Cálculo de intereses
Ahorrando S/ 165,004
Veamos que pasaría si Usted ahorrara 165,004 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 165,004.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 1,885.01 | S/ 3,791.56 | S/ 5,719.88 | S/ 7,670.24 | S/ 172,674.24 |
| 8.50% | S/ 3,399.71 | S/ 6,869.47 | S/ 10,410.72 | S/ 14,024.93 | S/ 179,028.93 |
| 8.00% | S/ 3,205.37 | S/ 6,473.00 | S/ 9,804.11 | S/ 13,199.94 | S/ 178,203.94 |
| 7.10% | S/ 2,853.84 | S/ 5,757.04 | S/ 8,710.45 | S/ 11,714.94 | S/ 176,718.94 |
| 7.00% | S/ 2,814.65 | S/ 5,677.30 | S/ 8,588.79 | S/ 11,549.95 | S/ 176,553.95 |
| 6.50% | S/ 2,618.26 | S/ 5,278.06 | S/ 7,980.07 | S/ 10,724.95 | S/ 175,728.95 |
| 6.10% | S/ 2,460.65 | S/ 4,957.99 | S/ 7,492.57 | S/ 10,064.95 | S/ 175,068.95 |
| 6.20% | S/ 2,500.09 | S/ 5,038.06 | S/ 7,614.49 | S/ 10,229.95 | S/ 175,233.95 |
| 5.90% | S/ 2,381.68 | S/ 4,797.73 | S/ 7,248.65 | S/ 9,734.96 | S/ 174,738.96 |
| 5.75% | S/ 2,322.37 | S/ 4,677.43 | S/ 7,065.64 | S/ 9,487.46 | S/ 174,491.46 |
| 5.70% | S/ 2,302.59 | S/ 4,637.31 | S/ 7,004.62 | S/ 9,404.96 | S/ 174,408.96 |
| 5.65% | S/ 2,282.80 | S/ 4,597.19 | S/ 6,943.59 | S/ 9,322.46 | S/ 174,326.46 |
| 5.60% | S/ 2,263.01 | S/ 4,557.05 | S/ 6,882.56 | S/ 9,239.96 | S/ 174,243.96 |
| 5.50% | S/ 2,223.40 | S/ 4,476.75 | S/ 6,760.47 | S/ 9,074.96 | S/ 174,078.96 |
| 5.30% | S/ 2,144.09 | S/ 4,316.03 | S/ 6,516.20 | S/ 8,744.96 | S/ 173,748.96 |
| 5.25% | S/ 2,124.24 | S/ 4,275.83 | S/ 6,455.12 | S/ 8,662.46 | S/ 173,666.46 |
| 5.05% | S/ 2,044.79 | S/ 4,114.92 | S/ 6,210.71 | S/ 8,332.46 | S/ 173,336.46 |
| 5.00% | S/ 2,024.91 | S/ 4,074.67 | S/ 6,149.59 | S/ 8,249.96 | S/ 173,253.96 |
| 4.95% | S/ 2,005.02 | S/ 4,034.41 | S/ 6,088.46 | S/ 8,167.46 | S/ 173,171.46 |
| 4.75% | S/ 1,925.40 | S/ 3,873.27 | S/ 5,843.87 | S/ 7,837.47 | S/ 172,841.47 |
| 4.55% | S/ 1,845.67 | S/ 3,711.98 | S/ 5,599.17 | S/ 7,507.47 | S/ 172,511.47 |
| 4.50% | S/ 1,825.72 | S/ 3,671.63 | S/ 5,537.98 | S/ 7,424.97 | S/ 172,428.97 |
| 4.40% | S/ 1,785.79 | S/ 3,590.91 | S/ 5,415.57 | S/ 7,259.97 | S/ 172,263.97 |
| 4.30% | S/ 1,745.84 | S/ 3,510.15 | S/ 5,293.13 | S/ 7,094.97 | S/ 172,098.97 |
| 4.25% | S/ 1,725.85 | S/ 3,469.75 | S/ 5,231.90 | S/ 7,012.47 | S/ 172,016.47 |
| 4.20% | S/ 1,705.86 | S/ 3,429.35 | S/ 5,170.66 | S/ 6,929.97 | S/ 171,933.97 |
| 4.15% | S/ 1,685.85 | S/ 3,388.93 | S/ 5,109.41 | S/ 6,847.47 | S/ 171,851.47 |
| 4.00% | S/ 1,625.81 | S/ 3,267.63 | S/ 4,925.63 | S/ 6,599.97 | S/ 171,603.97 |
| 3.90% | S/ 1,585.74 | S/ 3,186.71 | S/ 4,803.08 | S/ 6,434.97 | S/ 171,438.97 |
| 3.75% | S/ 1,525.58 | S/ 3,065.27 | S/ 4,619.19 | S/ 6,187.47 | S/ 171,191.47 |
| 3.50% | S/ 1,425.17 | S/ 2,862.66 | S/ 4,312.55 | S/ 5,774.98 | S/ 170,778.98 |
| 3.00% | S/ 1,223.81 | S/ 2,456.70 | S/ 3,698.73 | S/ 4,949.98 | S/ 169,953.98 |
| 2.75% | S/ 1,122.86 | S/ 2,253.35 | S/ 3,391.55 | S/ 4,537.48 | S/ 169,541.48 |
| 2.50% | S/ 1,021.72 | S/ 2,049.76 | S/ 3,084.17 | S/ 4,124.98 | S/ 169,128.98 |
| 2.00% | S/ 818.88 | S/ 1,641.83 | S/ 2,468.85 | S/ 3,299.99 | S/ 168,303.99 |
| 1.35% | S/ 554.08 | S/ 1,110.01 | S/ 1,667.82 | S/ 2,227.49 | S/ 167,231.49 |
| 1.00% | S/ 410.96 | S/ 822.94 | S/ 1,235.95 | S/ 1,649.99 | S/ 166,653.99 |
| 0.10% | S/ 41.23 | S/ 82.48 | S/ 123.73 | S/ 165.00 | S/ 165,169.00 |
Sobre los datos
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Para S/ 165,004 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 165,004 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
