Cálculo de intereses
Ahorrando S/ 137,989
Veamos que pasaría si Usted ahorrara 137,989 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 137,989.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 1,576.39 | S/ 3,170.79 | S/ 4,783.40 | S/ 6,414.44 | S/ 144,403.44 |
| 8.50% | S/ 2,843.10 | S/ 5,744.78 | S/ 8,706.24 | S/ 11,728.72 | S/ 149,717.72 |
| 8.00% | S/ 2,680.57 | S/ 5,413.22 | S/ 8,198.95 | S/ 11,038.80 | S/ 149,027.80 |
| 7.10% | S/ 2,386.60 | S/ 4,814.48 | S/ 7,284.35 | S/ 9,796.94 | S/ 147,785.94 |
| 7.00% | S/ 2,353.82 | S/ 4,747.80 | S/ 7,182.61 | S/ 9,658.95 | S/ 147,647.95 |
| 6.50% | S/ 2,189.59 | S/ 4,413.92 | S/ 6,673.54 | S/ 8,969.03 | S/ 146,958.03 |
| 6.10% | S/ 2,057.78 | S/ 4,146.25 | S/ 6,265.86 | S/ 8,417.09 | S/ 146,406.09 |
| 6.20% | S/ 2,090.77 | S/ 4,213.21 | S/ 6,367.82 | S/ 8,555.07 | S/ 146,544.07 |
| 5.90% | S/ 1,991.74 | S/ 4,012.23 | S/ 6,061.88 | S/ 8,141.12 | S/ 146,130.12 |
| 5.75% | S/ 1,942.15 | S/ 3,911.63 | S/ 5,908.83 | S/ 7,934.14 | S/ 145,923.14 |
| 5.70% | S/ 1,925.60 | S/ 3,878.08 | S/ 5,857.80 | S/ 7,865.15 | S/ 145,854.15 |
| 5.65% | S/ 1,909.05 | S/ 3,844.52 | S/ 5,806.76 | S/ 7,796.15 | S/ 145,785.15 |
| 5.60% | S/ 1,892.50 | S/ 3,810.96 | S/ 5,755.72 | S/ 7,727.16 | S/ 145,716.16 |
| 5.50% | S/ 1,859.37 | S/ 3,743.80 | S/ 5,653.62 | S/ 7,589.18 | S/ 145,578.18 |
| 5.30% | S/ 1,793.05 | S/ 3,609.40 | S/ 5,449.35 | S/ 7,313.21 | S/ 145,302.21 |
| 5.25% | S/ 1,776.45 | S/ 3,575.78 | S/ 5,398.26 | S/ 7,244.21 | S/ 145,233.21 |
| 5.05% | S/ 1,710.01 | S/ 3,441.21 | S/ 5,193.87 | S/ 6,968.24 | S/ 144,957.24 |
| 5.00% | S/ 1,693.39 | S/ 3,407.55 | S/ 5,142.76 | S/ 6,899.25 | S/ 144,888.25 |
| 4.95% | S/ 1,676.75 | S/ 3,373.88 | S/ 5,091.63 | S/ 6,830.26 | S/ 144,819.26 |
| 4.75% | S/ 1,610.17 | S/ 3,239.13 | S/ 4,887.09 | S/ 6,554.29 | S/ 144,543.29 |
| 4.55% | S/ 1,543.49 | S/ 3,104.24 | S/ 4,682.45 | S/ 6,278.32 | S/ 144,267.32 |
| 4.50% | S/ 1,526.80 | S/ 3,070.50 | S/ 4,631.28 | S/ 6,209.33 | S/ 144,198.33 |
| 4.40% | S/ 1,493.42 | S/ 3,002.99 | S/ 4,528.91 | S/ 6,071.34 | S/ 144,060.34 |
| 4.30% | S/ 1,460.00 | S/ 2,935.46 | S/ 4,426.52 | S/ 5,933.36 | S/ 143,922.36 |
| 4.25% | S/ 1,443.29 | S/ 2,901.67 | S/ 4,375.31 | S/ 5,864.36 | S/ 143,853.36 |
| 4.20% | S/ 1,426.57 | S/ 2,867.88 | S/ 4,324.10 | S/ 5,795.37 | S/ 143,784.37 |
| 4.15% | S/ 1,409.84 | S/ 2,834.09 | S/ 4,272.88 | S/ 5,726.38 | S/ 143,715.38 |
| 4.00% | S/ 1,359.62 | S/ 2,732.64 | S/ 4,119.19 | S/ 5,519.40 | S/ 143,508.40 |
| 3.90% | S/ 1,326.12 | S/ 2,664.97 | S/ 4,016.70 | S/ 5,381.42 | S/ 143,370.42 |
| 3.75% | S/ 1,275.81 | S/ 2,563.41 | S/ 3,862.92 | S/ 5,174.44 | S/ 143,163.44 |
| 3.50% | S/ 1,191.84 | S/ 2,393.97 | S/ 3,606.49 | S/ 4,829.48 | S/ 142,818.48 |
| 3.00% | S/ 1,023.45 | S/ 2,054.48 | S/ 3,093.17 | S/ 4,139.55 | S/ 142,128.55 |
| 2.75% | S/ 939.02 | S/ 1,884.43 | S/ 2,836.27 | S/ 3,794.59 | S/ 141,783.59 |
| 2.50% | S/ 854.44 | S/ 1,714.17 | S/ 2,579.22 | S/ 3,449.63 | S/ 141,438.63 |
| 2.00% | S/ 684.81 | S/ 1,373.02 | S/ 2,064.64 | S/ 2,759.70 | S/ 140,748.70 |
| 1.35% | S/ 463.36 | S/ 928.28 | S/ 1,394.75 | S/ 1,862.80 | S/ 139,851.80 |
| 1.00% | S/ 343.68 | S/ 688.21 | S/ 1,033.60 | S/ 1,379.85 | S/ 139,368.85 |
| 0.10% | S/ 34.48 | S/ 68.98 | S/ 103.48 | S/ 137.99 | S/ 138,126.99 |
Sobre los datos
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Para S/ 137,989 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 137,989 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.