Cálculo de intereses
Ahorrando S/ 163,840
Veamos que pasaría si Usted ahorrara 163,840 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 163,840.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 1,871.71 | S/ 3,764.81 | S/ 5,679.53 | S/ 7,616.13 | S/ 171,456.13 |
| 8.50% | S/ 3,375.73 | S/ 6,821.01 | S/ 10,337.28 | S/ 13,925.99 | S/ 177,765.99 |
| 8.00% | S/ 3,182.76 | S/ 6,427.34 | S/ 9,734.95 | S/ 13,106.82 | S/ 176,946.82 |
| 7.10% | S/ 2,833.71 | S/ 5,716.43 | S/ 8,649.00 | S/ 11,632.30 | S/ 175,472.30 |
| 7.00% | S/ 2,794.79 | S/ 5,637.25 | S/ 8,528.20 | S/ 11,468.47 | S/ 175,308.47 |
| 6.50% | S/ 2,599.79 | S/ 5,240.83 | S/ 7,923.77 | S/ 10,649.29 | S/ 174,489.29 |
| 6.10% | S/ 2,443.29 | S/ 4,923.01 | S/ 7,439.72 | S/ 9,993.95 | S/ 173,833.95 |
| 6.20% | S/ 2,482.45 | S/ 5,002.52 | S/ 7,560.77 | S/ 10,157.79 | S/ 173,997.79 |
| 5.90% | S/ 2,364.87 | S/ 4,763.88 | S/ 7,197.52 | S/ 9,666.28 | S/ 173,506.28 |
| 5.75% | S/ 2,305.99 | S/ 4,644.44 | S/ 7,015.79 | S/ 9,420.53 | S/ 173,260.53 |
| 5.70% | S/ 2,286.35 | S/ 4,604.60 | S/ 6,955.21 | S/ 9,338.61 | S/ 173,178.61 |
| 5.65% | S/ 2,266.70 | S/ 4,564.76 | S/ 6,894.61 | S/ 9,256.69 | S/ 173,096.69 |
| 5.60% | S/ 2,247.04 | S/ 4,524.90 | S/ 6,834.01 | S/ 9,174.78 | S/ 173,014.78 |
| 5.50% | S/ 2,207.71 | S/ 4,445.17 | S/ 6,712.78 | S/ 9,010.94 | S/ 172,850.94 |
| 5.30% | S/ 2,128.96 | S/ 4,285.59 | S/ 6,470.23 | S/ 8,683.27 | S/ 172,523.27 |
| 5.25% | S/ 2,109.26 | S/ 4,245.67 | S/ 6,409.58 | S/ 8,601.35 | S/ 172,441.35 |
| 5.05% | S/ 2,030.37 | S/ 4,085.89 | S/ 6,166.89 | S/ 8,273.68 | S/ 172,113.68 |
| 5.00% | S/ 2,010.63 | S/ 4,045.93 | S/ 6,106.20 | S/ 8,191.76 | S/ 172,031.76 |
| 4.95% | S/ 1,990.88 | S/ 4,005.95 | S/ 6,045.51 | S/ 8,109.85 | S/ 171,949.85 |
| 4.75% | S/ 1,911.82 | S/ 3,845.95 | S/ 5,802.65 | S/ 7,782.18 | S/ 171,622.18 |
| 4.55% | S/ 1,832.65 | S/ 3,685.79 | S/ 5,559.67 | S/ 7,454.51 | S/ 171,294.51 |
| 4.50% | S/ 1,812.84 | S/ 3,645.73 | S/ 5,498.91 | S/ 7,372.59 | S/ 171,212.59 |
| 4.40% | S/ 1,773.19 | S/ 3,565.58 | S/ 5,377.36 | S/ 7,208.75 | S/ 171,048.75 |
| 4.30% | S/ 1,733.52 | S/ 3,485.39 | S/ 5,255.79 | S/ 7,044.92 | S/ 170,884.92 |
| 4.25% | S/ 1,713.68 | S/ 3,445.28 | S/ 5,194.99 | S/ 6,963.00 | S/ 170,803.00 |
| 4.20% | S/ 1,693.82 | S/ 3,405.16 | S/ 5,134.18 | S/ 6,881.08 | S/ 170,721.08 |
| 4.15% | S/ 1,673.96 | S/ 3,365.03 | S/ 5,073.37 | S/ 6,799.17 | S/ 170,639.17 |
| 4.00% | S/ 1,614.34 | S/ 3,244.58 | S/ 4,890.89 | S/ 6,553.41 | S/ 170,393.41 |
| 3.90% | S/ 1,574.55 | S/ 3,164.23 | S/ 4,769.19 | S/ 6,389.58 | S/ 170,229.58 |
| 3.75% | S/ 1,514.82 | S/ 3,043.64 | S/ 4,586.60 | S/ 6,143.82 | S/ 169,983.82 |
| 3.50% | S/ 1,415.12 | S/ 2,842.46 | S/ 4,282.13 | S/ 5,734.24 | S/ 169,574.24 |
| 3.00% | S/ 1,215.18 | S/ 2,439.37 | S/ 3,672.64 | S/ 4,915.06 | S/ 168,755.06 |
| 2.75% | S/ 1,114.94 | S/ 2,237.46 | S/ 3,367.62 | S/ 4,505.47 | S/ 168,345.47 |
| 2.50% | S/ 1,014.51 | S/ 2,035.30 | S/ 3,062.41 | S/ 4,095.88 | S/ 167,935.88 |
| 2.00% | S/ 813.10 | S/ 1,630.24 | S/ 2,451.44 | S/ 3,276.71 | S/ 167,116.71 |
| 1.35% | S/ 550.17 | S/ 1,102.18 | S/ 1,656.05 | S/ 2,211.78 | S/ 166,051.78 |
| 1.00% | S/ 408.06 | S/ 817.14 | S/ 1,227.24 | S/ 1,638.35 | S/ 165,478.35 |
| 0.10% | S/ 40.94 | S/ 81.90 | S/ 122.86 | S/ 163.84 | S/ 164,003.84 |
Sobre los datos
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Para S/ 163,840 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 163,840 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.