4.25% | S/ 1,766.03 | S/ 3,550.52 | S/ 5,353.69 | S/ 7,175.71 | S/ 176,020.71 |
| 4.20% | S/ 1,745.57 | S/ 3,509.18 | S/ 5,291.02 | S/ 7,091.29 | S/ 175,936.29 |
| 4.15% | S/ 1,725.10 | S/ 3,467.82 | S/ 5,228.35 | S/ 7,006.87 | S/ 175,851.87 |
| 4.00% | S/ 1,663.65 | S/ 3,343.70 | S/ 5,040.29 | S/ 6,753.61 | S/ 175,598.61 |
| 3.90% | S/ 1,622.65 | S/ 3,260.89 | S/ 4,914.88 | S/ 6,584.77 | S/ 175,429.77 |
| 3.75% | S/ 1,561.09 | S/ 3,136.62 | S/ 4,726.71 | S/ 6,331.51 | S/ 175,176.51 |
| 3.50% | S/ 1,458.35 | S/ 2,929.29 | S/ 4,412.94 | S/ 5,909.41 | S/ 174,754.41 |
| 3.00% | S/ 1,252.30 | S/ 2,513.89 | S/ 3,784.83 | S/ 5,065.21 | S/ 173,910.21 |
| 2.75% | S/ 1,148.99 | S/ 2,305.81 | S/ 3,470.49 | S/ 4,643.11 | S/ 173,488.11 |
| 2.50% | S/ 1,045.50 | S/ 2,097.47 | S/ 3,155.96 | S/ 4,221.01 | S/ 173,066.01 |
| 2.00% | S/ 837.94 | S/ 1,680.04 | S/ 2,526.32 | S/ 3,376.80 | S/ 172,221.80 |
| 1.35% | S/ 566.97 | S/ 1,135.85 | S/ 1,706.64 | S/ 2,279.34 | S/ 171,124.34 |
| 1.00% | S/ 420.53 | S/ 842.10 | S/ 1,264.73 | S/ 1,688.40 | S/ 170,533.40 |
| 0.10% | S/ 42.19 | S/ 84.40 | S/ 126.61 | S/ 168.84 | S/ 169,013.84 |
Sobre los datos
-
Para S/ 168,845 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 168,845 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.