Cálculo de intereses
Ahorrando S/ 158,362
Veamos que pasaría si Usted ahorrara 158,362 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 158,362.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 1,809.13 | S/ 3,638.93 | S/ 5,489.64 | S/ 7,361.48 | S/ 165,723.48 |
| 8.50% | S/ 3,262.86 | S/ 6,592.95 | S/ 9,991.65 | S/ 13,460.38 | S/ 171,822.38 |
| 8.00% | S/ 3,076.34 | S/ 6,212.44 | S/ 9,409.46 | S/ 12,668.59 | S/ 171,030.59 |
| 7.10% | S/ 2,738.96 | S/ 5,525.30 | S/ 8,359.82 | S/ 11,243.38 | S/ 169,605.38 |
| 7.00% | S/ 2,701.35 | S/ 5,448.77 | S/ 8,243.06 | S/ 11,085.02 | S/ 169,447.02 |
| 6.50% | S/ 2,512.86 | S/ 5,065.60 | S/ 7,658.84 | S/ 10,293.23 | S/ 168,655.23 |
| 6.10% | S/ 2,361.60 | S/ 4,758.41 | S/ 7,190.97 | S/ 9,659.80 | S/ 168,021.80 |
| 6.20% | S/ 2,399.45 | S/ 4,835.26 | S/ 7,307.98 | S/ 9,818.16 | S/ 168,180.16 |
| 5.90% | S/ 2,285.80 | S/ 4,604.60 | S/ 6,956.87 | S/ 9,343.09 | S/ 167,705.09 |
| 5.75% | S/ 2,228.89 | S/ 4,489.15 | S/ 6,781.22 | S/ 9,105.55 | S/ 167,467.55 |
| 5.70% | S/ 2,209.90 | S/ 4,450.65 | S/ 6,722.66 | S/ 9,026.37 | S/ 167,388.37 |
| 5.65% | S/ 2,190.91 | S/ 4,412.13 | S/ 6,664.09 | S/ 8,947.20 | S/ 167,309.20 |
| 5.60% | S/ 2,171.91 | S/ 4,373.61 | S/ 6,605.51 | S/ 8,868.02 | S/ 167,230.02 |
| 5.50% | S/ 2,133.90 | S/ 4,296.54 | S/ 6,488.34 | S/ 8,709.66 | S/ 167,071.66 |
| 5.30% | S/ 2,057.78 | S/ 4,142.30 | S/ 6,253.90 | S/ 8,392.94 | S/ 166,754.94 |
| 5.25% | S/ 2,038.73 | S/ 4,103.71 | S/ 6,195.28 | S/ 8,313.77 | S/ 166,675.77 |
| 5.05% | S/ 1,962.48 | S/ 3,949.28 | S/ 5,960.70 | S/ 7,997.05 | S/ 166,359.05 |
| 5.00% | S/ 1,943.40 | S/ 3,910.65 | S/ 5,902.04 | S/ 7,917.87 | S/ 166,279.87 |
| 4.95% | S/ 1,924.31 | S/ 3,872.01 | S/ 5,843.38 | S/ 7,838.69 | S/ 166,200.69 |
| 4.75% | S/ 1,847.90 | S/ 3,717.36 | S/ 5,608.63 | S/ 7,521.98 | S/ 165,883.98 |
| 4.55% | S/ 1,771.37 | S/ 3,562.56 | S/ 5,373.78 | S/ 7,205.26 | S/ 165,567.26 |
| 4.50% | S/ 1,752.22 | S/ 3,523.84 | S/ 5,315.05 | S/ 7,126.09 | S/ 165,488.09 |
| 4.40% | S/ 1,713.91 | S/ 3,446.36 | S/ 5,197.57 | S/ 6,967.73 | S/ 165,329.73 |
| 4.30% | S/ 1,675.56 | S/ 3,368.85 | S/ 5,080.06 | S/ 6,809.37 | S/ 165,171.37 |
| 4.25% | S/ 1,656.38 | S/ 3,330.08 | S/ 5,021.29 | S/ 6,730.19 | S/ 165,092.19 |
| 4.20% | S/ 1,637.19 | S/ 3,291.30 | S/ 4,962.52 | S/ 6,651.01 | S/ 165,013.01 |
| 4.15% | S/ 1,617.99 | S/ 3,252.52 | S/ 4,903.74 | S/ 6,571.84 | S/ 164,933.84 |
| 4.00% | S/ 1,560.36 | S/ 3,136.10 | S/ 4,727.36 | S/ 6,334.30 | S/ 164,696.30 |
| 3.90% | S/ 1,521.91 | S/ 3,058.44 | S/ 4,609.74 | S/ 6,175.94 | S/ 164,537.94 |
| 3.75% | S/ 1,464.17 | S/ 2,941.88 | S/ 4,433.25 | S/ 5,938.41 | S/ 164,300.41 |
| 3.50% | S/ 1,367.80 | S/ 2,747.42 | S/ 4,138.96 | S/ 5,542.51 | S/ 163,904.51 |
| 3.00% | S/ 1,174.55 | S/ 2,357.81 | S/ 3,549.85 | S/ 4,750.73 | S/ 163,112.73 |
| 2.75% | S/ 1,077.66 | S/ 2,162.65 | S/ 3,255.02 | S/ 4,354.83 | S/ 162,716.83 |
| 2.50% | S/ 980.59 | S/ 1,967.25 | S/ 2,960.02 | S/ 3,958.94 | S/ 162,320.94 |
| 2.00% | S/ 785.92 | S/ 1,575.74 | S/ 2,369.47 | S/ 3,167.15 | S/ 161,529.15 |
| 1.35% | S/ 531.77 | S/ 1,065.33 | S/ 1,600.68 | S/ 2,137.83 | S/ 160,499.83 |
| 1.00% | S/ 394.42 | S/ 789.82 | S/ 1,186.20 | S/ 1,583.58 | S/ 159,945.58 |
| 0.10% | S/ 39.57 | S/ 79.16 | S/ 118.75 | S/ 158.36 | S/ 158,520.36 |
Sobre los datos
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Para S/ 158,362 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 158,362 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.